AN EXAMINATION OF THE ROLE COOPERATION THRIFT AND CREDIT SOCIETIES TO THE DEVELOPMENT OF URBAN AREA

AN EXAMINATION OF THE ROLE COOPERATION THRIFT AND CREDIT SOCIETIES TO THE DEVELOPMENT OF URBAN AREA
(A Study of Orphanage Mother Multipurpose Cooperative Society Limited)

 

Click here to download our android mobile app to your phone  for more materials and others

COMPLETE PROJECT  MATERIAL COST 5000 NAIRA

   ORDER NOW

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
 

 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447

 
 

First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

We also accept :   ATM transfer , online money  transfer 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>

Call Help Desk Line :  08074466939,08063386834.

After Payment Send Your Payment Details To

08074466939 Or 08063386834,   The Project Title  You  Selected On Our Website , Amount Paid, Depositor Name, Your Email Address, Payment Date. You Will Receive Your Material In Less Than 1 Hour Once We Confirm Your Payment.

WE HAVE SECURITY IN OUR BUSINESS.   

MONEY BACK GUARANTEE

You may also need:  web design company in Nigeria   

Bulk sms company in Nigeria

 

 

 

ABSTRACT

This study investigates and examination of the role of cooperative thrift and credit societies to the development of urban area. The study was based on the orphanage mother multipurpose cooperative society. The research reviews the literature of related study and was duly acknowledge data collected through constructed questionnaires methods, comprising members of the study area. Using simple random techniques. The perceptible equations and tabular illustration were used to present data obtained in the study. Result obtained from the study suggested that members of the study area and the public benefit immensely from the activities of cooperatives societies. Hence cooperatives help in providing loans amongst its members.

 

 

 

CHAPTER ONE

  • INTRODUCTION

The thrift and Credit cooperative has been formed with intention of improving the standard of living. The thrift and credit society started in Germany under the leadership of Fredrick Ra’ffeisen in the year 1818 who is now regarded as the father of modern cooperative thrift and credit society.

 

Germany has always been referred to as the cradle of credit cooperative. At that time, the economic condition of Germany was so deplorable and the peasantry and artisans fiet crushed under the heavy weight of indebtedness. Famine was a common phenomenon used as order of the day. The Jews ruled over the market and the poor labourers and farmers had no way out, except to buy articles of their need from them and sales their product to them. The merchants were money lenders changing very high rate of interest for the credit they gave and offered ridiculously prices for the produce they purchased. With the hopeless life of the peasantry, Raiffeisen emerged to help them out of their indebtedness and poverty years, therefore thought out plan for cooperative societies.

 

Before the advert of modern cooperative society the thrift and credit society serve at urban area, the traditional mutual system is been called and addressed by different name by various communities who practice it inform of traditional form of saving.

 

The Hausa call it “Adashe” “Bashi” in Nupe “Asusu in Ogogo etoto in Ibibio etc.” The traditional systems of cooperative leaders of the society are elected purely on the agreement of the members, while in modern cooperative.

 

Cooperative at large, the management committees are elected democratically, and any person contesting for any post must have the question of some vital requirement such as payment of entrance fees, share deposit etc and the member must be voted for any post in the society.

 

Cooperative thrift and credit society are mainly found among the urban areas, low-income earners, government employees etc. and a good number splitter around is the urban area as well.

 

1.1   BACKGROUND OF THE STUDY

Thrift and credit cooperative society like other sphere of life has it own problems. It is generally believed that any organization irrespective of its size has problems, if not identified and corrective measures applied is bound to hit the rock,. Cooperative thrift and credit is not left out this philosophy identifying and laying these problems is the primary aim of the write up of this project.

 

The project is aim at highlighting the obstacle responsible for the show growth of organization, it is also an attempt to highlight the aim and objectives of the organization, it is living up to expectation?

 

The problems are being highlighted analyzed and possible steps to be taken to alleviate the problems.

 

 

  • HISTORICAL BACKGROUND OF THE AREA

Modern cooperative thrift and credit has been in existence in early 20’s 2004 to be precisely in orphanage mother multi purpose society. Before then, it was traditionally practiced, low-income earner, petty traders peasant farmers etc. contribute money weekly or monthly, they rotates one after the other which serves as urban development area for its members, and then people have difficulties to secure loan for its members from any financial institution due to the fact that mostly are low income earners, urban areas etc where they have no collateral for security while they normally requested before giving people loan.

