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CASH BUDGET: A TOOL FOR DECISION MAKING IN AN ORGANIZATION

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 CASH BUDGET: A TOOL FOR DECISION MAKING IN AN ORGANIZATION

(A CASE STUDY OF NIGERIA BOTTLING COMPANY, ONITSHA)

 

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ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

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ABSTRACT

This study examined cash budget a tool for decision making in business organization.  The purpose of cash budget is to facilitate and ensure that cash is available so that the company can operate effectively at the levels provided for in the other budgets. For effective management of decision making. The objective of this study was achieved by using the under mentioned Nigeria bottling company Onitsha as a case study. The survey research method was made possible through the administration of questionnaires which were distributed randomly to management and supervisory level staff and some accounting staffs their responses where collected form the respondents and then analyzed, using the percentage rate methods. The analysis of data and finding revealed that cash budget is an aid to effective management, impact positively on profitability and above all, it was greatly accepted and applied, through there were some factors that hindered their full implementations. Conclusively, it could be said that without cash budget organizational goals and objectives may not be achieved. Therefore, it is recommended that control should follow planning and variance should be reporting and corrective action taken immediately.

 

 

 

 

 

 

 

 

 

 

 

 

TABLE OF CONTENTS

Title page

Approval page

Dedication

Acknowledgement

Abstract

Table of contents

CHAPTER ONE: INTRODUCTION

  • Background of the study
  • Statement of problem
  • Objective of the study
  • Research questions
  • Hypothesis (if any)
  • Significance of the study
  • Scope of the study
  • Assumption of the study(if any)
  • Definition of terms

CHAPTER TWO: LITERATURE REVIEW

  • Conceptual definition of budget
  • Theoretical framework
  • Current Literature review
  • Summary of Literature review

CHAPTER THREE: RESEARCH METHODOLOGY

  • Design of the study
  • Area of the study
  • Population of the study
  • Sample size and sampling technique
  • Instrument for data collection
  • Validity of the Instrument
  • Distribution and Retrieval of Instrument
  • Method of data analysis

CHAPTER FOUR: DATA PRESENTATION  AND ANALYSIS

  • Tabulation of Responses
  • Testing of hypothesis
  • Discussion of findings

CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATION

  • Summary of findings
  • Conclusion
  • Recommendation
  • Limitation of the findings

References

Appendix A

Appendix B

Appendix C

Appendix D

Appendix E

 

 

CHAPTER ONE

INTRODUCTION

1.1     BACKGROUND OF THE STUDY:

Every rational economic unit has some objectives to attain, individual, corporate bodies in government have objectives to achieve. To achieve their respective objectives, resources have to be made available, unfortunately nature did not distribute her resources abundantly, whilst objectives and needs are numerous and varied as they are various economic units.

In order to make resources available, cash is needed, according to investopedia, cash is legal tender or corns that can be used to exchange goods, debt or services some time it can also incluces the value of assets that can be converted into cash immediately, as reported y a company.

Acoring to Shine Mat (15 June 2012): companies have those primary motives for holding cash and hey are:

The transaction motive

The precautionary motive

The speculative motive.

The transation motive enables firms and companies to conduct their ordinary business making purchases and sales. The precautionary motive depends on the predict ability of cash flow and the ability of company to borrow a short notice. This motive enable a firm to provide enough funds as a protection against unexpected opportunity that may arise. Moreover, sound working capital management require the maintenance of adequate amount of cash. The organization must plan towards its and this plan is know as budgeting a subset of corporate plan.

1.2     STATEMENT OF PROBLEM

Budget is one of the controlling instruments used by the management, it is a plan or estimate to be attained by an enterprise. In this study, efforts are made ot find solution to the following problems. The problem of why budget cases failed to be realized it is because of insufficient capital. Another problem that management face is their liability ot manage (long term) cash budget and forecast which may take up to two years, this is because of instability in the inflow and outflow of cash. Cash balances my fluctunate considerably within a single accounting period, there by making cash short tall that can put a company in serious jeiopardy. To solve this, it is quite common to create and maintain cash forecasts on a weekly basis. If there may be large or unusually cash balances indicated in the cash budget. these balances are dealt with in the financing budget where suitable investment is indicated for them.

 

  • OBJECTIVE OF THE STUDY:

The main objective of this study is to investigate cash budget as tool for decision making in an organization specifically, the researcher wants to:

i         Determine where cash budget is actually a basis for decision making in an organization.

ii        Know the impact of conducting continuous cash budget

iii       The level of which cash budget has help organizations increasing more wealth and effective management

iv       How cash budget allows management to establish the amount of credit that it can extend to customers without beginning to have problem’s with liquidity.

v        Know how cash budget help the organization to avoid having a cash shortage during when you have numeral expenses.

vi       To know how management manages it inflow and out flow

1.4     RESEARCH QUESTIONS

i         Is cash budget actually basis for decision making in an organization?

ii        What impact is continuous cash budget is to management?

iii       Does cash budgets help organization to create wealth and run an effective management?

iv       Does cash budget help management to determine the amount of dividend or credit to be given to the customers?

v        How does cash budget help the management in avoiding having cash shortage?

1.5     Formation of Hypothesis

The following are formulated for the study Hypothesis 1

H0: Cash budget does not make decision making in business organization easy and reliable.

HI: Cash budget make decision making in business organization easy and reliable.

Hypothesis II

H0: Cash budget have not brought efficiency and effective decision making in business organization.

HI: Cash budget has brought efficiency and effective decision making in business organization.

1.6     Significance of the study

The significance of this study are:

  • It provides the yardstick for control of operation’s in a business organization or any firm
  • It provides reference material for others who might wish to conduct enquire into similar area.
  • It makes possible the control over operation revenue and cost.
  • It instills in executive as well as their sub-ordinates the habit of basing decision on investigating studies and research. It with widen the knowledge of the research on the subject matter.
  • It generate and recommend to be government means of initiating the objectives of the cash budgeting.

1.7     SCOPE OF THE STUDY

The scope of this study is to analyze the cash budget tool for decision making in business organization especially that of Nigeria bottling Company Onitsha. The work is focused on Nigeria Bottling Company Onitsha due to certain obvious factors such as financial and time constraints and non-disclose of information by the management of the company.

1.8     DEFINITION OF TERMS

Budget: It is a future plan of action express in quantitative terms, financial or monetary terms. It is also defined as a financial and quantitative statement prepared and approved prior to a given period of time specifying the policies to be pursue for the attainment of some set of objectives. It might be include income expenditure and employment of capital.

Cash: It can be defined as those monetary items that are immediately available for use at any point in time. Cash can be refer to money in the physical form or currency such as bank notes and coins.

Accounting:

It is the process of recording, classifying, seleting, measuring, interpreting and communicating financial data or an organization to enable users make decision.

Budgeting:

It is a process, this means budgeting is a number of activities performed in order to prepare a budget. it is also the crafting of the plan for future events, applying laid down concepts for proper / implementation, monitoring, evaluation and control in order to achieve defined goal.

Cash budgeting:

This is a financial budget which is prepare in an organization, it shows in summary form the expected cash receipt and expected cash payment during the budget period.

1.9     HISTORY OF NIGERIA BOTTLING COMPY

Coca-cola first arrived in Nigeria in 1951. That same year, the Nigerian Bottling company Ltd (NBC) was incorporated to bottle and sell carbonated non-alcoholic beverages. NBC has the sole franchise to bottle coca-cola products in Nigeria.

Coca-cola was an instant hit with the Nigeria consumer and has remained so. Over the next six decades, NBC has continued on its journey keeping its promise of refreshing consumers, strengthening its communities, enriching the workplace land preserving the environment while recording many memorable milestones along the way. To mention a few.

1953:

Production of coca-cola began at a bottling facility in Ebute-metta, Lagos state. The same year the company opened its first bottling plant in Apapa.

1960:

The year Nigeria gained independence, NBC exceeded the one million case a year mark.

1961:

Commissioned its second bottling facility at Ibadan, Oyo state and rapidly expanded its operation over the next couple of years.

1972:

Listed its shares on the Nigerian stock Exchange and became a publicly quoted company

 

1991:

Acquired the Eva premium water and Schweppes brands.

2001:

Became a member fo the newly formed coca-cola Hellenic Bolling Company S.A Can anchor Bottling group with operations in 28 countries worldwide)

2003:

Launched the five alive juice brand

2004:

Launched pet packaging for its sparkling soft drinks category

2006:

Launched the energy drink, burn

2007:

Launched on-the-go can packaging or core brands coca-cola, fanta and sprite in 2006

2008:

Introduced the more environmentally friendly “ultra” glass packaging for its returnable glass Bottling product segments.

2010:

Today the operations stands at 13 facilities and 59 depots across the country.

2011:

The company was recognized for its corporate social responsibility activities as the most socially Responsibility Company in Nigeria and most environment friendly company at he social enterprise Reporting Awards. The company obtained Nigeria’s first food safety systems certification (FSSC) 22000.

From 2011 till date there is not new product in the company.

 

 

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BUDGETING AND BUDGETARY CONTROL AS TOOLS FOR ACCOUNTABILITY IN GOVERNMENT PARASTATALS

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BUDGETING AND BUDGETARY  CONTROL  AS  TOOLS FOR ACCOUNTABILITY  IN GOVERNMENT PARASTATALS

 

COMPLETE PROJECT  MATERIAL COST 3000 NAIRA

 

                                   ORDER NOW

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

We also accept :   ATM transfer , online money  transfer 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>

Call Help Desk Line :  08074466939,08063386834.

After Payment Send Your Payment Details To

08074466939 Or 08063386834,   The Project Title  You  Selected On Our Website , Amount Paid, Depositor Name, Your Email Address, Payment Date. You Will Receive Your Material In Less Than 1 Hour Once We Confirm Your Payment.

WE HAVE SECURITY IN OUR BUSINESS.

MONEY BACK GUARANTEE

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ABSTRACT
This research work was focused on investigation on the use of budgeting
and  budgetary  control as    tools  for  accountability  in  government

 

Parastatals. (A case study of Enugu State Housing Development Corporation). Budgetary control is a quantitative expression of plane of action prepare in advance of period to which it relate. The organization is face with the problem of lack of budgeting while planning and controlling their activities. The objective of the study is to determine if budgeting and budgetary control affect the quality of services delivery in government parastatals. The research also aims at determining if budgetary control contributes to the improvement of management efficiency and high productivity. Data were collected from primary and secondary source. Secondary source of data were collected from textbooks, periodic articles and journals. Questions were distributed as well as personal interviews with functional and departmental heads were conducted. The sample size of 60 were used and was chosen among the number of department / section using Bowleys proportional allocation formula Data were analyzed using table and simple percentage, hypothesis were tested using chi-square statistics. We discovered among other things that budgeting and budgetary control affect the quality of service delivery in government parastatals. It was also revealed that budgeting and budgetary control contributes to the improvement of management efficiency and high productivity. In line with the above, we recommend among other things that the budget plan and preparation should be a corporate duty of the unit heads with head of department in the corporation, improving legislation, realistic budget target. Adherence in the budgeting provision should be practiced by top management.

 

TABLE OF CONTENTS

 

CHAPTER ONE:

1.0     Key words / introduction.……………………………………………………1

  • Background of the study .……………………………………………………1
  • Statement of problem.…………………………………………….…………4
  • Objective of the study.………………………………………………………4
  • Research Question.……………………………………………………..……5
  • Hypotheses of the study.……………………………………….……………5
  • Significant of the study.………………………………………..……………6
  • Scope and limitation .……………………………………………………..…7
  • Definition of terms .…………………………………………………………8

CHAPTER   TWO

2.0     Review of related literature .……………………………….………………10

2.1     Budgeting and budgets.……………………………….……………………10

2.2     Current literature on theories models.……………………………….……..19

2.3     Empirical study.……… …………………….…….……..21

2.4     Features of budgets.… ……………….……..23

2.5     Budgetary control.…………… ………………..….……..37

v

2.6     Innovation in the area of budget zero – based budgeting (Z.B.Z)…….……42

2.7     Advantage of zero based budgeting.……………………………………..44

2.8     Disadvantage of zero based budgeting .………… ……..44

 

CHAPTER  THREE:

3.0     Research Methodology.………………… ………..…..48

3.1     Research design.……………… ………………..……..48

3.2     Source of data .………………… ………………………..49

3.3     Population of the study.……………… ……….………………50

3.4     Sample / sampling technique.……………… …………..…..51

3.5     Instrument  for data collection .………… ……………………..53

3.6     Reliability / validity of  research instrument .………… …………54

3.7     Method of  data Analysis .……… ………………………….…54

3.8     Decision criterio validation of hypothesis .………………………55

CHAPTER FOUR:

4.0     Data Presentation  and Analysis .…………………………56

4.1     Data presentation.……………………………………..………………56

4.2     Testing Hypothesis .…………………………………..………75

CHAPTER  FIVE:

5.0     Summary of Findings / Conclusion and Recommendation ……..……….87

  • Summary of Findings .…………………………………………………….87
  • Conclusion .……………………………………………..………………88
  • Recommendation .……………………………………….……………53

References…………………………………………………………91

Appendix 1.……………………………………………….………………93

Questionnaires .……………………………………………..……………94

vi

                                          

 

 

                                      CHAPTER   ONE

          

  1.0       INTRODUCTION

 

  1.1       BACKGROUND OF THE STUDY

 

The efficiency and effectiveness of the operations of a business

 

depends on the control available to management in almost every business organization, there are a number of activities going on at the same time such as producing, purchasing, distributing, selling and financing a product. These are interrelated in such a way that they affect the attainment of the organization goals.

 

The institution of cost and management accountant(ICMA)defined budget as a financial or quantitative statement prepared and approved prior to defined period of time of the policy to be pursed during the period for the purpose of attaining a given objectives. It may include income, expenditure and the employment capital.

 

Therefore in order to achieve these objectives or goals, the

organization must economize resources and discover the means of achieving these goals. These goals can only be realized when the property planned use of available resource are controlled and co-ordinate effectively. Thus a system of managing a business by making forecast of the different

activities and applying a financial to each forecast becomes imperative. These forecasts

 

2

 

 

Are guided by the information and adoption of planned system such as techniques in budgeting, variance analysis. Etc.

 

Pandy (2008) defines budgeting control as the establishment of departmental budget relating the responsibilities of the executive to the requirement of a policy, and the continuous comparison of actual budgeted result either to secure by individual actions. The objective of that policy is to provide a firm basis for its revision.

 

Osisoma, (2000) opined that budgeting is a systematic and formalized approach for accomplishing the planning, co-ordination and control responsibilities of management. It is a process of preparing in advance of the period to which it relates a summary statement of plans expressed in quantitative terms, which if utilized with sophistication and good judgment, would enhance the attainment of an organization’s objectives. A budget therefore, is a plan quantified in monetary terms, prepared and approved prior to a defined period of time, usually showing planned income to be generated and /or expenditure to be incurred during that period, and the capital to be employed to attain a given objectives.

