BANK FINANCING SMALL SCALE BUSINESS UNIT.
(A CASE STUDY OF FIRST BANK OF NIGERIA PLC ENUGU BRANCH)
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CHAPTER ONE: INTRODUCTION
- BACKGROUND OF STUDY
- STATEMENT OF PROBLEM
- OBJECTIVE OF THE STUDY
- SIGNIFICANCE OF THE STUDY
- HYPOTHESIS
- SCOPE AND LIMITATION OF THE STUDY
- DEFINITION OF TERMS
CHAPTER TWO; LITERATURE REVIEW
- MEANING OF GOVERNMENT BUDGET
- OBJECTIVES OF BUDGET
- CONTENTS OF BUDGET DOCUMENTS
- ANAMBRA STATE GOVERNMENT BUDGET
- BUDGETARY PROCEDURES
- REPETITIVE BUDGETING
- EFFECTS OF INFLATION ON BUDGET
- POLITICIANS POLITICAL SYSTEMS AND BUDGETARY IMPLEMENTATION.
CHAPTER THREE; RESEARCH DESIGN AND METHODOLOGY
- SOURCES OF DATA
- INTERVIEW QUESTIONS
- SAMPLES USED
- METHODS OF INVESTIGATION
CHAPTER FOUR; DATA ANALYSIS
CHAPTER FIVE; FINDINGS
RECOMMENDATIONS AND CONCLUSION
APPENDICES
BIBLIOGRAPHY
CHAPTER ONE
- BACKGROUND OF THE STUDY
Man, Since the past ages, has been battling with procurements of a reasonable standard of living and the ways of managing his perpetual inadequate. The eventful development of organised Society had to the Institution of government. During the 15th Century, when mercantilism was the order of the, government had right to interfere with the economic process to protect the interest of the nation (as then seen mainly from the view point of international trade) “I, during 18th Century, the phsyio-crate and Adam Smith came with laisesez fair.
This doctrine also suited its own period but the general depression of the 28th Century indicated that it was not after an economic panacea.
It was during the 2oth Century that keynes, come out with own postulation. To be presence during the 1930’s Keynesian economic developed and emphasized “the Cyclical movement of the economy and the need to temper such movement by artificially manipulation the through and the there depressions in the cycle in order to facilitate a better economic order.
Infact, it was the policy implications of Keynesian economics that have contributed to the trends which led to planning and budgeting as a tool in political administration.
Today Nigeria is moving towards the forty fourth year of Independence. Within the previous forty three years, so many budgets have been propounded and announced. Same have been these budget and policies were made to enhance the Nigeria’s Standard of Living which is very lows, as at the time of this study.
Budgets in Nigeria as a whole have traditionally promised to aken the primary Socio-economic problems facing the Nigeria such problems are non availability of food at affordable prices, poor health services, High rate of fuel pump prices, inefficient transport and Communication systems (Network Coverage) and lack of job opportunities for the mushroom army of he unemployed to mention but a few. But the greatest problem facing Nigerians is that the policy and implementation of these budgetary plans have always fallen short of set target.
The 1995/1996 budget either was not an exception. It was set to achieve a “non-inflationary” growth in the economy. But was there inflation in 1995 (if one may ask). The answer is yes. There was twenty-five percent (25%) rate of inflation. Therefore, the budgetary target was not also all achieved in 1996 fiscal year. The 1995 budget on inflation rate rise to 74.3 percent. It means that there is high rate of inflation in 1995. So the 1995 and 1996 budget fell short of the target.
- STATEMENT OF PROBLEM
The writer is of the opinion that so many budget have been made in Nigeria as well as in the various states that made up of the Country. Since budgets have made in Nigeria, methods exist in which he budgetary plans were implemented. If one may ask again, these methods are they the proper ways of implementation?. We are yet to know Anambra State has also made so many budgets which were also executed in various methods. In what ways do the State raise its funds is another questions. If all these are to be condensed into one Sent once, this is the study proper Accounting