 

 

This article highlights various college of education, university and polytechnic  website in Nigeria. We provide free school Past Questions and answer, jamb exams, jamb registration Form and Admissions List to various students to gain admission into Federal, State and Private College Of Education In Nigeria.  This article will also help students to check admission status of various institutions in Nigeria at a go.

Adeyemi College of Education, Ondo, past questions, form and admissions list

Alvan Ikoku College of Education, Owerri, past questions, form and admissions list

Alvan Ikoku College of Education, Owerri, past questions, form and admissions list

Federal College of Educ. Abeokuta, past questions, form and admissions list

Federal College of Education, Eha-Amufu, past questions, form and admissions list

Federal College of Education, Kano, past questions, form and admissions list

Federal College of Education, Katsina, past questions, form and admissions list

Federal college of Education, Kontagora, past questions, form and admissions list

Federal College of Education, Obudu, past questions, form and admissions list

Federal College of Education, Okene, past questions, form and admissions list

Federal College of Education, Okene, past questions, form and admissions list

Federal College of Education, Pankshin, past questions, form and admissions list

 Federal College of Education, Yola, past questions, form and admissions list

Federal College of Education, Zaria, past questions, form and admissions list

Federal College of Education (Technical), Akoka, past questions, form and admissions list

Federal College of Education (Technical), Asaba, past questions, form and admissions list

Federal College of Education (Technical), Bichi, past questions, form and admissions list

Federal College of Education (Technical), Gombe, past questions, form and admissions list

Federal College of Education (Technical), Gusau, past questions, form and admissions list

Federal College of Education (Technical), Omoku, past questions, form and admissions list

Federal College of Education (Special) Oyo, past questions, form and admissions list

State college of education Past Questions, jamb exam, jamb registration Form And Admissions List

College of Education, Agbor, past questions, form and admissions list

Akwa-Ibom State College of Education, Afaha-Nsit, past questions, form and admissions list

College of Education, Akwanga, past questions, form and admissions list

College of Education, Akwanga, past questions, form and admissions list

Cross River State College of Education, Akamkpa, past questions, form and admissions list

Adamu Augie College of Education, Argungu, past questions, form and admissions list

College of Education, Azare, past questions, form and admissions list

Bayelsa State College of Education, Okpoama, past questions, form and admissions list

Emmanuel Alyande College of Education, Oyo, past questions, form and admissions list

Enugu State College of Education (Tech.) Enugu, past questions, form and admissions list

College of Education, Ekiadolor, past questions, form and admissions list

Umar Suleiman College of Education, Gashua, past questions, form and admissions list

College of Education, Gindiri, past questions, form and admissions list

Michael Otedola College of Primary Education, Moforiji, past questions, form and admissions list

College of Education, Port Harcourt, past questions, form and admissions list

Adeniran Ogunsanya College of Education, Otto, past questions, form and admissions list

Tai Solarin College of Education, Ijebu-Ode, past questions, form and admissions list

Tai Solarin College of Education, Ijebu-Ode, past questions, form and admissions list

Ebonyi State College of Education, Ikwo, past questions, form and admissions list

College of Education, Ikere, past questions, form and admissions list

College of Education, Ilesha, past questions, form and admissions list

College of Education, Ilesha, past questions, form and admissions list

College of Education, Ilorin, past questions, form and admissions list

College of Education, Jalingo, past questions, form and admissions list

Kano State College of Education, Kumbotso, past questions, form and admissions list

College of Education, Benue, past questions, form and admissions list

Kebbi State College of Education, Argungu, past questions, form and admissions list

College of Education, Minna, past questions, form and admissions list

Nwafor Orizu College of Education, Nsugbe, past questions, form and admissions list

College of Education, Oju, past questions, form and admissions list

College of Education, Oro, past questions, form and admissions list

College of Education, Oro, past questions, form and admissions list

Oyo State College of Education, Oyo, past questions, form and admissions list

www.eacoedoyo.com

College of Education, Warri, past questions, form and admissions list

College of Education, Warri, past questions, form and admissions list

FCT College of Education, Zuba, past questions, form and admissions list

Private college of education in Nigeria Past Questions, jamb exam, jamb registration Form And Admissions List

Angel Crown College of Education, Gidan-Daya, past questions, form and admissions list

Elder Oyama Memorial College of Education, Ofat-Adun, past questions, form and admissions list

Assanusiyah College of Education, Odeomu, past questions, form and admissions list

African Thinkers Community of inquiry College of Education, past questions, form and admissions list

Best Legacy College of Education, Ikirun, past questions, form and admissions list

Bauchi Institute for Arabic and Islamic Studies, past questions, form and admissions list

Calvin Foundation College of Education, Naka, past questions, form and admissions list