 

A budgetary control is described by lacey, (2002) as a quantitative expression of a plan of action prepared in advance of the period to which it relates. Budget may be prepared for the business as a whole, for

 

3

 

 

Departments, for functions such as sales and production, or for financial and resources items such as cash, capital expenditure, manpower, purchase. Etc. the process of preparing and agreeing budgets is a means of translating the overall objectives of the organization into detailed, feasible plans of action. It is therefore, germane to say that the level of importance that is attached in this plan and effort made in controlling the finance differ in organizations. Once the goals are set, which must be based on the detailed analysis of feasibility within the content of the political and social value the plans will enable it to strive towards its attachment.

 

Often than not when these plans are put into operation, conditions prevail which trends to cause deviation from the plan and corrective measures are always taken to steer the business back on the right track. The process already mentioned as it is applied entailed budget and its control. And to lend credence to goal congruence suitable techniques should be applied to specific areas that need special attention hence measurement of budgeted with actual to arrive at the finance cannot be over emphasized. A business is said to be on the right track if the outcome of the budgeted estimate is favorable as against the actual. The little that is said concerning this project has encompassed all avenues in which the subject can aid

 

4

 

 

management  decision,  rather  it  should  be  seen  as  a  guide  for  people

 

Business.

 

  • STATEMENT OF THE PROBLEM

 

The growth of the business hinges, or better put, rests squarely units

 

Budgetary control system or techniques hence they are considered as vital tools in any business situation. This study then is aimed at assessing and evaluating the event to which budgetary control has been a tool for the growth and global realization of any organization.

 

Lack of budgets in planning and control has required in the indiscriminate use of fund meant for more viable activities. Again the inability of many companies to plan and accomplished budget goals is traceable to their inability to apply controls in their budget system.

 

Budgetary goals are not realized due to low level of understanding of the budget system by middle and low level of management staff. Other problems are shortage of stocks and shut down. These and many more are some of the problem of lack of budgeting control.

 

  • OBJECTIVE OF THE STUDY

 

The primary purpose of this study is four fold. They include the

 

 

Following

 

5

 

 

  1. To determine if budgeting and budgetary control affect the quality of service delivery in government parastatals.

 

  1. To determine if there is a connection between the type of budget implemented and their actual performance.

 

  • To determine whether or not budgetary controls as a management tools contribute to the improvement of management efficiency and high productivity.

 

  1. To find out the use of the budgetary controls as an appraisal parameter for assessing managers budget.

 

  • RESEARCH QUESTIONS

 

  1. Does budgeting and budgetary controls affect the quantity of services delivery in government parastatals?

 

  1. What are the connection between the type of budget implemented and their actual performance?

 

  • How can budgetary control as management tools contribute to the improvement of management efficiency and high productivity?

 

  1. How can budgetary control be used for assessing Manager’s budget?

 

                        

  • HYPOTHESIS OF THE STUDY

 

  1. H0: Budgeting and budgetary control does not affect the quantity of services delivery in government parastatals.

 

6

 

 

H1:   Budgeting and budgetary control affect the quantity of

 

Services delivery in government parastatals.

 

  1. H0: Budgeting and budgetary control does not contribute to the improvement of the management efficiency and high productivity.

 

H1: Budgeting and budgetary control contribute to the improvement of the management efficiency and high productivity.

 

  1. H0: Budgeting and budgetary control is not used for assessing manager’s budget.

 

H1: Budgeting and budgetary control is used for assessing manager’s budget.

 

  1. H0: There is no connection between the type of budget implemented and actual performance.

 

H1: There is connection between the type of budget implemented and actual performance.

 

  • SIGNIFICANCE OF THE STUDY

 

Budgeting and Budgetary control is a function that is very important and of great significant to any of organization. It is not peculiar to only the manufacturing organization but also necessary to service of the government.

 

7

 

 

The study will contribute towards enhancing profits of the organization, business or an individual. It will help to control one’s income.

 

Budgeting is necessary to make matters simple and hence life easy to handle.

 

 

Budgeting guides people towards the allocation of money in different sectors, such as food, shelter, clothing, household expenses, medical care, utilities etc.

 

In case of an annual budget of a nation budgeting makes a blueprint of the overall funds that the concerned government will spend on various sectors, the kinds of tax that would be levied and how the prices of essential commodities would increase or decrease in the month ahead.

 

In summary, this study will be a guide to scholars, researchers or writers who may wish to carry further study on budget and its control apparatus.

 

1.7 SCOPE AND LIMITATION OF THE STUDY

 

This study is aimed at finding out the impact of budget and budgetary control in Enugu State Housing Development Corporation.

 

The limiting factors are that of availability of data which might be difficult to obtain following the trend of the attitude of Nigerians with regards to giving out information. Time constraints are also a limiting factor

 

8

 

 

in undertaking this study. The availability time and short period of the study made it difficult for the researcher to carry out a wider and more through work on the issue, at the same time carryout academic activities.

 

Also literature on the topic as it relate to government parastatals

 

is very few.

 

1.8 DEFINITION OF TERMS

 

The following are defined in the work:

 

BUDGET: Budget simply means estimate of income and expenditure, which are planned by the organization for a specific future. In Britain, it means the annual statement made to the House of Commons by the Chancellor of the Exchequer, giving details of the government financial plans for the coming year.

 

BUDGETING CONTROL: This means a system of managing a business by making forecasts of the different activities and applying of financial value to each forecast. Actual performance is subsequently with the estimate.

 

BUDGETING PERIOD: The budget period coincides with accounting period. The period varies according to different organization.

 

9

 

 

THE MASTER BUDGET: This is a total budget package which effectively combines in one statement, the sells, expenses, production and cash budget of an organization.

VARIANCE: This is the difference between the estimates and actual

 

Result.

 

 

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SOCIAL RESPONSIBILITIES OF COMMERCIAL BANK IN ECONOMIC DEVELOPMENT OF NIGERIA

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SOCIAL RESPONSIBILITIES OF COMMERCIAL BANK IN ECONOMIC DEVELOPMENT OF NIGERIA

(A STUDY OF UNION BANK OF NIGERIA PLC AWKA BRANCH)

 

COMPLETE PROJECT  MATERIAL COST #3000 NAIRA

 

                                   ORDER NOW

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

We also accept :   ATM transfer , online money  transfer 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>

Call Help Desk Line :  08074466939,08063386834.

After Payment Send Your Payment Details To

08074466939 Or 08063386834,   The Project Title  You  Selected On Our Website , Amount Paid, Depositor Name, Your Email Address, Payment Date. You Will Receive Your Material In Less Than 1 Hour Once We Confirm Your Payment.

WE HAVE SECURITY IN OUR BUSINESS.

MONEY BACK GUARANTEE

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ABSTRACT

 

This research work highlighted the social responsibilities of commercial bank in social economic development of Nigeria with the emphasis of union bank of Nigeria Plc Awka branch, in undertaking this project. Therefore, a research method of data collection use were both primary and secondary data, the primary data were denied from questionnaires administered to staff of union bank Awka branch. Also some of the senior staff were interview while in getting information through secondary data related literature was received. Furthermore, the questionnaire administers were analyzed using simple percentage statistical method of analysis. As a guide to the study, five objectives and questions were formulated to guide the researcher. At the end of the research finally revealed that there is no assistance of the customers in areas of social facilities in union bank Plc Awka branch. In conclusion the researcher recommend that there were based on finding these are: the banking industry should also reappraise its designated clinics so that it can meet the expectation of its staff, the banking industry guielts branch the right to undertake development project in the area of operation and they should abide by the provision of loans and advances infrastructural facilities, educational maternal etc so as to enhance development in their everyday life.

 

 

TABLE OF CONTENTS

 

CHAPTER ONE

1.0     Introduction ……………………………………………..……………1

1.1     Background of the study……………………………………………..1

1.2     Statement of the problem……………………………………………..8

1.3     Objective of the study………………………………………………..10

1.4     Research question ……………………………………….…………..10

1.5     Significant of the study……………………………….….…………..11

1.6     Definition of terms……………………………………….…………..11

CHAPTER TWO

2.0     Review of Related Literature……………………………………..…14

2.1     Important of social responsibility………………………………..…12

2.2     The continuum of social responsibility………………….…………..20

2.3     Controversy over the concept……………………………………..…21

2.4     Co-operative social responsibility in Nigeria……………………..…24

2.5     Challenges of wining the market……………………………………24

2.5     Importance of social responsibility………………………………….28

CHAPTER THREE

  • Research design and methodology ………………………….……….29

3.1     Research design………………………………………….…….…….29

3.2     Population of the study……………………………….…….……….30

3.3     Sample population size…………………. ………………….………30

3.4     Sources of research data ……………………………………….……30

3.5     Instrument for data collection  …………………..…………………31

3.6     Instrument for data analysis……………………….……….………..31

3.7     Validity and reliability of instrument ……………………………….32

CHAPTER FOUR

  • Presentation and Analysis of Data……………………………….…34

4.1     Data presentation……………………………………………..……..35

4.2     Data analysis interpretation ……….…………………………..…….44

4.3     Discussion of findings…………………………………….…………45

CHAPTER FIVE

5.0     Summary, conclusion and recommendation ……………..…………46

5.1     Summary of finding……………………………………………….…46

5.2     Conclusion ……………………………………….…………..……..47

5.3     Recommendation ……………………………………….…….……..47

5.4     Limitations of the study……………………………………….…….49

5.5     Further Suggestion  ………………………………………………….49

References ……………………………………….…….……………..50

Appendixes A……………………………………….………….……..51

Appendixes B……………………………………….…….………….52

Questionnaires ……………………………….………….…….……..53

 

  

CHAPTER ONE

1.0     INTRODUCTION

 

  • BACKGROUND OF THE STUDY

 

Banking originate in ancient Mesopotamia where the royal palace and temple provided secure place the state keeping of grains and other commodities. Eventually,  Private house in Mesopotamia also got involved in these banking law regulations.

In Egypt to the contralizaiton of harvest are states where house also leaded to the development of a system of banking.

The strong of bank start with gold smith in a small middle ages city has a strong vault ot keep his own  gold supplies indeed, he was gold own by other citizens for a small fee. A business that store money in it’s vaults for a fees is called a bank of deposited.

Naturally to keep the record clear, freed gives customers receipt for their deposit. Later these receipt were used as exchange for goods and each receipt says fed the gold smith will pay to the bearer on demandone gold flooring and these receipt is acceptable as money in free town because of the faith they have in feed and wall********* honors that promise, that is how paper money come to bring.

Primitive forms of used in calculation and for safe keep included mainly as in west Africa wampum in North America, whale teek by the figions cowries eggs, feathers, ivory bead etc.

In Africa generally, money is defined as anything that is widely used in making payment and accounting for depth and credits.

In Nigeria, the period between 1892 and 1952 was when convactional banking began remembered as a period free for all banking with no financial requirement and no regulation to restrict and control the establishment and operation of banking almost all the new banks especially those established indigenous initiatives, followed up as rapidly as they were set up owning to inadequate capital personal and ****** expansion and other structural constraint.

The GD patron repot investigating the banking pratice in Nigeria was the bases for the first banking ordinance of 1952, the central bank of Nigeria (CBN) which is the controller of banks became fully CBN is under supervision of ministry of finance.

The board comprising of the CBN governor,s assited by the deputy governor,s director general, federal ministry of finance, managing directors, director general, federal ministry of finance, Nigeria deposted insurance co-operation NDIC and four other members.

Today’s baking system has revolutionized from the primitive method of banking to a more sophisticate, easy and quick electronic form of banking, were virtually leading to cashless society through the use of credit cards and internet banking.

In recent past there have been reported cases of business failure in the banking industry due to poor management such as management of fund etc.

Report have been indicated that many businesses have failed as a result of poor fund management which constitute a major problem in growth of banking industries insufficient funds also hampered the smooth operation of the banks.

These were some of the problems that resulted into the excitement of the first banking ordinance of 1952.

Basically, the facts are that the business sector has a duty to he society as a whole apart from its shareholders, who also belong to the society, and that extension of government powers into private sector may not be in the best interest of the society and that may judicious exercise of its responsibility. The commercial and merchant banks can reduce the need for such extension of government free to pursue its function of regulating policy, the society according to present rule of conduct.

The commercial and merchant bank can be said to issue social responsibility  for the social and economic development of the society Nigeria and its costumers which is a new concept compared to the former making irrespective of the consequences operating on their operation areas.

These responsibilities that merchant and commercial banks should offer for the social and economic development of Nigeria include facilities, natural disaster, poverty and to solve major social problems to te society so that they may expect success in their business.

HISTORICAL BACKGROUND OF UNION BANK OF NIGERIA IN PLC

Union bank of Nigeria Plc was established in the 1917 as a colonial bank with the first branch in Lagos. In the 1925, Barclays bank with acquired the colonial bank which resulted in change of bank name Barclay bank (Dominion colonial and over seas). Following the enactment of the companies act 1968 and legal requirements for all foreign subsidiaries to be incorporated locally bank (D.C.O) in 2007 was incorporated as Barclays bank, remained unchanged until 1971 when 8.33% of the bank was listed  on the Nigeria enterprise promotion act of 1972. The federal government of Nigeria Barclays bank Plc London with only 40% by the enactment acts, Barclays bank international disposed its share holdings ot Nigaeria in 2009.

To reflect the new ownership structure and in compliance and allied matter act 1990, it assumed the name union bank of Nigeria Plc in consonance with the government programmed of public enterprise, the federal government in 1993 sold it shaers in union bank to private individual, thus union bank becomes fully owned by Nigeria and organization. In line with the central banks of Nigeria’s banking sector consolidation policy, union bank Plc acquired the unueral trust bank plc, broad bank  limited, the bank also increases in shareholders fund through a public offer / right issues in the last share quarter of 2005 with this development union remains one of the most capitalized bank in Nigeria. It has a share holder fund 7 N119.600 billion and operates through 405 networks of banches that are well spread across the country all of which are online real time.

Today union bank remains the oldest private owned commercial bank wholly owned and managed by Nigerians. As a leading commercial bank it renders high quality retail bankings services to its numerous customers through the 268 branches including a fledged off share branch or London and a reprensentative office in Johannesburg, south Africa.

Secondary as a result of its age union bank has come to possess a large corps of trained, and professional and experience bankers this has come about to because of the policy of the bank to invest in man power, we have a large comprehensive manpower training and development policy in union bank who produced a good crops of professional experience in their various field and who are a great asset to the bank.

Thirdly through its branch network policy, union bank is the second largest in terms of branch network with about 280 branches throughout the country. This is a source of strength for the bank as through this branch are able to mobilize the capital requirement which is part of the functions of our commercial bank anyway to mobilize capital. So through sa***ung or deposit base in the country today about 80 billions in deposit, the highest in branch network policies have contributed to the growth of union bank over the years.

Business description union bank of Nigeria is a Nigeria based bank; it is engaged in providing personal and business banking services and product, the bank portfolio includes current and samng accounts, short and long term loans, overdraft, projects finance, international money transfer, as well as customized product such as account for graduate and teenagers; it also promotes, telephone banking and online banking service.

In addition, union bank   is one of the 10 banks rescued by the central bank of Nigeria in 2007 after which N620 billions wes injected into banking sector.

