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AN ANALYSIS INTO THE CAUSES OF FAILURE OF SMALL SCALE BUSINESS ORGANISATION IN ENUGU.

AN ANALYSIS INTO THE CAUSES OF FAILURE OF SMALL SCALE BUSINESS ORGANISATION IN ENUGU.

COMPLETE PROJECT  MATERIAL COST 5000 NAIRA OR $10 , 

. A FRESH TOPIC NOT LISTED ON OUR WEBSITE COST 50,000 NAIRA ( UNDERGRADUATE) OR 100,000 FOR SECOND DEGREE STUDENTS. $500. PLUS  FREE SUPPORT UNTIL YOU FINISH YOUR PROJECT WORK. CONTACT US TODAY, WE MAKE A DIFFERENT. DESIGN AND WRITING IS OUR SKILLED.  DESIGN AND WRITING IS OUR SKILLED.

Note: our case study can be change to suit your desire location . we are here for your success.

                                   ORDER NOW

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANKER SECURITY GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 2 HOURS

How to transfer from your bank account to All  Nigeria banks without internet

1. Access Bank:
—-*901#

2. EcoBank:
—-*326#

3. Fidelity Bank:
—-*770#

4. FCMB:
—-*389*214#

5. First Bank
—-*894#

6. GTB:
—-*737#

7. Heritage Bank:
—-*322*030#

8. Keystone Bank:
—-*322*082#

9. Sky Bank:
—-*389*076*1#

10. Stanbic IBTC:
—-*909#

11. Sterling Bank:
—-*822#

12. UBA:
—-*389*033*1#

13. Unity Bank:
—-*322*215#

14. Zenith Bank:
—-*966#

15. Diamond Bank
—-*710*555#

To know your BVN, dial
—-*565*0#.

E.g for First bank…   *894 *Amount *Acct. No. #

Please dail d code from d number u used to register d account from the bank

CALL OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

WE HAVE SECURITY IN OUR BUSINESS.   

MONEY BACK GUARANTEE

 

Click here to download our android mobile app to your phone  for more materials and others

ABSTRACT

 

An analysis into the causes of failure of Small Business Organisation in Enugu State is a topic chosen from the marketing field.

This first approach to the contemporary marketing project retains the same conceptual frame work.  The project may be the most illustrative in the title “SMALL BUSINESS FAILURE”.

It deals with causes of business failure in Nigeria such as government regulation inadequate experience in the field like inadequate capital,  lack of raw materials and other logistic problems.  It also deals with the solution to their problems.

I sincerely belief that this project work will meet the expectation of my numerous readers.

CHAPTER ONE

 

  • INTRODUCTION

1.1     BACKGROUND OF THE STUDY

          The problems of small business failure is as old as the history of business itself a large  number if business which started with so much optimism and promise have failed.

The problms that confront business in its own right could contribute a great threat to the survival of he business.  It is better to indicate here that the survival of business if any person managed economy to a great extent depends on sometimes sheer luck rather on managerial and technical capability as would have seen the case.

Business failure if like sickness such as malaria it always do not come without symptoms.  The Main symptoms of immediate business collapse according to Ifedi (1986) are detoriating capital, decrease in sales, decline profit and high debt ratio.  Once these factors are noticed in business, the entrepreneur should know that he business is at its collapse.  A large number of  business have failure in Enugu state.  The problem of business  failure is now a great concern to managers, entrepreneur customers and workers, an each can play an important role in minimizing it.

In order to minimize business failure, effects should be made to determine the cause of such failure and appropriate steps to reduce them to an acceptable proportion.  This is the concern of this study.

 

  • STATEMENT OF PROBLEM

The study will attempt to sort out what business failure will be like in the economic cycle and the problems that are associated with business failure in small scale enterprises.

The problems can be classified this, general and specific factors.  Both factors are highlighted below:

  1. Government polices and regulations.
  2. Inflation and business cycle.
  3. Managerial incompetence.
  4. Inadequate capital.

In considering the problems as stated above, a question has to be asked.  How easy it is for small business to fight against failure.  The magnitude of this problems and its implication have inspired this research.

