COMPUTER AGE AND ITS IMPACT ON FINANCIAL INSTITUTIONS

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THE NATURE AND CONSEQUENCES OF JUVENILE DELINQUENCY IN NIGERIA: A STUDY OF ENUGU NORTH LGA, ENUGU STATE

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ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

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ABSTRACT

This study is on the computer age and it’s impact on financial institutions. In other words, it reflects on the difference between when the use of manual machine was passed out and when the modern technology computer was introduced whether there is any improvement 0as regards the success in settlement of claims arising.

The researcher vigorously and extensively studies the extent to which typical Nigeria financial institution made use of computer in the operational system of some of their department and the effect of such on the profitability and growth of the financial institution.

Although the research was conducted among only the financial institution that operate with computer in Aba. Municipality, the researcher believer that the result of this study gives true and fair picture of the typical financial institution.

The study is divided into three chapters the first chapter deals with the introduction, chapter two under takes a review of related and relevant literature on this area of study.

The final chapter consists of research methodology. Also follow by the finding recommendation and conclusion, which embrace all the work done.

 

TABLE OF CONTENTS

CHAPTER ONE

Introduction                                                                                 1

• Background of study 1
• Statement of problem                               2
• Purpose of study 4
• Significance of study 5
• Definition of terms 6
• Scope and limitation of scope 7

CHAPTER TWO

2.1 Introduction of computer science                                           11

2.2 effects of computer in financial organization                         13

2.3 Computer In human Resources management                         16

2.4 Effect of modern information technology on departmentalization and workflow patterns                                                                        19

2.5 The impact of computer technology on organizational power structures                                                                                    20

2.6 Management information system                                           21

CHAPTER THREE

3.0 Summary of findings, conclusion and recommendation        23

3.1 Summary of findings                                                             23

3.2 Conclusion                                                                            26

3.3 Recommendation                                                                   27

3.4 Bibliography                                                                          30

CHAPTER ONE

INTRODUCTION

1.1     BACKGROUND OF STUDY

For centuries record keeping was be manual. These record-keeping manual, developed through the ages of machines in the previous years when ARACUS is being used. This use of Abacus and other machines is being assisted into the present day use of computer automation in recording and keeping.

The research, wants to highlight more on the extent to which, this modern machine (computer) has generated and its usage by those financial institutions banks, insurance companies accounting firms etc, since most of them claim that they have fully computerized their service during their advertisement on the radio and television set.

Thus, computerization of service in our financial institution mostly our banking and insurance industries, seems a worthwhile venture and will help in recent call for technological advancement in our great country Nigeria. According to Palmer and Moris book computer science (19980. in his explanation on the importance of computer said that this enable high qualify decision making and successful attainment of business objective. It can be seen that usage of computer service will enable the enterprise maximize benefit and minimize costs.

The preponderance of vast usage of computer.

 

1.2     STATEMENTS OF PROBLEMS

Although computer knowledge has been spreading rapidly in the developed nations, in Nigeria the pace is slow due to some technical problem. They includes:

1. Awareness problems: So many firms in the financial institution especially insurance companies are the importance in the awareness on the importance of computer.
2. These ideas of introducing this modern technology computer or its installation have great impact on labour.

This comes as a result on the general belief that computer would throw off people for their job.

1. These are also going to arise the orientation problem, which requires the departments of section to be computerized.

Also affected is the operational problem, that is the shot coming and the need for mass production policy documents the making list for removal notice and other

THE USE OF MERGER AND ACQUISITION AS A GROWTH AND SURVIVAL STRATEGY IN A DEPRESSED ECONOMY

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THE NATURE AND CONSEQUENCES OF JUVENILE DELINQUENCY IN NIGERIA: A STUDY OF ENUGU NORTH LGA, ENUGU STATE

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

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PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 24 HOURS

CALL OUR  CUSTOMERS CARE  OKEKE CHIDI C ON :  08074466939,08063386834.

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08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

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ABSTRACT

 

The Nigeria business climate has been adjustment by expect as one of the hostile, turbulent and volatile and vet challenging. It stands to reason, therefore, that for tangible success or survival (as the case may be ) to be recorded the active player must know his onion, be acquainted with the train of the Nigeria economy  and be able  to interpret accurately the hand writing of the inter playing force in the economy, some of which have taken renown financial analysts to their wits end. The volatility and vulnerability of the national economy, complete with fragment changes in government policies and legist ration have under accurate fore cast as a vital manegment tool an economic mizage.

Unfortunately through as the situation may seen it offers the “wise group’’ both corporate and individual to prove its mettle when chips are down.