1.2     STATEMENT OF RESEARCH PROBLEM

Based on the performance of the commercial and merchant bank in respect to their social responsibilities of the social and economic development of the society and their employment at large, business operates as major component of a large social system within thus system a process of interaction, interdependence and complex interrelationship occurs, the expectation and value of the customers are reflected on this process on those changes over fine. In view of the role that should be played by the commercial and merchant banks in the social and economic development of the society should stress the need to know is to whether the customers and the entire community has default form its operation. These study skills is to know whether there is legislation that prevent the banking industry from performing such duties well also highlight loasn and advance to their customers due to either loan epayment default or not.

The researcher therefore tends to suggest possible way of improving the conditions the offer of social responsibilities to their customers so as to boost their moral and the employees at large, also the researcher tends to book on the oprration of merchant banks which is limited by he thinnes of the capital market itself.

1.3     OBJCTIVES OF THE STUDY

The major objective of this study is to determine and identify the aim and objective of union bank of Nigeria.

  • To highlight the problem of mis management of fund.
  • To evaluate the major cause of effiaency and effectiveness
  • To evaluate the social responsibilities of commercial bank in social and economic development of Nigeria.
  • To identify the effectiveness of commercial bank.

 

RESEARCH QUESTION

This study is aimed at prounding anser to the following question.

  • What does the modalities adopted by organization in ensuring effective utiliies and maximum economic development of Nigeria?
  • To what extent effective use of training and career development effort improve individual and organization effectiveness?
  • What are the major ways by which organization can achieve its goals of well trained and well-motivated employee?

1.5     SCOPE AND LIMITATION OF THE SATUDY

The staudy which is on the social responsibilities of commercial banks on the social and economic development will cover union bank of Nigeria Plc as a whole in term of its operations and its provision of activities to the entire. Community. thus will be much more emphasized on the union bank of Nigeria Plc Awka branch because resource will be made available for the research work. It will be limited on union bank of Nigeria Plc Awka branch because of some contrast that may come our way especially on the area of fine, money, transportation and any other factor. These resources may be obtained form both main branch regional offices.

 

1.6     SIGNIFICANT OF THE STUDY

The significant of this research work cannot be our emphasized but based on it increasing improvement. In its performance,e it intends to raise awareness within the ommunities in which they operate to demand such serve room the bank since the field is relatively new when compared to other management field.

The study which is on social responsibilities of social and economic developemtn of Niger taking a study of union bank will also help the bank as to where and when to render such services. Since it is a sanitation study both the customer and the bank will find the world useful for reference purpose thereby enhancing morl and urban development.

1.7     DEFINITION OF TERMS

There are included in the following

  • Social Responsibility: Is an ethical or ideological theory that business should not function a morally but instead should contribute to
  • Social Responsibility: Is the obligation of an organization management towards the welfare and interest of that organization.
  • Social: this rlating to society of its organization
  • Economic development: This is the increase in the standard of hung in a nation population with sustained growth from a simple.
  • Commercial bans: This involves the operation of a money transfer services on behalf of customer and tahe maintenance of a national network of branches.
  • B.N: The central bank of Nigeria may be defined as the only financial institution established and change with the day to day management and control of the nation’s monetary affairs, the supervision and co-ordination of banking and financial activities of the country.
  • S.E: A Nigeria ste****** exchange may be defined as a market where share, stocks and other securities are sold and bought.
  • E.C: Securities and exchange commission is the governing body of the stock exchange market.

 

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EFFECT OF FINANCIAL SECTOR REFORM ON THE PERFORMANCE OF BANKS | Impact of Banking Sector Reforms on the Performance of Nigerian Economy

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EFFECT OF FINANCIAL SECTOR REFORM ON THE PERFORMANCE OF BANKS

(A SURVEY OF SELECTED BANKS IN DELTA STATE)

 

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ACCOUNT NUMBER:  0115939447

First Bank:
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Account Name: 3059320631

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ABSTRACT

 

This study examined the effect of financial sector reform on the performance of banks (A survey of selected banks in Delta state). It specifically determined the effects of policies of interest rates deregulation, exchange rate reforms and bank recapitalization on banks performance, and analyzed how banks internal characteristics and industry structure affect the performance of Nigerian banks. The study utilized panel data econometrics in a pooled regression, where time-series and cross-sectional observations were combined and estimated. The result of econometric panel regression analysis confirmed that the effects of government policy reforms, bank specific characteristics and industry structure has mixed effects on banks profitability level and net interest margin of Nigerian banks. Bank specific characteristics appear to have significant positive influence on bank’s profitability and efficiency level, while industry stricture variables appeared not to have contributed meaningfully to the profitability and efficiency performance of banks in Nigeria.

TABLE OF CONTENTS

 

CHAPTER ONE

INTRODUCTION

  • Background of the study
  • Statement of the problem
  • Objectives of the study
  • Research question
  • Research hypothesis
  • Significance of the study
  • The scope of the study
  • Limitation of the study
  • Definition of terms

 

CHAPTER TWO

LITERATURE REVIEW

2.1   Background of Financial Reform in Nigeria

2.2   Financial Reforms and Economic Development

2.3   Measurement of Economic Development and Financial Sector Reforms

2.4   Impact of Bank Reform on the Performance of Bank in Nigeria and Prospect

2.5   Problems and Challenges of the Reforms

References

 

CHAPTER THREE

RESEARCH METHODS

  • Study Area
  • Study population
  • Sampling frame
  • Sampling method and sample size
  • Sources of data
  • Primary source of data
  • Secondary source of data
    • Data collection instruments
  • Description
  • Method of administration
    • Method of data analysis
  • Tools of analysis
  • Justification

 

CHAPTER FOUR

DATA PRESENTATION AND ANALYSIS

Presentation and discussion of the of findings

 

 

 

CHAPTER FIVE

DISCUSSION AND CONCLUSION OF RESULTS

  • Summary of the study
  • Conclusion
  • Recommendation

References

Appendix I

Appendix II

 

 

 

 

 

 

 

 

 

 

CHAPTER ONE

INTRODUCTION

1.1   BACKGROUND OF THE STUDY

One of the most important tasks before developing countries is to achieve higher rate of economic growth. Due to the influence of the activities in the financial sector on the economy at large, every nation strives to have a proper and up to date financial sector.

The Financial sector is in no doubt a very essential part of the economy of a nation and any reforms carried out in the financial sector extends to other parts of the economy representing a transformational moment for the economy and its people. Financial sector reforms however have been a regular feature of the financial system. The reforms have evolved in response to the challenges posed by developments in the system such as systemic crisis, globalization, technological innovation, and financial crisis. Financial reforms in Nigeria dates back to 1952 when the banking Ordinance was enacted. The deregulation of banking in 1986 provided the impetus for the Structural Adjustment Programme. The 1986 reform of the financial system saw a policy shift from direct control to a market based financial system, especially as regards monetary management, risk management and asset holding capabilities of the institutions. A number of other reforms followed including the consolidation policy in banking in the year 2005 and insurance in 2007.

For clarity, the financial sector does not only mean the banking sector, the banking sector only holds a major stake in the financial sector of the economy making it more pronounced than other sectors of the economy. We also have the Non-Bank Financial institutions (NBFI) which includes Insurance companies, Discount Houses, Unit trust, the capital market institution through which bond, stocks and other securities are traded, interest rates are determined and financial services are produced and delivered around the world. The money and capital markets, along with the financial system that support them, are an exciting area for study. The capital market has also experienced a lot of reforms over the years and is still in place, especially as regards the capital requirements of the operators, the operational and ethical standards of the institutions and the modalities of the market mechanism. The reforms in the system impacted positively on the growth of the financial system and the economy in general. What goes on daily in these markets and within the financial system, as a whole, has a powerful impact on the economy. Broad changes are forever remaking the financial market as new institutions, new methods, new problems and new services continually appear. The reforms often seek to act proactively to strengthen the system, prevent systemic crisis, strengthen the market mechanism, and ethical standards. Likewise recent reforms have also been evident in the banking sector with the abolishment of universal banking, reduction in the tenure of MD/CEO of banks, introduction of Asset Management Company with its sole responsibility of buying back toxic assets from banks currently in need and return capital to the banks, improve liquidity and prepare grounds for the Central Bank of Nigeria to exit from the affected banks

Roles of bank in the economic process are strategic. It represents the heart of the national economic life and the nucleus of the economic survival around which other sectors are tangential. The centrality of the banking sector also makes the sector to attract much attention in any reform process. Therefore, the adoption of the Structural Adjustment Programme (SAP) in Nigeria in 1986 made the banks the centre of the gamut of the reform in the financial sector.

Among the objectives of financial reforms is to build more efficient, robust and deeper financial systems, which can support the growth of private sector enterprises (Ajilore 2003). The proponents of financial reforms argued that such reform would bring about significant economic benefits through improved bank operational efficiency and effectiveness in order to guarantee a more effective mobilization and efficient allocation of resources among various economic units. Whether or not bank actually achieves these expected performance gains, remain critically an empirical question. If reforms do in fact, lead to efficiency gains, then shareholder wealth could be increased. On the other hand, if reforms do not lead to the promised positive effects, then reforms may lead to a less profitable and valuable banking industry.

A reading of the literature suggests that the efficiency gains that alleged to accrue to the large and growing wave of banking reforms have not been verified. More importantly, signals from the apex bank (CBN) indicated that three out of the remaining 25 banks after the recent reform are technically distressed. Thus, leading the research community in quandary on whether the industry has followed a path of massive restructuring on a misguided belief of efficiency gains or whether the financial regulators and operators are lying to the public and shareholders about the effects of their activity on banking performance. It is important to address this issue by reconciling data with empirical reality of continued reform activity in the Nigerian banking sector.

Moreover, while there are myriads of studies on the effects of reform policy on other sectors of the Nigerian economies, there is paucity of studies on the effects of bank reforms on banking performance itself in Nigeria. The neglect of this issue is particularly surprising for this sector of Nigerian economy, where the short run real effects of financial reforms have long remained controversial.

In addition, the adoption of financial reforms has often been postponed, reversed shortly after being implemented or partially implemented for fear of recessionary consequences. Indeed, ascertaining the empirical relevance of the implications of bank reform on banking operating efficiency for developing economies is an important step in assessing the short run costs of overall economic reforms in these economies. More so, reforms in the banking sector affect not only the bankers and their customers, it has pervasive impact on overall economic activity given the centrality of financial system in the growth process. It is of great importance to know if bank reforms actually delivered its benefits to the economy.

More importantly, there is evidence in the literature that financial reforms in Nigeria have affected negatively on the overall performance of Nigerian banking system (Ajilore, 2003, CBN 2004, 2006). The implication of this evidence on banking system for a fragile and weak financial system in Nigeria is far reaching. First, unguided financial liberalization exposes the banks and indeed the economy to excessive financial shocks. The recent financial crises in the Asian countries are a case in point. Second, continuous reforming the financial system makes the system unstable, planning difficult and indeed creates unfriendly operational environment that may affect the efficient operational performance of the banks. For instance, the ripples of universal banking introduced in 2001 have not settled before the recapitalization exercise was introduced in 2004. Similar reversal and rewriting of rules were noticed in the past reforms. Given the under developed nature of financial base of the economy and the dominant role the bank is expected to play in the transition stage of development, the issue deserves attention; specific bank empirical evidence is crucial if any policy inference is to be made based on policy reform bank performance hypothesis.

Establishing or refuting the validity of positive effects of reforms on banks performance without taking cognizance of the ‘aggregate versus specific bank level’ controversy impedes seriously the policy relevance of the inferences from such studies. However, some studies had attempted to examine the effects of financialreforms on banks in other developed country like Japan. Not much work has been done in this area to investigate individual bank effect of financial sector reforms in a developing economy like Nigeria. Investigating micro effects of bank reforms in Nigeria is a worthwhile challenge, which will distinguish this study from any other studies carried out on policy reform- bank performance nexus in any developing countries like Nigeria.

Filling these empirical gaps is an invaluable addition to existing empirical evidence on the financial management and economics using Nigerian-banking industry as the case study. This is therefore an exigent scholarship effort at contributing to, and complementing other scholarly efforts at providing empirical foundation for designing appropriate policy strategy to promote and sustain financial development growth in a developing economy like Nigeria. To this extent, this study investigated the empirical linkage between financial reforms and banks’ operational performance in Nigeria. Specifically, it investigated whether financial reforms have any effect on the operational performance of banks in Nigeria.

 

1.2   STATEMENT OF THE PROBLEM

Critically examining the nature of Nigeria’s financial sector challenges, arguments have been raised on the way and manner in which reforms are being carried out by Lamido Sanusi, the Central Bank of Nigeria (CBN) Governor, whose actions have been regarded as playing a one man show in a disintegrated gathering.(Ayo ,2010).

However, the major problem posed in this study is on the question of both the long and short run possible effects of the recent financial sector reforms being carried out especially the one by the CBN under the leadership of Prof. Charles Soludo and continued by his predecessor Lamido Sanusi, due to unsatisfactory results of past reforms. By so doing, comparisons are done on reforms carried out before now and those done currently to actually determine the true state of Nigeria’s financial sector and how far it has helped in the economic development of the nation. Of the major problems are lacks of proper attention to the needs of the real sector of the economy, inadequate policy framework for financial development, weak regulatory supervision in a highly liberalized financial environment allowing banks become over confident, audacious, less transparent and less accountable in the handling of their diverse portfolios of services.

There is undue preference by banks for financing general merchandise rather than manufacturing agriculture, power, and the importation of finished goods rather than raw materials, plants and equipment. The real sector is a vibrant part of the economy that needs special attention but due to lack of funds, it has since been in a poor state.

The government has adopted policies aimed at achieving specified objectives, such as; interest rate ceilings and selective sectorial policies .Those policies were introduced with the intention of directing credit to priority sectors and securing “inexpensive “ funding for their own activities (Fry ,1998). The ceiling oninterest rate and quantity restriction on loanable funds for certain sectors ensures that a larger share of funds is made available for favored sectors hindering financial intermediation since the financial markets will only be accommodating the credit demand of the government plan and ignoring risks.

Regulatory agencies empowered with the task of monitoring the affairs of financial institutions have relaxed resulting to less transparency in financial records, inefficient operations and ultimately fraud and other unethical practices.

 

1.3   OBJECTIVE OF THE STUDY

The broad objective of this study is to evaluate the effect of financial sector reform on the performance of banks.

The specific objectives however are:

  • To examine the relevance of financial sector reforms on economic development of Nigeria;
  • To examine the trend of the financial reforms;
  • To ascertain the long and short run effects of the ongoing reforms, and
  • To examine the contributions of the financial sector to the real economy.

 

1.4   RESEARCH QUESTIONS

The research work will be guided by the following hypothesis.

  • To what extend does financial sector reform examine the relevance of financial sector reforms on economic development of Nigeria?
  • Does financial sector reform examine the trend of the financial system in the selected banks?
  • Does current reform on financial sector ascertain the long and short run effects of the ongoing reforms?
  • To what extent does financial sector reform contribute to the real economy?

 

1.5   RESEARCH HYPOTHESIS(SES)

The research work will be guided by the following hypothesis.