 

  • SIGNIFICANCE OF THE STUDY

It is certain that in Nigeria today causes of business failure are rampart tot he point that is calls for some  aestivation into the cause, conseque

INTERNAL AUDITING AND STOCK TAKING

INTERNAL AUDITING AND STOCK TAKING

COMPLETE PROJECT  MATERIAL COST 5000 NAIRA OR $10 , 

. A FRESH TOPIC NOT LISTED ON OUR WEBSITE COST 50,000 NAIRA ( UNDERGRADUATE) OR 100,000 FOR SECOND DEGREE STUDENTS. $500. PLUS  FREE SUPPORT UNTIL YOU FINISH YOUR PROJECT WORK. CONTACT US TODAY, WE MAKE A DIFFERENT. DESIGN AND WRITING IS OUR SKILLED.  DESIGN AND WRITING IS OUR SKILLED.

Note: our case study can be change to suit your desire location . we are here for your success.

                                   ORDER NOW

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANKER SECURITY GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 2 HOURS

How to transfer from your bank account to All  Nigeria banks without internet

1. Access Bank:
—-*901#

2. EcoBank:
—-*326#

3. Fidelity Bank:
—-*770#

4. FCMB:
—-*389*214#

5. First Bank
—-*894#

6. GTB:
—-*737#

7. Heritage Bank:
—-*322*030#

8. Keystone Bank:
—-*322*082#

9. Sky Bank:
—-*389*076*1#

10. Stanbic IBTC:
—-*909#

11. Sterling Bank:
—-*822#

12. UBA:
—-*389*033*1#

13. Unity Bank:
—-*322*215#

14. Zenith Bank:
—-*966#

15. Diamond Bank
—-*710*555#

To know your BVN, dial
—-*565*0#.

E.g for First bank…   *894 *Amount *Acct. No. #

Please dail d code from d number u used to register d account from the bank

CALL OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

WE HAVE SECURITY IN OUR BUSINESS.   

MONEY BACK GUARANTEE

 

Click here to download our android mobile app to your phone  for more materials and others

ABSTRACT

 

INTERNAL AUDIT AND STOCK TALKING

Internal auditing and stocktaking are characterized by paucity of literature mostly when it involves having a focus on a particular establishment.  Most at the work on auditing have been centered on independent audit.

However, effort were made to scrape as much as possible from the dired ground.  Internal auditing is this an independent appraisal activity within the organization for the review of accounting, financial and other operation as a basis for services to management.

The person who does the above job is known as an internal auditor.  While stoking is the counting and checking of the price and physical quantities at goods or items in the store by selected officials at the company.

In an establishment like the total Nig. Limited is a company which concentrates much on the marketing of petroleum products though diversification are being made towards such area like agriculture.

In the view of different scholars and has been established by the researcher in internal auditing is very important in any organization, since they are eyes and ears of the management and stock being one of goods or items that determines progress or failure of an producing or marketing that should be taken care of.

CHAPTER ONE

 

INTRODUCTION

  • BACKGROUND OF THE STUDY

Internal auditor has been described as “the review of operations and records sometimes continues, undertaken within a business by specially assigned staff.

An internal audit or section is a part of the organization headed by the chief internal audit who reports to the chief of the executive of the organization.  Internal audit is a part of system of internal control and is undertaken by the staff of the organization.  The work undertaken by the internal audit is decided by either the Board of Directors or the management.  The responsibilities duties and power of internal audit are determined by the director periodically these duties and responsibilities are reviewed by revised.

As with internal check, the internal audit system must be varied to suit each particlar business for instance the type of internal audit that is applicable to total Nigeria limited company will differ from that suitable for retail.  In the latter one of the most important point will be the safe-guarding of cash and small articles of stock.  As it is not easy for an employee to remove a large heavy machine a different system of internal audit may be applicable in a machine tool.  Manufacturing firm

 

  • STATEMENT OF PROBLEM

The issue of the outside world regarding internal auditors as fraud detector has to be corrected.  The auditor is only expected to express an opinion

DESIGN AND IMPLEMENTATION OF A WEB-BASED LEGAL PRACTITIONER APPLICATION SYSTEM

DESIGN AND IMPLEMENTATION OF A WEB-BASED LEGAL PRACTITIONER APPLICATION SYSTEM

COMPLETE PROJECT  MATERIAL COST 5000 NAIRA OR $10 , 

. A FRESH TOPIC NOT LISTED ON OUR WEBSITE COST 50,000 NAIRA ( UNDERGRADUATE) OR 100,000 FOR SECOND DEGREE STUDENTS. $500. PLUS  FREE SUPPORT UNTIL YOU FINISH YOUR PROJECT WORK. CONTACT US TODAY, WE MAKE A DIFFERENT. DESIGN AND WRITING IS OUR SKILLED.  DESIGN AND WRITING IS OUR SKILLED.