Harvard Wilson College of Education, Aba, past questions, form and admissions list

Hill College of Education, Akwanga, past questions, form and admissions list

Institute of Ecumenical Education, Enugu, past questions, form and admissions list

College of Education, Foreign Links Campus Moro, past questions, form and admissions list

College of Education, Foreign Links Campus Moro, past questions, form and admissions list

Diamond College of education aba . past questions,jamb news, admission form and list

Muhyideen College of Education, Ilorin, past questions, form and admissions list

ONIT College of Education, Abagana, past questions, form and admissions list

The African Church College of Education, Lagos, past questions, form and admissions list

St. Augustine College of Education, Yaba, past questions, form and admissions list

Yewa Central College of Education, Ogun, past questions, form and admissions list

List of Federal Universities in Nigeria

Abubakar Tafawa Belewa University, past questions, form and admissions list

Ahmadu Bello University, Zaria, past questions, form and admissions list

Bayero University, Kano, past questions, form and admissions list

Federal University, Gashua, past questions, form and admissions list

Federal University of Tech, Akure, past questions, form and admissions list

Federal University of Petroleum Resources, Effurun, past questions, form and admissions list

Federal University of Technology, Minna, past questions, form and admissions list

Federal University of technology, Owerri, past questions, form and admissions list

Federal University Dutse, past questions, form and admissions list

Federal University Dutsin-Ma, past questions, form and admissions list

Federal University, Ndufu-Alike, past questions, form and admissions list

Federal University, Otuoke, past questions, form and admissions list

Federal University, Wukari, past questions, form and admissions list

Federal University, Birnin Kebbi, past questions, form and admissions list

Federal University, Gusau

Michael Okpara Univeristy of Agric, Umudike, past questions, form and admissions list

Modibbo Adama University of Tech, Yola, past questions, form and admissions list

National Open University of Nigeria, past questions, form and admissions list

Nigeria Police Academy Wudil, past questions, form and admissions list

Nigeria defense Academy, Kaduna, past questions, form and admissions list

Nnamdi Azikiwe University, Awka, past questions, form and admissions list

Obafemi Awolowo University, Ile-Ife, past questions, form and admissions list

University of Abuja, Gwagwalada, past questions, form and admissions list

University of Agriculture Abeokuta, past questions, form and admissions list

University of Agriculture Markurdi, past questions, form and admissions list

University of Benin, past questions, form and admissions list

University of Calabar, past questions, form and admissions list

University of Lagos, past questions, form and admissions list

University of Maiduguri, past questions, form and admissions list

University of Nigeria Nsukka, past questions, form and admissions list

University of Port-Harcourt, past questions, form and admissions list

University of Uyo, past questions, form and admissions list

Usmanu Danfodiyo University, past questions, form and admissions list

List of State Universities in Nigeria admission list

Abia State University, Uturu, past questions, form and admissions list

Adamawa State University, Mubi, past questions, form and admissions list

Adekunle Ajasin University, Akungba, past questions, form and admissions list

Amrose Alli University, Ikot Akpaden, past questions, form and admissions list

Anambra State University of Sc. & Tech, Uli, past questions, form and admissions list

Anambra State University of Sc. & Tech, Uli, past questions, form and admissions list

Bauchi State Unibversity, Gadau, past questions, form and admissions list

Benue State University Markurdi, past questions, form and admissions list

Bukar Abba Ibrahim University, Damaturu, past questions, form and admissions list

Cross River State University of Sc. & Tech, Calabar, past questions, form and admissions list

Delta State University Abraka, past questions, form and admissions list

Ebonyi State University, Abakaliki, past questions, form and admissions list

Ekiti State University, past questions, form and admissions list

Enugu State University of Sc. & Tech. Enugu, past questions, form and admissions list

Gombe State University, Gombe

Ibrahim Badamasi Babangida University, past questions, form and admissions list

Ignatius Ajuru University of Education, past questions, form and admissions list

Imo state University,Owerri, past questions, form and admissions list

Jigawa State University, past questions, form and admissions list

Kaduna State University, Kaduna past questions, form and admissions list

Kano University of Sc. & Tech, Wudil

Kebbi State University, Kebbi, past questions, form and admissions list

Kogi State University, Anyigba, past questions, form and admissions list

Kwara State University, Ilorin, past questions, form and admissions list

Ladoke Akintola university of Tech, past questions, form and admissions list

Lagos State University Ojo, past questions, form and admissions list

Nasarawa State University, Keffi, past questions, form and admissions list

Niger Delta University, Yenagoe, past questions, form and admissions list

Olabisi Onabanjo University Ago-Iwoye, past questions, form and admissions list

Ondo State University of Sc. & Tech, Okitipupa, past questions, form and admissions list