(a)H0: There is a positive relationship between banking reforms, real sector financing & economic development in Nigeria.

H1:   There is no positive relationship between banking reforms, real sector financing & economic development.

(b)H0: Financial sector reforms have brought about changes to the economy.

H1:   Financial sector reforms have not brought any change in the economy.

(c)H0: The financial sector has contributed to the real sector of the economy.

H1:   The financial sector hasn’t made any contribution to the real sector of the economy.

 

1.6   SIGNIFICANCE OF THE STUDY

The study will benefit the staff and customers of the selected banks as well as other existing banks on ways to apply the financial sector reform on their daily banking activities. This will be achieved when the company adopts the measures that will be suggested/recommended by the researcher having examines the company’s related problems on the issue of banking sector reform.

Moreso, the study will benefit the incoming researchers especially those who may seek to carry out a close related topic with this particular topic (effect of financial sector reform on the performance of banks), based on the findings, and report of the researcher, it can serve as material guide to such incoming researchers.

In addition to the above, the researcher will likewise benefit from the study having carried out a researchable topic on her discipline. Indeed, no knowledge is a waste. Thus, more knowledge will be acquired by the researcher in the course of the research work.

 

1.7   SCOPE OF THE STUDY

The scope of the study on the effect of financial sector reform on the performance of banks will be narrow down to the selected banks in Delta state for evaluation and decision in the course of the research work procedures.

 

1.8   LIMITATION OF THE STUDY

There is no research work that is free from problems but not withstanding all the problems encountered during the research work, all does not hinders the continuation of the research work. Some of the problems include:

Financial Constraints: Due to the researchers inadequate to finance, few literatures were reviewed coupled with the deductive nature on the topic of investigation.

Time Constraints: Time is another serious problem that contradict researcher due to different responsibility alongside with the research findings.

Respondent Bias: The unreliability of the respondent affects the 100% confidence of the report (research work).

 

1.9   DEFINITION OF TERMS

Bank: is a business that keeps and lend money and provides other financial services (Longman Dictionary of contemporary English 1995). This means that banks not only accept deposit from customers, they also lend money and offer other service related to finance Lawal et al (1999) used bank as public limited liability company, which undertake all kinds of banking activities.

Reforms: Oxford English Dictionary (1991) referred to reform as amendment of what is defective, victous, corruptor depraved. Which a program that is geared toward turning around a bad situation. project topic titled: EFFECT OF FINANCIAL SECTOR REFORM ON THE PERFORMANCE OF BANKS, A SURVEY OF SELECTED BANKS IN DELTA STATE  writen by Okeke chidi

 

 

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accounting project topics and materials for students in Nigeria

Accounting Project Topics and materials in Nigeria

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Accounting Project Topics and materials in Nigeria

 

Our website offers affordable Accountancy project topics and materials to all institution for ond , hnd, bsc,pgd, msc, PHD thesis documentation .  complete material cost 2500 naira for exist topic on our website.

Note: We can research any topic of your choice.

Note: our case study can be change to suit your desire location . We are here for your success.

Click here to download our android mobile app to your phone  for more materials and others

COMPLETE PROJECT  MATERIAL COST 3000 NAIRA

   ORDER NOW

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:

 GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447

First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

We also accept :   ATM transfer , online money  transfer 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>

Call Help Desk Line :  08074466939,08063386834.

After Payment Send Your Payment Details To

08074466939 Or 08063386834,   The Project Title  You  Selected On Our Website , Amount Paid, Depositor Name, Your Email Address, Payment Date. You Will Receive Your Material In Less Than 1 Hour Once We Confirm Your Payment.

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accounting project topics and materials pdf

1 the role of auditors in prevention of fraud in banking industry or banks (3 chapters and 25 pages)
2 debit recovery techniques in the banking sectors issues, problems and prospects (a case study of union bank nig plc) ( have 4 chapters and 45 pages)
3 the effects of nigeria monetary and firm policies on commercial bank’s from 1990 – 2000 (a case study of first bank plc. Okpara avenue, enugu) ( have 3 chapters and 48 pages)
4 accounting system of co-operative societies in enugu north local government area( have 5 chapters and 75 pages)
5 the role of an accountant in the poverty alleviation programme of the federal government (a case study of enugu north local government area) ( have 5 chapters and 70 pages)
6 financial statement: a tool for evaluating performance of companies and investment decision with reference to being and bows nigeria limited( have 5 chapters and 128 pages)
7  appraisal of techniques for expenditure control in government owned hospitals( have 3 chapters and 28 pages)
8 the role of commercial banks in agricultural financing in enugu state( have 3 chapters and 40 pages)
9 problems of income tax assessment and collection in enugu state( have 3 chapters and 25 pages)
10 banking lending policies and recovery procedure in nigeria( have 3 chapters and 29 pages)
11 the impact of accounting information on decision making process (a case study of anammco enugu) ( have 5 chapters and 89 pages)
12 the development of accounting principles and standards (an empirical study) ( have 5 chapters and 85 pages)
13 problems of personal income tax generation and administration in enugu state (a case study of internal revenue enugu north) ( have 5 chapters and 75 pages)
14 bank failure and economic development in nigeria a critical appraisal ( have 3 chapters and 43 pages)
15 the role of central bank of nigeria plc in agricultural finance development problems and prospects( have 5 chapters and 73 pages)
16 financial intermediation and resource mobilization (implication for economic development in nigeria) ( have 5 chapters and 69 pages)
17 the effect of financial accounting reporting on the management of a business
(a case study of emenite ltd) ( have 5 chapters and 69 pages)
18 liquidity problems in commercial banks in enugu state) ( have 3 chapters and 49 pages)
19 internal auditing and stock taking ( have 3 chapters and 29 pages)
20 internal control system in manufacturing industries (a case study of life breweries limited onitsha) ( have 5 chapters and 70 pages)
21 an evaluation of the international monetary fund (i.m.f) loan policy on developing economy (a case study of nigeria) 1990 –1999( have 5 chapters and 79 pages)
22 budget and budgetary control as a tool for effective decision andplanning in ministries and parastatals (a case study of ministries and parastatals in imo state) ( have 5 chapters and 89 pages)
23 the business of financial ratios as a tool of evaluating the performance of a companies for investment decision( have 5 chapters and 75 pages)
24 improvement of accounting system in government own company ( have 3 chapters and 34 pages)
25 the overview of local government finance in the new millenium( have 3 chapters and 24 pages)
26 the role of accounting in the control of government expenditure( have 3 chapters and 25 pages)
27 computer an important system in the processing of accounting information( have 5 chapters and 130 pages)
28 adoption of accounting information as the major tool for decision making
(a case study of small–scale indutries in enugu state) ( have 5 chapters and 83 pages)
29 cost accounting information and price determination (a case study of nigerian breweries plc, enugu) ( have 5 chapters and 128 pages)
30 accounting information and management decision making in nigerian breweries plc 9th mile coner ngwo( have 5 chapters and 74 pages)
31 bank/customer relationship in nigeria as a developing economy (a case study of union bank of nigeria plc okpara avenue enugu branch) ( have 5 chapters and 104 pages)
32 the usefulness of financial statement in assuasive the performance companies and in guiding investment decisions (a case study of sunrise flour mill ltd enugu) ( have 5 chapters and 102 pages)
33 financing infrastructure in developing countries (a case sudy of nigeria) ( have 5 chapters and 112 pages)
34 management crisis of the banking industry : (a case study of some distress banks) ( have 5 chapters and 100 pages)

35 the problems of financing government corporations (case study of tracas) ( have 5 chapters and pages)
36 fraudes in nigeria banks (analysis and solutions) ( have 5 chapters and 81 pages)
37 the role of fiscal policies in the development of nigerian economy (a case study of central bank of nigeria) ( have 5 chapters and 85 pages)
38 bank failure in nigeria and mordern system of computer banking to bring inprovement( have 5 chapters and 77 pages)
39 accountability and budget implementation in nigeria (a case study of ministry of finance, enugu) ( have 5 chapters and 85 pages)
40 business failure and accounts profession in nigeria( have 5 chapters and 78 pages)
41 bank lending policies and recovery procedure in nigeria( have 3 chapters and 27 pages)

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42 the role of public accounts in the formation, acquistion and liquidation of a compay( have 3 chapters and 30 pages)
43 the importance of accounting on organization’s effectivesness ( have 3 chapters and 27 pages)
44 an evolution of the impact of computerization on the accounting system of small scale business organisation (a case study of model computers company warri delta state) ( have 5 chapters and 117 pages)
45 the roles of the central bank in stabilizing a depressed economy (the nigerian experience) ( have 5 chapters and 91 pages)
46 universal banking in afri bank ) ( have 5 chapters and 55 pages)
47 effective working capital management in paint industries (a case study of marshal paint and chemical limited enugu – enugu state) ( have 5 chapters and 86 pages)
48 the implication of common currency for west african countries ( have 5 chapters and 86 pages)
49 an over-view of local government finance in the new millennium (a case study of igbo – etiti local government council) ( have 5 chapters and 45 pages)
50 budgeting in all inflationary environment (a case study of binez hotels ltd aba) ( have 5 chapters and 85 pages)
51 the effects of management of accounts
receivables on the performance of public corporations
(a case study of nepa) ( have 5 chapters and 83 pages)
52 capital budgeting in a private sector (a case study of nigerian breweries) ( have 5 chapters and 90 pages)
53 contribution of business support system to entrepreneurial development (a case study of industrial development centre, enugu) ( have 5 chapters and 109 pages)
54 auditing as an aid to accountability a case study of enugu state post primary school management board (ppmb) ( have 5 chapters and 112 pages)
55 computerization and its impact on organisation efficiency. (a case study of nepa, abuja) ( have 5 chapters and 100 pages)
56 detection and control of financial frauds in nigeria banking system; problems and solution (a case study of u.b.a) ) ( have 5 chapters and 98 pages)
57 the place of proper and adequate financial record keeping in the success of small scale business ( have 5 chapters and 82 pages)
58 budgeting: a systematic approach to profit planning and control
(a case study of mobile telecommunication network nigeria limited’ (mtn), enugu state) ( have 5 chapters and 107 pages)
59 evaluation of factors affecting the concept of profitable as a guide to policy decision ( have 5 chapters and 55 pages)
60 the usefulness of financial statements in assessing the performance of companies and in guiding investment decisions( have 5 chapters and 102 pages)
61 effective implementation o organization polices and producers in nigeria business
(a case study of first bank of nigeria plc enugu) ( have 5 chapters and 78 pages)
62 public sector accounting in nigeria (a case study of financial control system in enugu south local government area) ( have 5 chapters and 83 pages)
63 empowering the local government councils in their internally generated revenue in enugu state( have 5 chapters and 37 pages)
65 problems of money transmission in nigerian banks(a case study of united bank for africa plc( have 5 chapters and 71 pages)
66 an analysis into the causes of failure of small scale business organisation in enugu( have 3 chapters and 21 pages)
67 accounting in the nigeria public sector, problems and prospects (a case study of selected government establishment in okpe local government area of delta state) ( have 3 chapters and 79 pages)
68 the impact of accounting on organisation effectiveness (a case study of federal pay office, enugu( have 3 chapters and 29 pages)
69 effectiveness of financial control in the public sector( have 3 chapters and 110 pages)
70 internal control in an examining body-
a case study of the national examination council, enugu zonal office( have 5 chapters and 75 pages)
71 problems of obtaining bank loans
in nigerian banks( have 3 chapters and 30 pages)
72 the importance and roles of insurance industry in nigerian economy( have 3 chapters and 33 pages)
73 effect of computer on the accounting profession (a case study of asaba aluminium company delta state) ( have 5 chapters and 93 pages)
74 the evaluation of accounting control system in nigeria( have 3 chapters and 22 pages)
75 tax as a source of revenue to the federal governemnt of nigeria, problems, recommendations for improvement( have 3 chapters and 22 pages)
76 the impact of monetary and fiscal policies of central bank of nigeria on the profitability of bank (a case study of zenith bank p.l.c( have 5 chapters and 90 pages)
77 investment appraisal techniques and their applications by finance/ investment houses
(a case of union bank plc enugu urban) ( have 5 chapters and 80 pages)
78 accounting system in community banking
(a case study of ogui urban community bank
nigeria limited( have 5 chapters and 83 pages)
79 the effect of corporate tax on the profitability of business organisation( have 3 chapters and 27 pages)
80 a survey of fraud in nigeria banking industry( have 3 chapters and 42 pages)
81 importance of liquidity in commercial banks( have 3 chapters and 29 pages)
82 adequacy or inadequacy of working capital: its importance and implication( have 3 chapters and 24 pages)
83 relevance of accounting system on the performance of manufacturing company( have 3 chapters and 36 pages)
84 cost-volume-profit analysis as a tool for profit planning and control( have 3 chapters and 27 pages)
85 inflation in nigeria causes, consequence and control( have 3 chapters and 17 pages)
86 the impact of the prudential guidelines in the insurance industry( have 5 chapters and 90 pages)
87 the role of accounting in the control of public expenditure in nigeria
(a case study of central bank of nigeira (cbn) ( have 5 chapters and 85 pages)
88 the role of acountant in project feasibility and viability appraisal ( a case study of casava starch produciton) ( have 5 chapters and 85 pages)
89 the impact of taxation as an aid to economic development in enugu state (a case study of oji river local government area, enugu state, nigeria) ( have 5 chapters and 100 pages)
90 the application of accounting principles in insurance companies( have 3 chapters and 18 pages)