Note: our case study can be change to suit your desire location . we are here for your success.

                                   ORDER NOW

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANKER SECURITY GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 2 HOURS

How to transfer from your bank account to All  Nigeria banks without internet

1. Access Bank:
—-*901#

2. EcoBank:
—-*326#

3. Fidelity Bank:
—-*770#

4. FCMB:
—-*389*214#

5. First Bank
—-*894#

6. GTB:
—-*737#

7. Heritage Bank:
—-*322*030#

8. Keystone Bank:
—-*322*082#

9. Sky Bank:
—-*389*076*1#

10. Stanbic IBTC:
—-*909#

11. Sterling Bank:
—-*822#

12. UBA:
—-*389*033*1#

13. Unity Bank:
—-*322*215#

14. Zenith Bank:
—-*966#

15. Diamond Bank
—-*710*555#

To know your BVN, dial
—-*565*0#.

E.g for First bank…   *894 *Amount *Acct. No. #

Please dail d code from d number u used to register d account from the bank

CALL OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

WE HAVE SECURITY IN OUR BUSINESS.   

MONEY BACK GUARANTEE

 

Click here to download our android mobile app to your phone  for more materials and others

ABSTRACT

The legal practitioner is a research and law teaching, where Lawyers & Judges study about cases on-line.  They insert in any newspaper, periodical or any other publications and advertisement offering as a member of the Bar to undertake confidential inquiries; to write for publication or give an interview to the press or otherwise cause or permit to be published, except in a legal periodical, any particulars of his practice or earnings in the profession or of cases pending on the courts or cases where the time for appeal has not expired on any matter in which he has been engaged as a member of the Bar, to answer questions on legal subjects in the press or any periodical on in wireless or television broadcast where his name or initials are directly or indirectly disclosed or likely or be disclosed.

The maintenance of a respectful attitude towards the court is been made.  It is unprofessional on the part of a member of the Bar to promote a case, which to his own knowledge is false.

Referring on different cases by some judges and lawyers, considering the fact-finding information displayed on related cases on web.

The situations where cases are adjourned are made known to the public who are interested in those involved in the case.  The aim of the disciplinary committee is to consider and determine any case where it is alleged that a person whose name is on the roll of legal practitioners has misbehaved in his capacity as a legal practitioner or should for any other reason be the subject of proceedings under the Decree to hear appeals from any direction given by the disciplinary committee.  Preparing and from time to time, revising a statement as to the kind of conduct if considered to be infamous conduct in a professional respect.  This is to say that if the case is being adjourned, they will automatically know about the information on-line.

Judgment is being concluded to be available to other practitioners on-line, either in favour or against, depending on the crime committed.

The introduction of a computer application is a great change in a legal practitioner based on the web site through browsing, which helps them to make references on different cases from the files documented.  As a machine, it is faster, accurate, easy to be used.  By the available data, it involves writing a program of instructions.

A lawyer maintains a respectful attitude towards the court.  They have to engage in public prosecutions, to see that justice is done.

TABLE OF CONTENTS

CHAPTER ONE

  • Introduction 1

1.1 Statement of problems                                                           2

1.2 Aims and objectives                                                               3

1.3 Scope of the study                                                                 6

1.4 Limitations of the study                                                         6

1.5 Definition of terms                                                                7

 

CHAPTER TWO

  • Literature Review 12

CHAPTER THREE

  • Description and Analysis of Existing System 17
    • Fact finding method 19
    • Background of case study 21
    • Objectives of existing system 23
    • Input process, output analysis 24
    • Information flow diagram 28
    • Problems of existing system 29
    • Justification of existing system 31

 

CHAPTER FOUR

  • Design of new system 33
    • Output specification and design 36
    • Input specification and design 41
    • File design 44
    • Procedure chart 48
    • System requirement 50

 

CHAPTER FIVE

  • Implementation 53
    • Program design 54
    • Program flow chart                               56
    • Test Run 64

 

CHAPTER SIX

  • Documentation 65

 

CHAPTER SEVEN

  • Recommendation 68
    • Conclusion 71

References                                                                             72

CHAPTER ONE

  • INTRODUCTION

To understand the web-based legal practitioner application system, it includes not merely the profession, which is practiced in courts but also covers law teaching, law research, administration in different branches where law plays a role and in fact, commercial and industrial employment and all other activities, which postulates and requires the use of legal knowledge and skill and which adopts legal process also fall within its scope.  The wed based legal practitioner comprises all those who use technical legal knowledge through net in performing their various occupational roles.  These will include such categories as practitioners of law and legal advisers, judges and magistrates, Area court Judges and Islamic Court Judges, academic lawyers and scholars, legal technicians (e.g. consultants) etc.