Osun State University, Oshogbo, past questions, form and admissions list

Plateau State University, Bokkos, past questions, form and admissions list

Rivers State University of Sc. & Tech, past questions, form and admissions list

Tai Solarin University of Education, Ijebu-ode, past questions, form and admissions list

Taraba State University, Jalingo, past questions, form and admissions list

Umaru Musa Yar’Adua University, past questions, form and admissions list

Private Universities

Achievers University, Owo, past questions, form and admissions list

Adeleke University, Ede, past questions, form and admissions list

Afe Babalola University, Ado- Ekiti, past questions, form and admissions list

African University of Sc. & Tech, Abuja, past questions, form and admissions list

Al-hikmah University, Ilorin, past questions, form and admissions list

Ajayi Crowther University, Ibadan, past questions, form and admissions list

Al-Qalam University, Katsina, past questions, form and admissions list

American University of Nigeria, Yola, past questions, form and admissions list

Babcock University, Ilishan, past questions, form and admissions list

Baze University, past questions, form and admissions list

Bells University of Technology, Otta, past questions, form and admissions list

Benson Idahosa University, Benin, past questions, form and admissions list

Bingham University, New Karu, past questions, form and admissions list

Bowen University, Iwo, past questions, form and admissions list

Caleb University, Lagos, past questions, form and admissions list

Caritas University, Enugu, past questions, form and admissions list

CETEP City University, Lagos, past questions, form and admissions list

Covenant University, Ota, past questions, form and admissions list

Crawford University, Igbesa, past questions, form and admissions list

Crescent University, past questions, form and admissions list

Elizade University, Ilara-mokin, past questions, form and admissions list

Fountain University, Oshogbo, past questions, form and admissions list

Gregory University, Uturu, past questions, form and admissions list

Hallmark University, past questions, form and admissions list

Igbinedion University, Okada

Joseph Ayo Babalola University,Ikeji, past questions, form and admissions list

Kwararafa University, Wukari, past questions, form and admissions list

Lead City University, Ibadan, past questions, form and admissions list

Madonna University, Okija

Mcpherson University, Seriki

Nigerian-Turkish Nile University, Abuja, past questions, form and admissions list

Novena University, Ogume, past questions, form and admissions list

Obong University, Obong Ntak, past questions, form and admissions list

Oduduwa University, Ipetumodu, past questions, form and admissions list

Pan-African University, Lagos, past questions, form and admissions list

Paul University, Awka, past questions, form and admissions list

Redeemer’s University, Mowe, past questions, form and admissions list

Renaissance University, Enugu, past questions, form and admissions list

Salem University, Lokoja, past questions, form and admissions list

Tansian University, Umunya, past questions, form and admissions list

University of Mkar

Veritas University, past questions, form and admissions list

Wellspring University, Edo, past questions, form and admissions list

Wesley University of Sc. & Tech, Ondo, past questions, form and admissions list

Western Delta University, Oghara

List of all the Federal Polytechnics in Nigeria

    Air Force Institute of Technology Nigerian Air Force, past questions, form and admissions list

    Air Force Institute of Technology Nigerian Air Force, past questions, form and admissions list

    Akanu Ibiam Federal Polytechnic, Unwana, past questions, form and admissions list

Nigeria Army School of Military Engineering, past questions, form and admissions list

     Auchi Polytechnic past questions, form and admissions list

     Auchi Polytechnic past questions, form and admissions list

    Federal Polytechnic, Ado-Ekiti past questions, form and admissions list

Federal Polytechnic, Ado-Ekiti past questions, form and admissions list

Federal Polytechnic, Bauchi, past questions, form and admissions list

    Federal Polytechnic, Bida, past questions, form and admissions list

 Federal Polytechnic, Bida, past questions, form and admissions list

   Federal Polytechnic, Damaturu, past questions, form and admissions list

     Federal Polytechnic, Ede, Osun State, past questions, form and admissions list

         Federal Polytechnic, Ede, Osun State, past questions, form and admissions list

 Federal Polytechnic, Ida, past questions, form and admissions list

   Federal Polytechnic, Ida, past questions, form and admissions list

  Federal Polytechnic, Ilaro, past questions, form and admissions list

     Federal Polytechnic, Ile-Oluji, Ondo State, past questions, form and admissions list