90 the application of accounting principles in insurance companies( have 3 chapters and 18 pages)
91 a survey of roles and performance effectivity of secretaries in modern communication industries in enugu urban( have 5 chapters and 65 pages)
92 the examinatin of the role of financial bank in consoliating stability in foreign exchange( have 5 chapters and 45 pages)
93 an evaluation of the impact of urban development bank in project financial in nigeria( have 3 chapters and 24 pages)
94 accounting as an aid to internal control system( have 3 chapters and 37 pages)
95 interal control( a comparative analysis between public and private sectors( have 3 chapters and 24 pages)
96 the significance of auditing in the public sector( have 3 chapters and 40 pages)97 effective development of the nigeria capital market as a pre-requisite for successful implementation of the nation’s investment program( have 3 chapters and 32 pages)
98 the sources of revenue and budgeting
in local governments( have 3 chapters and 29 pages)
99 the role of nigeria money market in savings mobilization( have 3 chapters and 31 pages)
100 causes of failure of smal-scale industries in nigeria ( a case study of enugu state ) ( have 3 chapters and 28 pages)
101 the techniques of improving community banking services in nigeria (a case study of ohha community bank nig ltd) ( have 5 chapters and 66 pages)
102 the role of central bank in establishing nigeria economy (a critical review) ( have 5 chapters and 93 pages)
103 leasing as a major financing device for small scale industries in enugu urban (a case study of hapel nig. Ltd) ( have 5 chapters and 60 pages)
104 a critical analysis on fraud in nigeria financial institution( have 3 chapters and 34 pages)
105 evaluating the effects electronic data processing in community bank. (a case study of emene community bank enugu state) ( have 5 chapters and 59 pages)
106 effective implementation of organizational policies and procedures in nigeria business. ) ( have 5 chapters and 98 pages)107 budgeting as a control strategy
(a case study of unionbank of nigeria plc enugu ogui road) ( have 5 chapters and 70 pages)
108 the role of financial institutions in the development of the nigeria economy (a case study of selected financial institution in enugu state) ) ( have 3 chapters and 50 pages)
109 the evaluation of accounting control system in nigeria( have 3 chapters and 25 pages)
110 nigerian maintenane culture: an intitution into nigerian postal services (nipost) ( have 3 chapters and 48 pages)
111 the auditor as an indispensable part of a profitable business organisation) ( have 3 chapters and 30 pages)
112 capital market in nigerian’s economic development( have 3 chapters and 28 pages)
113 the impact of information technology on customer’s satisfaction and profitability in nigeria banks( have 5 chapters and 60 pages
114 management of risk in agricultural financing (a case study of nigeria agricultural and commerce bank plc, enugu branch) ( have 5 chapters and 89 pages)
115 accounting as a basis for managing public expenditure (a case study of state education commission enugu). ( have 5 chapters and 89 pages)
116 cost accounting information and
price determination( have 3 chapters and 25 pages)
117 financing smal-scale industries in nigeria
(a case study of enugu state ) ( have 3 chapters and 35 pages)
118 balacing and burgeting control
in a manufactruring and marketing organization (a case of study of total nigeria ltd) ( have 5 chapters and 69 pages)
119 community banking problems and prospects
(a casse study of ekulu community bank in enugu state) ( have 5 chapters and 84 pages)
121 the impact of employees participation in decision making and organisational productivity (a case study of anammco company enugu) ( have 5 chapters and 79 pages)
122 the economic effect of fuel scarcity in nigeria
(a case study of enugu metropolis) ( have 5 chapters and 75 pages)
123 the effects of corporate tax on the profitability of business organization( have 3 chapters and 25 pages)
124 an assessment of the impact of internal audit function in state ministries (a case study of enugu state ministries of works housing and education) ( have 5 chapters and 93 pages)
125 accounting procedure in post primary institutions (a case study of udenu local governemnt area) ( have 5 chapters and 99 pages)
126 the computer and auditing practice in nigeria( have 3 chapters and 37 pages)127 the effectiveness of monetary policy in controlling inflation in nigeria( have 4 chapters and 35 pages)
128 cost minimization strategies in a manufacturing companies (a case study de lbn plc( have 5 chapters and 77 pages)
129 the role of independent auditors in nigeria ( have 3 chapters and 32 pages)
130 impact of auditing in government parastatals
a case study of enugu state agricultural development programme enugu( have 5 chapters and 99 pages)
131 of management of working capital in banking industry (a case study of united bank for african plc) enugu. ( have 5 chapters and 57 pages)
132 the role of accountant in project feasibility and viability appraisal (a case study of cassava starch production) . ( have 5 chapters and 106 pages)
133 an evaluation of capital structure and profitability of business organisation (a case study of selected quoted companies) ( have 5 chapters and 67 pages)
134 internal audting efficinecy as a tool for improving the companies performance (a case study of emenite limited enugu) (have 5 chapters and 88 pages)
135 debt techniques in the banking sector issues problme and prosprects ( a case study of union bank nigeria) (have 5 chapters and 43 pages)
136 overview and impact of fraud in the banking industry in nigeria (a case study of first bank of nigeria plc) (have 3 chapters and 76 pages)
137 liquidity management in the service industries(have 3 chapters and 26 pages)

accounting and finance project topics and materials

138 the provision of qualitative services rendered to customers in commercial banks(have 3 chapters and 36 pages)
139 an approval of the role of computer in accounting information(have 3 chapters and 31 pages)
140 the problems of partnership business in nigeria (a case study of esco & co warri delta state) (have 5 chapters and 69 pages)
141 risk management in financial insitution in nigeria (a case study of union bank of nigeria plc)
1999 – 2004(have 5 chapters and 69 pages)
142 the role of accounting in the control of privat and public sectors of the nigerian economy (a case study of udo dili umu ibe coy and nepa) (have 5 chapters and 89 pages)
143 the problems of working capital management in the private sector(have 3 chapters and 32 pages)
144 bugetary control in the marketing and manufacturing organization(have 3 chapters and 27 pages)
145 inventory control procedures in manufacturing organizations (a case study of emenite limited, emene) (have 5 chapters and 67 pages)
146 the role of office machines in modern business organization ( a case study of anammco) (have 5 chapters and 84 pages)
147 the role of auditors in contemporary time(have 3 chapters and 36 pages)
149 effective administration of credit in the co-operative enterprise. (have 5 chapters and 70 pages)
150 the relevance of auditing in the achievement of accountability in public companies (a case study of anambra motors manufacturing company, anamco enugu, enugu state(have 5 chapters and 42 pages)
151 break-even theory and accounting as a management decision a tool (a case study of nigerian hoechst plc) (have 5 chapters and 94 pages)
152 the role of federal government in co-operative development in nigeria.(a case study of enugu state) (have 5 chapters and 84 pages)
153 dividend announcement security performance and capital market efficiency, the nigeria perspective(have 5 chapters and 109 pages)
. 154 an evaluation of management training and development in guardian newspaper ltd, lagos(have 3 chapters and 40 pages)
156 revenue collection strategy in the reformed local government: (a case study of udi local government(have 5 chapters and 46 pages)
157 the realities of privatization and commercialization on nigerian economy(have 3 chapters and 35 pages)
164 effects of uniform pricing policy on the marketing of petroleum products in nigeria(have 5 chapters and 60 pages)
166 the use of merger and acquisition as a growth and survival strategy in a depressed economy(have 5 chapters and 46 pages)
167 the prospect of accounting as a profession, implication to accounting student(have 5 chapters and 99 pages)
169 fraud and financial malpractices as a lending factor to business failure (a case study of nigerian telecommunication limited (nitel) (have 5 chapters and 65 pages)
170 an analysis of the techniques of determining solvency in the nigerian manufacturing industry (a case study of nigerian breweries plc enugu(have 5 chapters and 110 pages)
173   bank financing small scale business unit (a case study of first bank of nigeria plc enugu branch) (have 5 chapters and 110 pages)
175 internal control system as a means of preventing fraud in nigeria financial institution(a case study of first bank of nigeria plc onitsha(have 3 chapters and 45 pages)
177 the role of external auditors in fraud detection (a case study of union bank of nigeria plc. Enugu branch) (have 3 chapters and 45 pages)
178 effectiveness of credit guidelines as an instrument of monetary policy in nigeria(have 5 chapters and 95 pages)
179 a critical study on the industrial conflicts in an organisation” (a case study of guiness (nig.) Plc ikeja lagos) (have 5 chapters and 66 pages)
182 efficient audit of final accounts and the formation of auditor opinion a survey of selected audit firm fred okonta co (have 3 chapters and 38 pages)
183 the problems of new bank in nigeria
(a case study of citizen international bank of nigeria enugu) (have 5 chapters and 53 pages)
184 division of labour and specialization, a tool of industrial growth and development. ( a case study of vitafoam industry, enugu(have 5 chapters and 117 pages)
186 evaluation of the dynamic effects of idle cash holding in a development economy(a cash study of ogbete main market) (have 5 chapters and 80 pages)
187 the effects of credit management on liquidity position of a manufacturing company (a case study of nigerian breweries plc, enugu state) (have 5 chapters and 127 pages)
188 evaluation of taxation as a source of government revenue; a case study of the state board of internal revenue(have 3 chapters and 45 pages)
189 clearing as a means of sustaining bank and suppressing fraud a case study of u. B. A. Main branch enugu(have 5 chapters and 71 pages)
190 cash budgeting as a basis for decision making (a case study of aguata local government area). (have 5 chapters and 106 pages)
191 the role of accounting in societal development (in the nigerian context) (have 5 chapters and 104 pages)
192 an investigation into records management in selected business organization in owerri metropolis.
(a case study of consolidated breweries plc.) (have 5 chapters and 104 pages)
193 management accounting techniques in manufacturing firms (a case study of nigeria breweries plc. Aba) (have 5 chapters and 75 pages)
195 the management and utilization of tax revenue in enugu state. (a case study of enugu state board of internal revenue enugu(have 5 chapters and 92 pages)
196 the influence of job incentives in organizations operation (a case study of nigeria bottling company plc ninth mile, enugu state(have 5 chapters and 95 pages)
197 accounting for fixed asserts (a case study of coca-coca bottling company plc 9th mile corner) (have 5 chapters and 102 pages)
201 cost-volume-profit analysis as a management tool for decision making a case study of nigerian breweries plc(have 5 chapters and 78 pages)
202 ratio analysis as a bank lending tool (a case study of union bank of nigeria, ogui road, enugu) (have 5 chapters and 108 pages)
204 internal control as a tool for efficient management (a case study of p & co feed limited) (have 5 chapters and 104 pages)
205 accounting information in decision making in small-scale business in nigeria(have 3 chapters and 49 pages)
206 the impact of taxation as an aid to economic development in enugu state(have 5 chapters and 65 pages)
207 an appraisal of internal control system on large firm (a case study of emenite ltd enugu) (have 5 chapters and 115 pages)
208  impact of taxation as an aid to economics development in edo state a case study of oredo local government area of edo state(have 5 chapters and 69 pages)

209 the effect of community banks in rural development (a case study of uli community bank uli). (have 5 chapters and 64 pages)
210 auditing as an indispensable tool for economic development (a case study of texco nigeria plc lagos state) (have 5 chapters and 77 pages)
211 the role of community banks on the development of rural communities(have 3 chapters and 40 pages)
212 the role of internal auditing in the effecting management control of local governments(have 5 chapters and 65 pages)
213 the introduction of value added tax(vat
) in nigeria(have 5 chapters and 99 pages).
214  proper accounting and budget implementation in nigeria with particular reference to enugu state(have 5 chapters and 105 pages).
217 the role of budgeting in the present nigeria economic situation (a case study of institute of management and technology) i.m.t(have 5 chapters and 65 pages)
218 the implication of nigeria value added tax (vat) on the payers. A case study of enugu state. (have 5 chapters and 84 pages)
219  effecftive internal control as the basis for prevention and dedection of fruad in bank in nigeria (a case study of afribank. Plc enugu) (have 5 chapters and 85 pages)
220 role of internal auditor in stocktaking ) (have 5 chapters and 65 pages)
221 a critical analysis of budgetary control:
its effectiveness and efficiency in a non profit making organization (a case study of n.c.r.i badeggi) (have 5 chapters and 65 pages)
222 a critical analysis of budgetary control:
its effectiveness and efficiency in a non profit making organization (a case study of n.c.r.i badeggi) (have 5 chapters and 63 pages)
223 the role of accounting in nigeria(have 3 chapters and 31 pages)
226 liqiudity management practice at first bank of nigeria plc(have 3 chapters and 36 pages)
227 an analysis of development in nigerian balance of payment (1995 – 1999) (have 5 chapters and 146 pages).
228 human resources management in commercial banks
(a case study of union bank of nigeria plc enugu) (have 5 chapters and 68 pages).
229 the role of community bank in rural development of nigeria(have 3 chapters and 28 pages).
230 the impact of a good internal control system on financial mangement of organization (a case study of nigeria bottling company) (have 5 chapters and 70 pages)
231 fraud and financial malpractice as a leading factor in business failure (a case study of nigerian
telecommunication [nitel] enugu) (have 5 chapters and 67 pages)
232 foreign investment in nigeria under structural adjustment programme (sap) (have 5 chapters and 68 pages)
233 auditing efficiency as a tool for improving company’s performance (a case study of nigerian breweries plc 9th mile enugu(have 5 chapters and 101 pages)
235 time management, an effective tool in today’s business(have 3 chapters and 30 pages)
236 the capital market and it’s impact on the nigeria economy with particular emphasis on the stock excahnge(have 5 chapters and 81 pages)
237 bank fraud and malpractice: sources, forms and causes(have 3 chapters and 20 pages)
238 the ramified fastors affecting the concept of profitability as a guide to policy decision in accounting a case study of some manufacturing industries in oshimy south l.g.a of delta state
(have 3 chapters and 40 pages)
239 the role of the cenrtal bank of nigeria
in the development of money market(have 3 chapters and 30 pages)
240 the role of auditors in computerized accounting systems(have 3 chapters and 30 pages)
241 community banks and economics development of anambra state, problems and prospect. [a case study of umudioka community bank nig. Ltd anambra state] (have 5 chapters and 92 pages)
242 implication of acvcounting as a n internal ontrol mechnism in the government ministries(have 3 chapters and 24 pages)
243 co- operative audit and control(have 3 chapters and 29 pages)
244 fraud prevention deterction and control
in nigeria banking industry
a case study of habib nigeria bank limited enugu(have 5 chapters and 59 pages)
245 the impact of computer technology on accounting system and its effect on employment(have 5 chapters and 135 pages)
246 management audit as a tool of achieving organisational objectives
(a case study of eastern nigeria plastics) (have 5 chapters and 105 pages)
247 the role of accountant in managing and liquidating distressed banks(have 5 chapters and 40 pages)
248 the impact of industrial training (i.t) on the student of accountancy department(have 3 chapters and 25 pages)
249 audit planning and control a study o the procedure in some selected accounting firms(have 5 chapters and 111 pages)
250 nigerian financial system as the prime mover of economic activities
as study of nigerian bank for commerce and industry in enugu state(have 5 chapters and 109 pages)
251 government internal audit accountability in ministries / extra-ministerial department.
A case study of the office of the auditor-general of enugu state (have 5 chapters and 111 pages)
252 audit report and its impact on the activities of business organisation in nigeria(have 3 chapters and 24 pages)
253 the impact of standard costing on profitability and managerial effectiveness of a manufacturing industry (a case study of ferdinand industries limited, urulla ideato north local government area of imo state, nigeria) (have 5 chapters and 50 pages)
254 analysis of finanical statements as an aid to meaningful invest decision making  (a case study of investment firms in enugu state) (have 5 chapters and 87 pages)
255 the role of accountants in the
privatization and commercialization of public enterprises in the nigerian economy(have 3 chapters and 24 pages)
256 the impact of monetary incentive on organizational performance. (a case study of first bank – plc. Enugu) (have 3 chapters and 29 pages)
257 the impact of tax incentives on economic and industrial development (a case study of board of isnternal revenue enugu state(have 5 chapters and 67 pages)
258 the role of accounting in national development
a focus on a developing economysuch as nigeria(have 5 chapters and 67 pages)
259 effective application of break even analysis in management of firms (a case study of manufacturing firms in enugu metropolis(have 3 chapters and 30 pages)
260 the economic effect of petroleum scarcity in nigeria(have 5 chapters and 43 pages)
261 the problems of acquisition and replacement of plant and equipment in a manufacturing industry
a case study of anambra motor manufacturing company limited enugu. (have 5 chapters and 87 pages)
262 loan syndication as an alternative business financing strategy in nigeria.
(a case study of union bank of nigeria plc. New market road onitsha). (have 5 chapters and 102 pages)
263 the problems facing personal income, the administration in rural communities a case study of ugwuaji community in enugu south local government area of enugu state(have 5 chapters and 115 pages)
264 desirability of securities for loan in nigerian commercial bank (a case study of afribank plc) (have 5 chapters and 65 pages)
265 community bank as a catalist for rural developmnet in enugu stat e
[a case study of ogui urban community bank, enugu] (have 5 chapters and 89 pages)
266 accounting and management problems of small scale industries in imo state (a case study pf small scale industries in ezinihitte local government area(have 5 chapters and 125 pages)
267 funding of federal parastatals (a case study of federal radio cooperation of nigeria in enugu state) (have 5 chapters and 85 pages)
268 effective internal control system as a measure of fraud prevention in the public service. (a case study of board of internal revenue enugu state) (have 5 chapters and 90 pages)
269 critical analysis of bank fraud and malpractice in nigeria a comparative study of afribank, union bank and uba plc. (have 3 chapters and 29 pages)
270 the role of audit for the proper accountability of company’s funds (a case study of department of petroleum resources (dpr(have 5 chapters and 87 pages)
271 the role of accountants in managing and liquidating distressed banks(have 3 chapters and 33 pages)
272 monetary policy measure as instruments of economic stabilization in nigeria(have 5 chapters and 97 pages)
273 management benefits of accounting profession to business organization(have 3 chapters and 27 pages)
274 an assessment of customer service in financial institution (a case study union bank of nigeria plc enugu). (have 5 chapters and 74 pages)
275 the problems of financing international trade in nigeria(have 5 chapters and 124 pages)
276 the impact of mergers and acquisition in nigerian economy (2002 – 2005) (have 3 chapters and 26 pages)
277 poor performance of students in accounting subjects
(a case study of enugu state university of science and technology enugu) (have 3 chapters and 38 pages)
278 auditing as an instrument for organizational success (a case study of anamco ltd. Enugu) (have 5 chapters and 63 pages)
279 accounting procedure in hotels (a case study of zodiac hotels limited enugu) (have 5 chapters and 63 pages)
280 cause of failure of small-scale industries in nigeria(have 3 chapters and 26 pages)
281 the problems of working capital management in the private sector(have 3 chapters and 24 pages)
282 the role of financial accountability in a public limited company(have 5 chapters and 105 pages)
283 impact of accounting information on bank lending
(a case study of first bank of nigeria plc okpara avenue main branch) (have 5 chapters and 62 pages)