A legal practitioner is a person entitled to practice as a barrister (advocate) or as a barrister and solicitor.  In Nigeria, every legal practitioner is a barrister and solicitors.  For exam plc, an advocate practicing in a country whose legal system is similar to that of Nigeria may be permitted by the chief justice of Nigeria to practice as a barrister.  The chief justice has no power to permit him to practices as a solicitor.  Further more, a senior Advocate of Nigeria is not entitled to practice as a solicitor.

 

1.1     STATEMENT OF PROBLEM

The problem statement is mainly centralised on the existing method of wed-based legal practitioner application system.  The information obtained on-line, shows that a legal practitioner is entitled to recover his charges by action in a court of competent jurisdiction.  In General, before a legal practitioner brings such action, a bill for the charges containing particulars of the principal items included in the bill and signed by him, or in the case of a firm by one of the partners or in the name of the firm, must have been served on the client personally or left for him at his last address as known to the practitioner or sent by post addressed to the client at that address.

In addition, the period of one month beginning with the date of delivery of the bill must have expired.  There are provisions in the legal practitioners for taxation of bills of charges delivered by legal practitioner to his clients.

The council is to be consulted by the Attorney-General  of the federation before making regulations for the enrolment as legal practitioners in Nigeria, Court of  Appeal Enugu as a

LIQUIDITY PROBLEMS IN COMMERCIAL BANKS IN ENUGU STATE

LIQUIDITY PROBLEMS IN COMMERCIAL BANKS IN ENUGU STATE

COMPLETE PROJECT  MATERIAL COST 5000 NAIRA OR $10 , 

. A FRESH TOPIC NOT LISTED ON OUR WEBSITE COST 50,000 NAIRA ( UNDERGRADUATE) OR 100,000 FOR SECOND DEGREE STUDENTS. $500. PLUS  FREE SUPPORT UNTIL YOU FINISH YOUR PROJECT WORK. CONTACT US TODAY, WE MAKE A DIFFERENT. DESIGN AND WRITING IS OUR SKILLED.  DESIGN AND WRITING IS OUR SKILLED.

Note: our case study can be change to suit your desire location . we are here for your success.

                                   ORDER NOW

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANKER SECURITY GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 2 HOURS

How to transfer from your bank account to All  Nigeria banks without internet

1. Access Bank:
—-*901#

2. EcoBank:
—-*326#

3. Fidelity Bank:
—-*770#

4. FCMB:
—-*389*214#

5. First Bank
—-*894#

6. GTB:
—-*737#

7. Heritage Bank:
—-*322*030#

8. Keystone Bank:
—-*322*082#

9. Sky Bank:
—-*389*076*1#

10. Stanbic IBTC:
—-*909#

11. Sterling Bank:
—-*822#

12. UBA:
—-*389*033*1#

13. Unity Bank:
—-*322*215#

14. Zenith Bank:
—-*966#

15. Diamond Bank
—-*710*555#

To know your BVN, dial
—-*565*0#.

E.g for First bank…   *894 *Amount *Acct. No. #

Please dail d code from d number u used to register d account from the bank

CALL OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

WE HAVE SECURITY IN OUR BUSINESS.   

MONEY BACK GUARANTEE

 

Click here to download our android mobile app to your phone  for more materials and others

 

 

ABSTRACT

This study is aimed at appraising the liquidity problems in commercial banking in Enugu state with a view of determining how these problems affects commercial banking business, as well as determining whether the policies imposed by the central bank has actually solved the liquidity problems of commercial banks or not.  In doing this, we want to classify the period under review (1980-1980) into want to pre-sfem period and the post-sfem period.  In order words, the study intends to discuss the pre-sefem and post-sfem experiences of banks and offer useful suggestions as to how their problems could be alleviated if not eradicated.