    Federal Polytechnic, Mubi, past questions, form and admissions list

   Federal Polytechnic, Namoda, past questions, form and admissions list

   Federal Polytechnic, Nassarawa, past questions, form and admissions list

  Federal Polytechnic, Nekede, past questions, form and admissions list

    Federal Polytechnic, Nekede, past questions, form and admissions list

Federal Polytechnic, Offa, past questions, form and admissions list

 Federal Polytechnic, Offa, past questions, form and admissions list

 Federal Polytechnic, Oko, past questions, form and admissions list

Federal School of Dental Technology and Therapy, past questions, form and admissions list

Kaduna Polytechnic, Kaduna, past questions, form and admissions list

Hussaini Adamu Federal Polytechnic, past questions, form and admissions list

Nigeria Army School of Military Engineering, past questions, form and admissions list

Federal College of Animal Health and Production Technology, past questions, form and admissions list

Waziri Umaru Federal Polytechnic Birnin Kebbi, past questions, form and admissions list

Yaba College of Tech, past questions, form and admissions list

List of State Polytechnics in Nigeria

 Abraham Adesanya Polytechnic, Ijebu-Igbo, past questions, form and admissions list

Abia State Polytechnic, past questions, form and admissions list

Adamawa State Polytechnic, past questions, form and admissions list

Akwa-Ibom State Polytechnic, Ikot-Osurua, past questions, form and admissions list

Benue State Poly, Ugbokolo, past questions, form and admissions list

Gateway Polytechnic, Igbesa, past questions, form and admissions list

Rufus Giwa Polytechnic, past questions, form and admissions list

Rufus Giwa Polytechnic, past questions, form and admissions list

The Polytechnic, Ibadan, past questions, form and admissions list

Institute of Mgt. and Tech, past questions, form and admissions list

Imo State Polytechnic, Umuagwo, past questions, form and admissions list

Kano State Polytechnic, past questions, form and admissions list

Kogi State Polytechnic, Lokoja, past questions, form and admissions list

Kwara State Polytechnic, Ilorin, past questions, form and admissions list

Lagos State Poly, Ikorodu, past questions, form and admissions list

Moshood Abiola Poly, past questions, form and admissions list

Nasarawa State Polytechnic, past questions, form and admissions list

Nuhu Bamalli Polytechnic, past questions, form and admissions list

Delta State Polytechnic, Ogwashi-Uku, past questions, form and admissions list

Osun State Poly, Iree, past questions, form and admissions list

Osun State Poly, Iree, past questions, form and admissions list

Osun State College of Tech, Esa-Oke, past questions, form and admissions list

Delta State Polytechnic, Ozoro, past questions, form and admissions list

Plateau State Polytechnic, Barkin-Ladi, past questions, form and admissions list

Adamawa State Poly, past questions, form and admissions list

Rivers State College of Arts and Science, past questions, form and admissions list

Rivers State College of Arts and Science, past questions, form and admissions list

Rivers State Polytechnic, past questions, form and admissions list

Gateway Polytechnic Saapade, past questions, form and admissions list

Edo State Inst. of Tech and Mgt, Usen, past questions, form and admissions list

Niger State Poly, Zungeru, Niger State, past questions, form and admissions list

List of Private Polytechnics in Nigeria

Allover Central Polytechnic, past questions, form and admissions list

Crown Polytechnics, past questions, form and admissions list

Covenant Polytechnic, past questions, form and admissions list

Dorben Polytechnic, Bwari-Garam Road, past questions, form and admissions list

Fidei Polytechnic, Gboko, past questions, form and admissions list

Grace Polytechnic, past questions, form and admissions list

Grace Polytechnic, past questions, form and admissions list

Igbajo Polytechnic, past questions, form and admissions list

The Polytechnic, Ile-Ife, NITEL Road, past questions, form and admissions list

Lagos City Poly, Ikeja, Lagos State, past questions, form and admissions list

Light House Polytechnic, Eubuobanosa, past questions, form and admissions list

Interlink Polytechnic, past questions, form and admissions list

Kings Polytechnic, Ubiaja, past questions, form and admissions list

RONIK Polytechnic, past questions, form and admissions list

Shaka Polytechnic, Polytechnic, Benin city, past questions, form and admissions list

Temple-Gate Polytechnic, past questions, form and admissions list

Wolex Polytechnic, past questions, form and admissions list

Prime Polytechnic, past questions, form and admissions list

The Polytechnic Imesi-Ile, Osun, past questions, form and admissions list

Heritage Polytechnic, Ikot Udota, past questions, form and admissions list

Ibadan City Polytechnic, past questions, form and admissions list

Leave a Reply

Your email address will not be published. Required fields are marked *