accountancy project topics and materials

284 the role of computers in management information system a case study of national fertilizer company of nigeria (nafcon) onne) (have 5 chapters and 99 pages)
285 the problem of flooding of accountants in the job market(have 3 chapters and 17 pages)
286 the role of financial accountability in the private sector a case study of emenite limited, enugu(have 5 chapters and 126 pages)
287 strategies for management bank liquidity
(a case study of first bank of nigeria plc) (have 5 chapters and 68 pages)
288 an assessment of credit management in nigeria commercial banks.
(a case study of union bank of nigeria plc)
okpara avenue enugu(have 5 chapters and 71 pages)
289 the role and importance of central bank of nigeria in the prevention of bank failure in nigeria(have 5 chapters and 99 pages)
290 fraud and it’s role on bank failure (have 3 chapters and 29 pages)

291 fraud detection and control in the payroll department
(a case study of the ministry of agriculture enugu state) (have 5 chapters and 69 pages)
292 the impact of commercial banks in rural development
(a case study of union bank of nigeria plc) (have 5 chapters and 79 pages)
293 retrenchment and its effects on the morale of workers case study of institute of management and technology (i.m.t) enugu(have 5 chapters and 59 pages)
294 the challenges of management accounting and leadership in a distressed company(have 3 chapters and 24 pages)
295 liquidity problem in commercial bank(have 3 chapters and 34 pages)
296 the importance of accounting on organization’s effectiveness (have 3 chapters and 30 pages)
297 the effect of fiscal policy in
development of nigeria economy(have 3 chapters and 40 pages)
298 the accountant, the financial manager and the tax officials conception of depreciation and capital allowances in business operation (have 3 chapters and 33 pages)
299 an approval of pay-as you earn system of taxation in nigeria
(a case study of nsukka local government area) (have 5 chapters and 52 pages)
300 a critical analysis on fraud in nigerian financial instituion(have 3 chapters and 21 pages)
301 revenue allocation and political stability in nigeria(have 5 chapters and 71 pages)
302 financial strategies for a globalized firm(have 3 chapters and 23 pages)
303 the role of central bank of nigeria in the regulation of nigeria economy through monetary policy (a case study of central bank of nigeria enugu branch(have 5 chapters and 63 pages)
304 the significance and objectives of source documents in audit investigation
a case study of orji chukwu and co, chartered accountancts(have 5 chapters and 90 pages)
305 the objectives of financial statements and there usefulness to the general user groups(have 3 chapters and 23 pages)
306 internal audit control in government establishment (a case study fo project development institute (proda), enugu). (have 5 chapters and 40 pages)
307 improving the management of learnable funds in commercial banks in nigeria.
(a comparative study of trade bank (tb) and inland bank of nigeria (ibn) (have 5 chapters and 125 pages)
309 the role of accounting in national development(have 3 chapters and 21 pages)
310 the role of a statutory auditor in controlling fraud in government owned establishment(have 3 chapters and 18 pages)
311 the role of financial institution in a development economy(have 3 chapters and 18 pages)
312 the impact of the oil sector on the nigerian economy
(a case study of delta state) (have 5 chapters and 150 pages)
313 tax as a source of revenue to the federal governemnt of nigeria, problems, recommendations for improvement(have 3 chapters and 21 pages)
314 fraud detection and prevention in banks
a case study of first bank of nigeria plc enugu main(have 5 chapters and 38 pages)
316 the effect of fluctuating foreign exchange rate on nigeria currency (a case study of central bank of nigeria, enugu branch) (have 5 chapters and 138 pages)
317 evaluation of cash and credit management policies as an instrument for avoiding illiquidity and liquidations
(a case study of anamco, enugu statre) (have 5 chapters and 121 pages)
319 the role of insurance companies in the development of nigerian economy(have 3 chapters and 21 pages)
320 autidors role in reporting on illegal acts(have 3 chapters and 21 pages)
321 effectiveness of cost accounting information in price determination
(a case study of deveable venture ltd) (have 3 chapters and 48 pages)
322 role of budgeting in the public sector of the nigeria economy (a case study of nkanu west local government area) (have 5 chapters and 100 pages)
323 an assessment of the accounting system in private and public sector establishment (a case study of nigerian breweries plc 9th mile corner enugu and federal ministry of solid minerals development enugu). (have 5 chapters and 58 pages)
324 the inventory management and control procedure in manufacturing outfits(have 3 chapters and 42 pages)
325 the bank failure: causes and consequences(have 3 chapters and 27 pages)
326 assessment of internal control system in government establishment. (a case study of unth, enugu) (have 5 chapters and 51 pages)
327 the effectivenes of standard costing as a control tool for performance evaluation in manufacturing industries
(a case study of annamco emene enugu) (have 5 chapters and 82 pages)
328 mortgage banking and contributions to housing development in nigeria
a case study of harvard trust savings and loans ltd(have 5 chapters and 94 pages)
329 cost accounting and control in the agricultural sector problems and solutions(have 3 chapters and 25 pages)
330 impact on profitability of commercial bank in nigeria of interest rate deregulation a case study of union bank of nigeria(have 5 chapters and 125 pages)
331 stock exchange in developing economy”
(role and setbacks) (have 3 chapters and 30 pages)
332 budgeting in public sector economy
“case study of enugu state government(have 5 chapters and 100 pages)
333
the impact of tax evasion and tax aviodance in nigeria economy(have 3 chapters and 26 pages)
334 analysis of financial control system in government commercialized enterprises
a cast study of nepa enugu(have 3 chapters and 42 pages)
335 impact of supervision on effective bank management; (a case study of afri bank plc okpara avenue, enugu) (have 5 chapters and 52 pages)
336 budget and budgetary control as a tool for accountability in government parastatals
(a case study of enugu state housing development authority) (have 5 chapters and 88 pages)
337 taxation as an instrument of fiscal policy in nigeria(have 5 chapters and 111 pages)
338 appraisal of fraud control techniques in nigeria commercial banks ( a case study of first bank nigeria plc) (have 5 chapters and 150 pages)
339 the concept of cost consciousness in the management of public funds (a case study of the activities of enugu state ministry of finance and economic planning) (have 5 chapters and 85 pages)
340 . The need for accounting education in small scale industries (have 3 chapters and 25 pages)
341 user of accounting ratio business decision (a case study of nigeria breweries plc). Have 5 chapters and 104 pages)
342 the problem of partnership business in nigerian
(a case study of esco and co, warri delta state) (have 5 chapters and 66 pages)
343 the effect of mulinational corporation on the nigeria economy a case study of anambra menufacturing company (anammco) enugu nigeria(have 5 chapters and 82 pages)
344  financial statement analysis as a bank lending tools(have 3 chapters and 32 pages)
345 the usefulness of data base in financial institution(have 3 chapters and 16 pages)
346 improving the effectiveness of accounting systems in production industries in nigeria a case study of paterson zechonis industries plc aba(have 5 chapters and 75 pages)
347 the role of financial management a corporate orgnaisation a case study of nicon insurance company limited enugu, enugu state(have 5 chapters and 98 pages)
348 taxation as an instrument of economic development in nigeria(have 3 chapters and 28 pages)
349 the role of financial institutions in agricultural development in nigeria. (have 5 chapters and 88 pages)
350 motivation as a management tool for increasing the production of worker (a case study of enugu state housing development corporation enugu) (have 5 chapters and 65 pages)
351 budgeting as a tool for planning and control in a manufacturing industry (a case study of nigerian breweries plc enugu) (have 5 chapters and 74 pages)
353 the evaluation of internal control system of nepa
(a case study of enugu district) (have 5 chapters and 88 pages)
354 budget in higher institution of learning in nigeria
“a case study of federal polytechnic okoh (have 5 chapters and 49 pages)
356 customer service and its improvement in the nigerian commercial banking industry(have 5 chapters and 69 pages)
357 idle cash holding and its effects in developing economy (a case study of onitsha business community (have 3 chapters and 27 pages)
358 inflation in nigeria, causes, consequences and control(have 3 chapters and 37 pages)
359 credit management and bank lending (a case study of hallmark bank ltd in nigerian) (have 5 chapters and 160 pages)
360 improving customer services in nigerian commercial banks(have 3 chapters and 30 pages)
361 banking inspection and examination as an aid to effective banking management ( a case study of uba agbani road, enugu) (have 5 chapters and 45 pages)
362 checking distress in the nigerian banking sector the role of accountants and auditors (a case study of first bank of nigeria plc, awka) (have 5 chapters and 114 pages)
365 auditing effieciency for improving companies performances(have 3 chapters and 27 pages)
366 a social accounting as a method of assessing the impact of development activations. A case study of nukes local government area enugu state (have 5 chapters and 130 pages)
367 the role of auditing in controlling fraud in government establishment.
A case study of federal pay office enugu (have 5 chapters and 74 pages)
368 the impact of auditing in government perastattals(have 3 chapters and 20 pages)
369 the accounting systems in local government (a case study of obingwa local government area abia state(have 5 chapters and 118 pages)
370 improving the performance of small scale business through effective budgetary control(have 3 chapters and 20 pages)
371 the role of accountants in managing and liquidating distressed banks. (have 3 chapters and 33 pages)
372 monetary policy measure as instruments of economic stabilization in nigeria(have 5 chapters and 97 pages)
374 the problem of budget and budgetary as management tool for decision making(have 3 chapters and 21 pages)
375 accountability in public sector:
a pre-condition for economic growth and development in nigeria. (a case study of n newy-norty local government of anambra state) (have 5 chapters and 112 pages)
376 problem of monetary policy implementation by central bank of nigeria(cbn) (have 5 chapters and 140 pages)
377 a critical review of accounting system in nigeria insurance industry
a case study of industrial and general insurance company ltd(have 5 chapters and 89 pages)
378 the role of financial manager in a manufacturing firm
(a case study of emenite limited, emene enugu) (have 5 chapters and 79 pages)
379 the impact of privatization on nigeria money market
(a case study of the central bank
of nigeria) (have 5 chapters and 89 pages)
380 the roles of central bank of nigeria and merchant banks in financial international trade in nigeria.(a case study of cbn enugu. And crown merchant bank benin. (have 5 chapters and 110 pages)
383 the use of an internal audit as an aid to management control (have 3 chapters and 21 pages)
384 management based national housing fund scheme(have 3 chapters and 23 pages)
385 the role of auditing in a developing
economy – nigeria experience(have 3 chapters and 25 pages)
386 the administration of vat in nigeria(have 3 chapters and 18 pages)
387 analysis of financial ratios as an aid to economic analysis (a case study of union bank plc enugu) (have 5 chapters and 150 pages)
388 the problems and prospects of debt management in nigerian finance institutions(have 3 chapters and 36 pages)
389 of impact and implication of restructuring the nigeria pension scheme
(a case study of enugu state) (have 5 chapters and 77 pages)
390 loan sysndication in banks
(a case study of international merchant bank port – harcourt) (have 5 chapters and 89 pages)
391 accounting procedure in post primary
institutions (a case study of udenu local government area) (have 5 chapters and 115 pages)
392 the improvement of banking habit of rural dwellers by community bank(have 3 chapters and 37 pages)
393 problems and prospects of privatisation and commecialisation of government parastatals in nigeria(have 5 chapters and 113 pages)
394 the auditor as an indispensable part of a profitable business organization(have 3 chapters and 18 pages)
395 management of public funds in industries
( a case study of life breweries limited aba) (have 5 chapters and 118 pages)
396 marketing of banking services in nigeria a case study of the united bank for african plc (uba) (have 5 chapters and 87 pages)
397 public sector accounting in nigerian(a case study of nsuka local government
financial controls system enugu state) (have 5 chapters and 75 pages)
398 funding of federal parastatlas (a case study of fedreal radio coperation of nigeria in enugu state (have 5 chapters and 75 pages)
399 the role of nigerian stock exchange in the development of the nigerian economy(have 3 chapters and 27 pages)
400 cause of bank failure in nigeria(have 3 chapters and 28 pages)