For this purpose, empirival survey and history research was carried out and the statistical tool used is percentages.  The source of data for this study are both primary and secondary where the primary soruce consists of questionnaires and oral interviews, the secondary source is in the form of books, journals and news papers.

The research revealed that prior to the introduction of the structural adjustment programme with the second tier foreign exchange market (sfem) as its main feature, the problem has been that of excess liquidity, however, the introduction of the structural adjustment programmes (SAP) brought about the present liquidity crunch in the banking system.  It was further found out that both excess liquidity and shortage of liquidity affect the banks loans and advances as well as their profits.  Further more, it was observed that the policies imposed by the central bank has not solved the (excess and shortage of) liquidity problems of commercial banks.

As a result of these, it is suggested, among others, it is suggested among others, that banks should intensity their efforts towards acquiring more deposits drive for deposits (as it is popularly known) in order to alleviate the present problem of liquidity shortage in the system.  Moreover, there should be effective supervision of the policies imposed by the central bank to combat the liquidity problems of commercial banks to ensure that the policies are adequately implemented.  Other measure to alleviate either the excess or shortage of liquidity problems include adjustment of interest rates, adjustment of liquidity ratio, diversification of commercial banking services, establishment of more rural banks to mobilize rural savings and so on.  The essence of these is to maintain adequate liquidity and at the same time make enough profit for the shareholders.

CHAPTER ONE

 

INTRODUCTION

  • BACKGROUND OF STUDY

Liquidity is the word that the banker uses to describe his ability to satisfy demand for cash in exchange for deposits.  It can also be defined as the capacity of the bank to meet promptly demands that it pays its obligation.

A bank is considered to be liquid when it has sufficient cash and other liquid assets, together with the ability to raise funds quickly from other sources to enable it to meet its payment obligation and financial commitments in a timely manner.  In addition there should be a sufficient liquidity buffer to meet almost any financial emergency.

How much liquidity to hold and in what forms to hold it are a constant concern of bank management.  Banks are required to comply with legal reserve, requirements.  In addition, banks need liquidity to meet seasonal and unexpected loan demands and deposit fluctuations.  The majority of the transactions can be anticipated in advance and met from expected cash in flows from deposits, loan repayment or earnings.

Cash reserves also are needed to take advantage of unexpected profit opportunities, or for what might he termed aggressive purposes.  When a business firm that the bank has been working to secure as a customer finally presents a loan application, or a particularly desirable investment develops, the bank must have funds available to seize these opportunities.  During periods of expanding economic activity, banks are frequently presented with attractive loan situations which can only be met if banks maintain adequate liquidity. To determine the liquidity a bank needs at a particular time is to find the ratio of loans to deposits.  The higher the ratio is, the less willing banks will be in lending out and vice versa.

In Enugu State, commercial banks activities are regulated strictly by the banking act of 1969 as amended under the control of the central bank of Nigeria.  As a result of these regulation by the central bank, the commercial banks are required to hold specific assets equal to a certain percentage of their deposits and certain liabilities in liquid form.  This is known as the legal reserve requirement.  In the legal reserve requirements are liquidity ratio requirement, cash reserve requirements, stabilization securities issued by the central bank and special deposits.

Liquidity problems, for the purpose of this study, are looked at as the problems encountered by bank managers who are responsible for liquidity management, when there is either excess liquidity or liquidity squeeze in the banking system or in commercial banks.

 

  • STATEMENT OF THE STUDY OR PROBLEM IDENTIFICATION

There is no gain-saying, the fact that prior to the introduction of the structural adjustment programme (SAP) of which the second-tier foreign exchange market (SFEM) is the nucleus, the commercial banks in Enugu state have been wallowing in excess liquidity.  Consequently, they maintained excess liquidity ratios and were in the habit of refusing, deposits from the public.  These may be accountable to some deficiencies in the management policies of the central bank of Nigeria and the overall under developed nature of the entire economic system.  However, the structural adjustment programme with SFEM as the chief feature changed the trend.  The situation became that of shortage of liquidity or liquidity crunch, as it is popularly called.

In any case, for the purpose of this treatise, the liquidity problems of commercial banks have been identified from two perspective.

One is that they had excess liquidity before the advent of SFEM.