401 due process in government accounting(have 5 chapters and 58 pages)
402 the advantage of value added tax in terms of revenue generation( have 5 chapters and 70 pages)
403 the role of financial management in a
co-operative organization
(a case of study of union bank (plc) enugu) ( have 5 chapters and 100 pages)
404 privatilization and commercialization
effect on nigerian economy( have 3 chapters and 27 pages)
405 impact of accounting information system in a manufacturing company (a case study of anammco ltd) ( have 5 chapters and 54 pages)
406 the developmental impact of rural banking in nigeria (a case study of united bank for africa plc) ( have 5 chapters and 90 pages)
407 accounting system in local government( have 3 chapters and 21 pages)
409 successes and failures of public sector accountability in nigeria for the period 1991 – 2002. ( have 5 chapters and 71 pages)
410 a critical analysis of the importance
of auditing in the authentication of
financial statement of business organisation (a case study of nigercias ltd emene- enugu( have 5 chapters and 61 pages)
411 role of auditors in controlling fraud in government owned establishment( have 3 chapters and 19 pages)
412 strategies for enhancing finanacial accountability in the local government system in nigeria (a case study of ikwo local government area, ebonyi state) ( have 5 chapters and 150 pages)
413 financial planning and control in media outfit( have 3 chapters and 21 pages)
414 responsibility accounting( have 3 chapters and 39 pages)
415  financial analysis as a tool of strategic planning in business organisation( have 3 chapters and 29 pages)
416 the accounting profession and its role in the society( have 3 chapters and 19 pages)
417 the internal auditing as an insrument for
efffective management (a case study of institute of management & technology i.m.t.) Enugu( have 5 chapters and 50 pages)
419 the prospect of computerization in the banking industry {a case study of united bank for african)( have 5 chapters and 81 pages)
420 budgeting and budgetary control, techniques and implementation in the institution of higher learning a survey of enugu state university of science and technology (1999-2003)(have 5 chapters and 62 pages)
421  problems and prospects of local government finance/accounting in nigeria (a case study of nsukka local government area) )(have 5 chapters and 103 pages)
422 implication of accounting as internal control mechanism in the government ministries )(have 3 chapters and 23 pages)
423 the role of accounting information in management decision making(have 3 chapters and 45 pages)
424 the role of the public accountant in the formation, acquisition and liquidation of companies. (have 5 chapters and 68 pages)
425 material utilization system in manufacturing enterprise (a case study of asaba textile mill limited asaba) (have 5 chapters and 89 pages)
426 spiral growth of banks in nigeria: manpower problems and solutions (a case study of a selected commercial bank in delta state)(have 5 chapters and 79 pages)
427 the role of an accountant in the poverty eradication programme of the federal government. (a case study of aninri local government area) )(have 5 chapters and 66 pages)
428 improper accounting system contributes to non-performance of government owned companies)(have 3 chapters and 30 pages)
429 a critical analysis of causes and problem of financial distress in nigeria banking sector (a case study of afex bank plc)(have 3 chapters and 66 pages)
430 banks participation in industrial development of nigeria (a case study of union bank nig. Plc)(have 5 chapters and 75 pages)
431 the role of commercial banks in finance small scale agricultural (a case study of udi, awgu, eziagu and enugu south)(have 5 chapters and 75 pages)
432 problems of co-operative societies in the marketing of agricultural products
( a case study of enugu zone)
433 audit report and its impact on the activities of business firms in nigeria
434 the evaluation of accounting control system in nigeria
435 the role of banks in industrial development of nigeria”(have 3 chapters and 28 pages)
437 the impact of accounting on organisation effectiveness (a case study of federal pay office, enugu)
438 the problems and prospects of debt management in nigerian finance institutions (have 3 chapters and 35 pages)
439 the role of auditors in preventing of fraud in banking industry (a case study of uba ogbete branch)
432 problems of co-operative societies in the marketing of agricultural products
( a case study of enugu zone)
433 audit report and its impact on the activities of business firms in nigeria
434 the evaluation of accounting control system in nigeria
435 the role of banks in industrialadevelopment of nigeria ( have 3 chapters and 28 pages)”
436 the behaviour of the consumer in the market place(have 3 chapters and 42 pages)
437 the impact of accounting on organisation effectiveness(a case study of federal pay office, enugu)
438 the problems and prospects of debt management in nigerian finance institutions( have 3 chapters and 35 pages)
439 the role of auditors in preventing of fraud in banking industry(a case study of uba ogbete branch)
439 effective customer services as a marketing tool in the banking industry (a case study of guarantee trust bank plc gtb
445 effective – inter –branch accounting system (case study of central bank of nigeria
446 managing road transportation in nigeria
(a case study of chisco transport company limited
447 problems of personal income tax generation and administration in enugu state (a case study of internal revenue enugu north)
enugu)
448 financial intermediation and resource mobilization (implication for economic development in nigeria)
449 the effect of financial accounting reporting on the management of a business (a case study of emenite ltd
450 an evaluation of the international monetary fund (i.m.f) loan policy on developing economy (a case study of nigeria) 1990 –1999
451 computer an important system in the processing of accounting information
452 bank/customer relationship in nigeria as a developing economy (a case study of union bank of nigeria plc okpara avenue enugu branch)
453 the effects of taxation on a depressed economy. (a case study of enugu state)
454 bank failure in nigeria and mordern system of computer banking to bring inprovement.
455 inventory management in a manufacture firm (case study of seven – up bottling company plc aba )
456 accountability in public sector: a pre-condition for economic growth and development in nigeria. (a case study of n newy-norty local government of anambra state)
457 an evolution of the impact of computerization on the accounting system of small scale business organisation (a case study of model computers company warri delta state)
458 effective working capital management in paint industries (a case study of marshal paint and chemical limited enugu – enugu state)

bsc accounting project topics and materials

459 budgeting in all inflationary environment (a case study of binez hotels ltd aba)
460 the effects of management of accounts receivables on the performance of public corporations (a case study of nepa)
461 capital budgeting in a private sector (a case study of nigerian breweries)
462 contribution of business support system to entrepreneurial development (a case study of industrial development centre, enugu)
463 auditing as an aid to accountability a case study of enugu state post primary school management board (ppmb)
464 bank/customer relationship in nigeria as a developing economy (a case study of union bank of nigeria plc okpara avenue enugu branch)
465 the place of proper and adequate financial record keeping in the success of small scale business
466 budgeting: a systematic approach to profit planning and control (a case study of mobile telecommunication network nigeria limited’ (mtn), enugu state, nigeria)
467 empowering the local government councils in their internally generated revenue in enugu state
468 critical issues in managing nigerian public enterprise: a case study of federal airport authority of nigerian (faan)
469 an investigation into the importance of ethics and social responsibilities of a business organisation. ( a case study of nicon insurance corporation
470 the problems encountered by external auditors in auditing nigerian companies
(a case study of akintola williams and co. Chartered accountant, enugu)
471 impact of accounting information in management decision making
a case study of university of nigeria teaching hospital enugu
455 the relevance of the federal government share land scheme to the citizens of enugu state in the ongoing privatization programme (a case study of nepa district enugu)
472  agricultural loan disbursement and repayment in nigerian commercial banks (a case study of afribank nigeria plc.)
473  the role of financial management in a cooperate organization (a case study of union bank (nig) plc enugu)
474  marginal costing technique as a tool for management decision making
475  privatization as a means of solving nigerian economic problems (a case study of nepa plc)
476 role of small and medium scale enterprises in the nigerian economy (a case study of anzy shoes nigeria limited aba abia state)
477 the impact of multi national oil company in the nigeria public revenue
(a case study of elf nig united )
478  an appraisal of the financial contribution of the international bank for reconstruction and development to the growth of agricultural sector of nigeria.
479  impact of computerization in a banking industry (a case study of united bank for african station road)
480  evaluating the effects electronic data processing in community bank. (a case study of emene community bank enugu state)
481  accounting procedure in hotel a case study at zodiac hotel ltd, enugu.
482  accounting in the hospitality industry a case study of savannah suite limited, abuja
483  financial institution and economic development in nigeria (a case study of afri bank a saba branch, delta state)
484  the effect of information technology on modern organization (a study of zenith international bank)
485  an institute of the impact of multi –national oil company in the nigeria public revenue (a case study of elf nig united )
486  organizing as an effective and efficient tool of management ( a case study of united bank for africa, enugu branch).
487  accounting as a basis for managing public expenditure (a case study of state education commission enugu).
488  an institute of the impact of multi –national oil company in the nigeria public revenue (a case study of elf nig united)
489    an investigation into the effectiveness of the nigerian stock exchange in the development of nigerian economy
490    an investigation into the impact of the multinational oil companies toward the nigerian public revenue (the case study of elf)
491   analysis of financial ratios as an aid to economic analysis (a case study of union bank plc enugu)
492   analysis of stock control and procedure (a case study of setraco construction company enugu)
493    appraisal of financial management practices in a manufacturing industry (a case study of the eagle cement company plc. Nkalagu)

Read Also:  Statistic project material with abstracts

494    appraisal of fraud control techniques in nigeria commercial banks (a case study of first bank nigeria plc)
495     appraisal of issue of shares as a source of finance in public ltd.  Liability companies (an analytical review of fisrt bank of nig. Plc)
496   auditing as a control in public sector accounting (a case study of federal ministry of finance enugu)
497    auditing as an aid to accountability (a case study of enugu state post primary school management board (ppmb)
498     balacing and burgeting control in a manufactruring and marketing organization (a case of study of total nigeria ltd)
499     bank financing small scale business unit. (a case study of first bank of nigeria plc enugu branch)

500   break-even theory and accounting as a management decision a tool (a case study of nigerian hoechst plc)
501    budget and budgetary control as a means of achieving organizational objectives  (a case study of ranccor food and packaging nigeria ltd)
502   budget and budgetary control as a tool for effective decision and planning in ministries and parastatal (a case study of ministries and parastatal in imo state)
503    budgeting: a systematic approach to profit planning and control  (a case study of mobile telecommunication network limited, mtn ziks avenue enugu state)
504     budgeting: a systematic approach to profit planning and control (a case study of mobile telecommunication network nigeria limited’ (mtn), enugu state)
505     budgeting and budgetary control in local government system (a case study of aninri local government)
506   budgeting as a control strategy (a case study of unionbank of nigeria plc enugu ogui road)
507 business failure and accounts proffession in nigeria.
508 business failure and then accounting profession
in nigeria (a case study of selected business in port-harcourt)
509    capital budgeting in the private sector (a case study of the nigerian breweries)
510         capital budgeting in the public sector
(a case study of the nigerian breweries)
511     capital maintenance in a period of inflation (a case study of nigerian bottling company – coca cola 9th mile corner enugu).
512    checking distress in the nigerian banking sector the role of accountants and auditors (a case study of first bank of nigeria plc, awka)
513        commercial banks liquidity problem
an empirical analysis  (a case study of first bank and union bank plc)
514     corporate planning as a tool for achieving organizational objectives (a case study of enugu state women development center)
515       cost control in managing industries: a case study of west africa milk company plc., lagos
516   cost minimization strategies in a manufacturing companies(a case study de lbn plc)
517     critical issues in managing nigerian public enterprise: a case study of federal airport authority of nigerian (faan)
518       detection and control of financial frauds in nigeria banking system; problems and solution (a case study of u.b.a)
519     developmental impact of rural banking in nigeria (a case study of united bank for africa (u.b.a) plc)
520    dividend announcement security performance and capital market efficiency, the nigeria perspective
521     dividend policies (a case study of some quoted companies listed in nigeria stock exchanging)
522     effective customer services as a marketing tool in the banking industry (a case study of guarantee trust bank plc gtb)
523    effective implementation of organization polices and producers in nigeria business  (a case study of first bank of nigeria plc enugu)
524     effective implementation of organizational policies and procedures in nigeria business.
525      effective working capital management and corporate performance in the paint industry (a case study of marshals and chemical company ltd enugu – enugu state)
526      effective working capital management in paint industries (a case study of marshal paint and chemical limited enugu – enugu state)
527    effective working capital management in paint industries (a case study of marshal paint and chemical limted enugu-enugu state)
528      effectiveness of credit guidelines as an instrument of monetary policy in nigeria
529     effectiveness of financial control in the public sector
530   effects of bank failure in nigeria
531   effects of social responsibility on banking industry (a case study of union bank nigeria garden avenue enugu)
532     electronic banking in nigeria: problem and prospects
533  emerging challenges of capital market in depressed economy (a case study of nigeria stock exchange)
534     evaluating the impact of bank distress on the profit growth of existing commercial banks. (a case study of selected commercial banks)

Read Also: project topics and materials in education

535      evaluation of cash and credit management policies as an instrument for avoiding illiquidity and liquidations
(a case study of anamco, enugu state)
536    evaluation of nigeria system, emphasis
on value added tax – study of federal  board of inland revenue (fbir)
537   evaluation of the dynamic effects of role cash holding in a developing econo0my(a case study of ogbete main market)
537    exporting nigeria’s non-oil products!
(a case study of nigeria export promotion council, enugu)
538   factors affecting the concept of profitability as a guide to policy decision (a case study of some manufactring industries in oshimili south local government area of delta state)
539    factors that lead to students poor performanle in principles of accounts in post primary institution (a case study in enugu south local government)
540   failed banks liquidation activities of the nigerian deposit insurance corporation (ndic) an empirical analysis
541    financial distress in banking industries causes and implication  (a case study of first bank of nigeria plc enugu)
542    financial institution and economic development in nigeria (a case study of first bank asaba branch, delta state)
543    financial management and accountability in nigeria local government system a case study of ayamelum local government area anambra state

project topics and materials for accounting department

544     financial mismanagement the root cause of backwardness in local government councils in nigeria. (a case study of ezeagu local government council)
545    financial planing and control:  a key to management efficiency (a case study of nigerian breweries plc)
546    fraud and its controls mechanism a critical analysis of computer usage in banks
546    fraud detection and control in partial departments (a case study of ministry of agriculture enugu state)

project topics and materials for accountancy students

547 frauds in nigeria banks ( analysis and solutions)
548      the impact of monetary and fiscal policies of central bank of nigeria on the profitability of bank (a case study of zenith bank p.l.c, enugu)
549    hazards of auditing, an analysis of the job of an auditor and its inherent problems, dangers and difficulties
550     impact of auditing in government parastatals (a case study of enugu state agricultural development programme enugu)
551         impact of monetary policy on profitability of nigerian banks
552    impact of public expenditure towards economic growth / development (a comparative analysis between nigeria and britain)
553    importance of store administration on the survial of a manufacturing firm (a case study of unilever plc, aba)
554      improving the effectiveness of accounting systems in production industries in nigeria(a case study of paterson zechonis industries plc aba)
555    income tax administration in abia state.   A critical evaluation of problems and prospects.  (a case study of board of internal revenue umuahia)
556    intermediate and long term financing in nigeria (a case study of capital market)
557  internal audit as a tool in archiving the organizational objective  (a case study of first bank nigerian plc)
558    internal auditing as an instrument for effective management and accountability of financial resources in the public scrod  (a case study of udi local government council)
559    internal audting efficinecy as a tool for improving the companies performance (a case study of emenite limited enugu)
560     internal control as an effective management tool in the banking industry. (a case study of first bank of nigeria plc enugu main).
561    investors and the nigeria financial market
562     an appraisal of internal control system on large firm (a case study of emenite ltd enugu)
563    a critical appraisal of the impact of innovative banking system in nigerian economy (2006-2010) a case study of union bank of nigeria plc enugu
564    leasing as an instrument of finance problems and prospects  (a case study of enugu state and its enuirons)
565    an analysis of development in nigerian balance of payment (2003-2008).
566   an appraisal of revenue generation and expenditure system at local government level: a case study of enugu south local government area (2005 – 2009)
567    management and control in the public sector (case syudy of federal mortagage bank of nigeria enugu)
568     management crisis in banking industry (a case study of some distressed bank)
569   management of risk in agricultural financing (a case study of nigeria agricultural and commerce bank plc, enugu branch)
570     manpower development in government parastatals (a case study of nigeria railway corporation enugu)
571     mobilization of domestic savings for economic growth and development in the banking industry. (a case study of union bank of nigeria plc – enugu 2000 – 2010)
572      monetary policy measures as instrument of economic stabilization in nigeria
573    motivation of workers for higher productivity in banking sector (a case study of union bank   okpara avenue plc. Enugu)
574      financial accountability through effective internal control system (a case study of diamound bank plc enugu metropolis)
575      merger and acquisition as a way out for distress bank “a case study of united bank for africa”
576    the banking regulations and the performance of the nigerian banking industry in 2005-2010 (a case study of union bank)
577    privatization and commercialization in nigeria, problems and prospects
578     problem of local government revenue generation and management (a case study of enugu north enugu)
580    problem of personal income tax collection in anambra state a case study of awka south local government area of anambra state
581     problems and prospects of local government finance in nigeria (a comparative case study of enugu north and enugu south local government area)
582     problems of effective accounting and management in small scale industries (a case study of rancco foods and packaging co.nigeria limited, enugu)
583     problems of monetary policy implementation by central bank of nigeria (cbn)
594    problems of money transmission in nigerian banks
a case study of united bank for africa plc
595         problems of personal income tax administration and collection in nigeria (a case study of enugu state board of internal revenue)
596        problems of revenue generation in government owned companies (a case study of pacn enugu district)
596     production cost control in a manufacturing orgnaization (a case study of the protects development isntitute enugu)
597      promblems of banking services among commercial institution in nigeria (a case study of new nigeria bank plc)
`598      small scale investment: a potential technique for employment generation a case study of global system of mobile communication (gsm) telephone booth in enugu metropolis
599          spiral growth of banks in nigeria: manpower problems and solutions
600    strategic planning in large companies
(a case study of nigeria telecommunications limited (nitel) enugu zonal headquarters)
601     strategies for management bank liquidity (a case study of first bank of nigeria plc)
602     supervision as an aid to effective bank management (a case study of uba, nigeria plc enugu)
603    the accounting systems in local government  ( a case study of obingwa local government area abia state)

604     the causes and effects of workers low productivity (a case study of nigeria mineral water plc 9th mile corner ngwo, enugu state)
605         the challenges facing the corporation
(a case study of nigerian ports authority plc)
606     the challenges of financial control in banking industry(a case study of union bank nigeria plc.
607         the concept of cost consciousness in the management of public funds. (a case study of the activities of enugu state ministry of finance and economic planning).
608        the effect of capital structure on corporate performances (a case study of selected companies in onitsha).
609        the effect of computer on the accounting profession (a case study of asaba aluminium company delta state)
610    the effect of fluctuating foreign exchange rate on nigeria currency (a case study of central bank of nigeria, enugu branch)
611    the effect of lack of proper accounting system on government owned hotels (case study of hotel presidential limited enugu)
612      the effect of motivation on workers’ productivity: (a case study of the nigerian national petroleum corporation)
613       the effects of financial accounting report on the management of a business
614      the effects of rural banking scheme on a local government area(a case study of ugwunagbor local government area)
615       the effects of taxation on a depressed economy (a case study of enugu state)
616     the evaluation of internal control system of phcn(a case study of enugu district)
617      the impact of accounting information in production decision making(case study treat time bread industries)
618      the impact of computerization in financial institutions(a study of first bank plc, okpara avenue)
619     the impact of computrization on nigerian banking industry   (a case study of first bank plc, enugu)
620     the impact of deregulation of the economy on the performance of commercial banks  (a case study of first bank of nigeria plc)
621    the impact of different methods of depreciation on the profitability of a company. (a case study of anammco motor enugu state).
622     the impact of efficient inventory management in hospitality industries
623     the impact of environmental factors on manufacturing companies(a case study of seven up botting co. Plc  enugu plant)
624    the impact of exchange rate fluctuation on international trade (export) in nigeria
625      the impact of internet banking system on nigeria banking enviroment union bank of nigeria
626     the impact of legal audit requirements on the auditors performance in nigeria.

627       the impact of legal audit requirements on the auditors performance in nigeria
628     the impact of monetary and fiscal policies of central bank of nigeria on the profitability of bank (a case study of zenith bank p.l.c)
629     the impact of privatization on nigeria money market (a case study of the central bank of nigeria)
630     the impact of true and fair view in financial statements (a case study of emenite limited enugu)
631     the impact of universal banking concept in financial service delivery (a case study of first bank of nigeria plc)
632       the impacts of accounting information on non-profit makings organization (a case study of grace of god mission awkunanaw)
633     the influence of poor financing on the operation of small scale industries in nigeria (a case study of selected industries in awka metropolis)
634    the investment of insurance fund in nigeria  (a case study of hallmark assurance nigerian plc)
635     the nature of public sector accounting(a case study of enugu north local government account)
636     the nigerian money and capital market as instruments of corporate fund mobilization (a case study of first bank plc enugu)
637     the place of proper and adequate financial record keeping in the success of small scale business
638    the problem facing commercial banks in nigeria   (a case study of union banks of nigeria united banks for african and eco bank)
639    the problems facing personal income tax administrtion in rural communities  (a case study of ugwuaji community in enugu south l.g.a of enugu state.)
640    the problems of financing government corporations (case study of tracas)
641    the prospect of accounting as a profession, implication to accounting student
642     the role and importance of central bank of nigeria in the prevention of bank failure in nigeria.
643   the role of accounting in the control of public expenditures in nigeria (a study of central bank of nigeria enugu state).
644    the role of auditing in controlling fraud in government establishment. A case study of federal pay office enugu.
645    the role of auditing in financial control.a case study of sous and sons enterprises limited
646       the role of budgeting in nigeria economy
647     the role of budgeting in public sector management (a case study of ethiope east local government area of delta state)
648      the role of central bank in establishing nigeria economy (a critical review)
649   the role of central bank in stabilizing nigerian economy (a critical review)
650     the role of central bank of nigeria in effecting the stabilization measure in the economy
651     the role of comercial bank in financing small scale industries (case study of union bank plc. Enugu)
652     the role of commercial bank in financing agricultural projects in enugu state  (a case study of first bank plc)
653    the role of federal government in co-operative development in nigeria (a case study of enugu state)
654   the role of financial accountability in the private sector(a case study of emenite limited
655     the role of financial management a corporate orgnaisation (a case study of nicon insurance company limited enugu, enugu state
656     the role of financial management in a cooperate organization (a case study of nicon insurance company ltd, enugu)
657     the role of financial management in a cooperate organization(a case study of union bank (nig) plc enugu
658     the role of internal auditor in public organisations (a case study of unth, enugu)
659    the role of internal auditors in stock taking (a case study of total nigeria limited)
660     the role of management accountant on profit maximization  (a case study of emenite plc)
661  the role of mortgage bank in the nigeiran economy
662      the role of nigerian commercial banks in national economic recovery(a case study of keystone bank of nigerian limited)
663      the role of nigerian deposit insurance corporation (n.d.i.c) in managing financial distress (a case study of citizen bank of nigeria plc)
663    the role of nigerian monetary authorities in bank distress prevention (2009 – 2011)
664   the role of the management accountant in profit maximization (a case study of emenite)
665    the role of the nigeria stock exchange in capital formation and economic development

project topics and materials in accountancy

666     the roles of banks in export promotion and economic growth a case study of selected banks in ingeria
667     the significance and objectives of source documents in audit investigation (a case study of orji chukwu and co chartered accountancts)
668    the significance and objectives of source documents in audit investigation  (a case study of thomas gamble & co. Chartered accountants)
669     the study of the application of business social accounting techniques towards estimating the distribution of household wealth in nigeria (a case study of anamco enugu)
670        the use of accouting information in analysing the finacial position of a firm (a case study of cap nigeria plc)
671   the usefulness of financial statement in assessing the performance of companies and in guiding investment decisions  (a case study of sunrise flour mill ltd enugu)
672    training and development of human resources as a critical factor in banking operations. (a case study of first bank of nigeria plc. Enugu main branch)
673    training and development of human resources as a means of improving the performance of workers (a case study of marlum construction company, enugu)
674     empirical analysis of commercial banks lending policies to the private sector a case study of union bank of nigerian plc
675    managing local government revenue in nigeria: a case study of enugu south and oji river local government areas
676     value added tax (vat) problems and prospects in nigeria (a case study of federal ministry of finance federal inland revenue service)
677     value added tax in nigeria problems and prospects.

627       the impact of legal audit requirements on the auditors performance in nigeria
628     the impact of monetary and fiscal policies of central bank of nigeria on the profitability of bank (a case study of zenith bank p.l.c)
629     the impact of privatization on nigeria money market (a case study of the central bank of nigeria)
630     the impact of true and fair view in financial statements (a case study of emenite limited enugu)
631     the impact of universal banking concept in financial service delivery (a case study of first bank of nigeria plc)
632       the impacts of accounting information on non-profit makings organization (a case study of grace of god mission awkunanaw)
633     the influence of poor financing on the operation of small scale industries in nigeria (a case study of selected industries in awka metropolis)
634    the investment of insurance fund in nigeria  (a case study of hallmark assurance nigerian plc)
635     the nature of public sector accounting(a case study of enugu north local government account)
636     the nigerian money and capital market as instruments of corporate fund mobilization (a case study of first bank plc enugu)
637     the place of proper and adequate financial record keeping in the success of small scale business
638    the problem facing commercial banks in nigeria   (a case study of union banks of nigeria united banks for african and eco bank)
639    the problems facing personal income tax administrtion in rural communities  (a case study of ugwuaji community in enugu south l.g.a of enugu state.)
640    the problems of financing government corporations (case study of tracas)
641    the prospect of accounting as a profession, implication to accounting student
642     the role and importance of central bank of nigeria in the prevention of bank failure in nigeria.
643   the role of accounting in the control of public expenditures in nigeria (a study of central bank of nigeria enugu state).
644    the role of auditing in controlling fraud in government establishment. A case study of federal pay office enugu.
645    the role of auditing in financial control.a case study of sous and sons enterprises limited
646       the role of budgeting in nigeria economy
647     the role of budgeting in public sector management (a case study of ethiope east local government area of delta state)
648      the role of central bank in establishing nigeria economy (a critical review)
649   the role of central bank in stabilizing nigerian economy (a critical review)
650     the role of central bank of nigeria in effecting the stabilization measure in the economy
651     the role of comercial bank in financing small scale industries (case study of union bank plc. Enugu)
652     the role of commercial bank in financing agricultural projects in enugu state  (a case study of first bank plc)
653    the role of federal government in co-operative development in nigeria (a case study of enugu state)
654   the role of financial accountability in the private sector(a case study of emenite limited
655     the role of financial management a corporate orgnaisation (a case study of nicon insurance company limited enugu, enugu state
656     the role of financial management in a cooperate organization (a case study of nicon insurance company ltd, enugu)
657     the role of financial management in a cooperate organization(a case study of union bank (nig) plc enugu
658     the role of internal auditor in public organisations (a case study of unth, enugu)
659    the role of internal auditors in stock taking (a case study of total nigeria limited)
660     the role of management accountant on profit maximization  (a case study of emenite plc)
661  the role of mortgage bank in the nigerian economy
662      the role of nigerian commercial banks in national economic recovery(a case study of keystone bank of nigerian limited)
663      the role of nigerian deposit insurance corporation (n.d.i.c) in managing financial distress (a case study of citizen bank of nigeria plc)
663    the role of nigerian monetary authorities in bank distress prevention (2009 – 2011)
664   the role of the management accountant in profit maximization (a case study of emenite)
665    the role of the nigeria stock exchange in capital formation and economic development
666     the roles of banks in export promotion and economic growth a case study of selected banks in ingeria
667     the significance and objectives of source documents in audit investigation (a case study of orji chukwu and co chartered accountancts)
668    the significance and objectives of source documents in audit investigation  (a case study of thomas gamble & co. Chartered accountants)
669     the study of the application of business social accounting techniques towards estimating the distribution of household wealth in nigeria (a case study of anamco enugu)
670        the use of accouting information in analysing the finacial position of a firm (a case study of cap nigeria plc)
671   the usefulness of financial statement in assessing the performance of companies and in guiding investment decisions  (a case study of sunrise flour mill ltd enugu)
672    training and development of human resources as a critical factor in banking operations. (a case study of first bank of nigeria plc. Enugu main branch)
673    training and development of human resources as a means of improving the performance of workers (a case study of marlum construction company, enugu)
674     empirical analysis of commercial banks lending policies to the private sector a case study of union bank of nigerian plc
675    managing local government revenue in nigeria: a case study of enugu south and oji river local government areas
676     value added tax (vat) problems and prospects in nigeria (a case study of federal ministry of finance federal inland revenue service)
677     value added tax in nigeria problems and prospects.

  1. The role of internal audit in an organization (a case study of unilever industry nig. Ltd)
  2. Causes of personal income tax and tax evasion in nigeria (a case study of abia state)
  3. Tax administration in nigeria, problems and prospect (a case study of federal board of inland revenue service in imo state and abia state)
  4. The role of internal auditing in financial management in tertiary institutions (a case study of imo state polytechnic umuagwo
  5. Evaluation of liquidity assets management in first bank of nigeria plc
    683. Appraisal of the role of cash deposit banks in agricultural development (a case study of keystone bank kaduna branch)
  6. An assessment of adequate risk recognition and management in nigerian insurance companies (a case study of leadway assurance company. Plc. Kaduna)
  7. An assessment of analysis and interpretation of financial statement on deposit money banks(a case study of first bank of nigeria plc, kaduna south branch)
  8. An assessment of bank deposits and their impact on lending policy(a case study of intercontinental bank plc, kaduna)
  9. An assessment of budget and budgetary control in nigeria commercial banks (a case study of union bank of nigeria plc,kaduna )
  10. An assessment of exchange rate policy measures in nigeria (a case study of central bank of nigeria kaduna branch)
  11. An evaluation of computer in banking sector (a case study of access bank plc kaduna)
  12. Cost accounting and its application to management planning, control and decision making (a case study of nigeria bottling company (nbc) kaduna)
  13. Effect of management and control of cash in the banking sector (a case study of first bank of nigeria plc (fbn) kachia road, kaduna)
  14. The effect of the process of verification and valuation of assets in an oil and gas company(a case study of oando nig. Plc kaduna)
  15. The role of central bank of nigeria in the development of nigeria economy (a case study of central bank of nigeria, kaduna branch)
  16. The role of marketing in the consolidated banking sector (a case study of union bank of nigeria plc, kaduna)
  17. Budgeting and budgetary control in business organisation. (a case study of emenite nigeria limitied emene enugu branch)
  18. Internal control system in publicorganization (a case study of phcn, okpara avenue, enugu)
  19. The effect of capital structure on corporate performances (a case study of selected companies in ughelli)
  20. An assessment of the effectiveness of value added tax administration in nigeria
  21. The effect of capital structure on corporate performances (a case study of selected companies in ughelli)

 

 

 

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