THE EFFECT OF FINANCIAL ACCOUNTING REPORTING ON THE MANAGEMENT OF A BUSINESS

THE EFFECT OF FINANCIAL ACCOUNTING REPORTING ON THE MANAGEMENT OF A BUSINESS

(A CASE STUDY OF EMENITE LTD)

COMPLETE PROJECT  MATERIAL COST 5000 NAIRA OR $10 , 

. A FRESH TOPIC NOT LISTED ON OUR WEBSITE COST 50,000 NAIRA ( UNDERGRADUATE) OR 100,000 FOR SECOND DEGREE STUDENTS. $500. PLUS  FREE SUPPORT UNTIL YOU FINISH YOUR PROJECT WORK. CONTACT US TODAY, WE MAKE A DIFFERENT. DESIGN AND WRITING IS OUR SKILLED.  DESIGN AND WRITING IS OUR SKILLED.

Note: our case study can be change to suit your desire location . we are here for your success.

                                   ORDER NOW

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

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1. Access Bank:
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5. First Bank
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ABSTRACT

Effort is made to access the effect of formal accounting reporting on the management of  a business financial accounting covers those activities related to the preparation of certain reports which are known as financial statements. These statement report the financial status of a firm at a particular time. The firms activities and resulting profit/losses during the most recent period and the flow of resources occurring within the firm during the same period.

I draw my research from the work of many authors. Such work done have included textbooks in all forms, magazine and Encyclopedias.

Apart from extensive use of literature, other method of research include (a) interview with businessmen. (b) Questionnaires have been designed and distributed to some businessmen (especially at trade fair). The questionnaires have been designed for officers  in management cadre in public and private companies, shareholders, staff, partners and owners in sole proprietorship

 

TABLE OF CONTENT

CHAPTER ONE

  • Introduction 1
    • Statement of problem 3
    • Purpose of the study 3
    • Significant of the study 4
    • Statement of Hypothesis 5
    • Scope of the study 6
    • Limitation of the study 7
    • Definition of terms. 8

 

CHAPTER TWO

  • Review of Related Literature 11
    • Accounting as a language of business 11
    • Users of accounting information 13
    • Characteristics of good information 17
    • Management of information 19
    • Basic accounting concept 25
    • The financial accounting branch 25
    • Other accounting branches. 27

CHAPTER THREE      

  • Research design and methodology 30
    • Sources of data 31
    • Sample Size 32
    • Method of investigation 32

CHAPTER FOUR

  • Data presentation and analysis. 36
    • Data presentation and analysis. 36
    • Test of hypothesis. 43

CHAPTER FIVE

  • Summary of findings, conclusion and recommendation. 50
    • Findings 50
    • Conclusion 51
    • Recommendation 53

Bibliography                                                                         55

Appendix                                                                              57

CHAPTER ONE

 

  INTRODUCTION

Financial accounting covers those activities related to the preparation of certain reports which are known as financial statement. These statements reports the financial status of a firm at a particular time the firms activities and resulting profit or losses during the most recent period and the flow of resources occurring within the firm during the same period.

This statement made by A. THOPSON MONTAOMERY gives us an idea on the meaning of financial accounting. However the question arises what are the efforts of these financial account reports in the management of business? The answer poses a problem which the paper will seek to solve. Not all business persons understand the impact of financial accounting information on the management of their business, some manages business intuitively. Other, like traffic defaulters who disobey road signs, disobey the warning of communicated by financial accounting information and end up in a “Business Accident”

There are other sources of information which have impact on the management of Business and the combination of these sources give an information system in the complex nature. As FARM WOOD puts it, “it must not be thought that accounting of any form is the management control system. Instead it is part of it”. But accounting information is the only system through which both mangers and external users get a picture of the organization as a total entity.

Moreover, financial accounting information usually comes in the disguised form by “wearing” the cloak of technicalities. Such technicalities include calculation which need expert knowledge in its interpretation. But when some business because of low financial layout, cannot employ such experts hands, they tend to ignore financial accounting information system which has an effect on the management of any business concern. The problem is: Do all businessmen know this? This is the question that the researcher seeks to answer also.

 

 

 

1.1     STATEMENT OF THE PROBLEM.

          Is very important for the functioning of any business. The finacial accounting system in most business organization do not potrary fully the principles of accounting systems. The flow of information, the cost of collecting any information and the internal control procedures have some loops holes.

In reality, it would be impossible for the researcher to study all the information system in all or even one of the organization. The study therefore involves a study of some typical financial accounting reporting on the management of a business. The researcher will carry out an empirical study and appraisal of a business financial accounting and see whether there is room for