The concept of merger and acqnisituation, which is the theme of the study is contemporary and throw up of many unfolding challenges of Nigeria depressed economy as the wise group of business companies scheme not only to stay afloat but also to flourish.

TABLE OF CONTENTS

CHAPTER ONE

• Introduction

1.1   Statement of problem

• Purpose of the study
• Significance of the study
• Statement of hypothesis
• Scope of the study
• Limitation of the study’
• Definition of terms

CHAPTER TWO

• REVIEW OF RELATED LITERATURE

2.1    acquisitions in Nigeria

2.2    Types of mergers and acquisition

2.3    Success and failure of mergers and acquisition

2.4    Reason for failure

2.5    Benefits of merger and acquisition

 

CHAPTER THREE
3.0   Research methodology

3.1   Source of data

Primary data

Secondary

3.2   Sample

3.3   Method of investigation

 

CHAPTER FOUR

4.0   Data presentation and analysis

4.1   Data presentation and analysis

• Test of hypothesis

 

CHAPTER FIVE

5.0    SUMMARY, FINDING, CONCLUSION AND RECOMMENDATION

5.1    Findings

5.2    Conclusions

5.3    Recommendations

 

BIBLIOGRAPHY

APPENDIX: (QUESTIONNAIRE)

 

 

 

AN EXAMINATION OF THE PROBLEMS OF PERSONAL INCOME TAX MANAGEMENT IN ENUGU STATE

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THE NATURE AND CONSEQUENCES OF JUVENILE DELINQUENCY IN NIGERIA: A STUDY OF ENUGU NORTH LGA, ENUGU STATE

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 24 HOURS

CALL OUR  CUSTOMERS CARE  OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

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ABSTRACT

Since the down of human civilization, every organized which has society used a forms of taxation or another. Which is determined by the limitation imposed by the physical and social environment in which the taxation system is implemented.

Facts tell us that no form of taxation involved since human history is without it’s short comings. A taxation Administration  may seen good and efficient within a particular society for a period of time but may not be suitable as the structure of the society changes with time. Hence every tax administration needs continual re-examination or revision in order to accommodate the changes in the society. This is with a view to removing those factors which are likely to cause problems in the taxation administration.

My strongest conviction is that the Enugu environment must be put under investigation and study so that a sound taxation administration could be evolved which would take into recognizance. The  limitations imposed by the Enugu environment. This would ensure that a taxation administration is developed which would at least reduce the problems associated with it.

CHAPTER ONE

1.1     GENERAL INTRODUCTION

It has been known to every body in the  state, the period of economics boom  of gigantic proportion which was properly nick named as the oil-boom and therefore, a call for the need of increase drive for revenue generation, which has become inevitable now must state has generally intensity their various states in order to supplement  whatever they are able to grab  from the federal government and their own allocation known as share of national cake. This argumentation of federal revenue  allocation by the imposition of taxes on the individuals companies and commodities, if efficiency managed are carried out if will help the state government to remove the shareholder of economic  recessive bondage  which is the main problem disturbing the increased standard of living of individuals anywhere in the world.

Therefore it is the main objective of the study to take critical examination and evaluation of the taxation as a share of revenue for government of Enugu State, and after the analysis the research is declared to find the prevailing problems and therefore a well planned recommendation for the reformation of taxation system is formulated. This term paper is focused it self to the need for increased drive for revenue in the state and problems militating against such optional revenue generation.

 

1.2     PURPOSE OF THE STUDY

To check adverse balance of payment, this could be gained by raising tax at all levels higher than is necessary to cover government expenditure, thereby achieving surplus. When operated as PAYE it yield goods amount of revenue to the government because of low cost. To prevent home industry by imposing

effective administration of credit in the co-operative enterprise

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THE NATURE AND CONSEQUENCES OF JUVENILE DELINQUENCY IN NIGERIA: A STUDY OF ENUGU NORTH LGA, ENUGU STATE

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 24 HOURS

CALL OUR  CUSTOMERS CARE  OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

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CHAPTER ONE

 

INTRODUCTION

BACKGROUND OF STUDY

Agricultural credit in Nigeria dates back to the 1930s. But organized credit to farmers, but it did not start until 1772 when Nigerian agriculture and co-operative bank (N.A.C.B) was established. The awareness of the serous decline in agricultural production was partly responsible for the establishment of the bank. The N.A.C.B was not the only financial institution, which provides agricultural credit. Prior to establishment of N.A.C.B, agricultural credit scheme was operated by some agencies such as the ministry of agriculture supervised scheme, agricultural credit co-operation, co-operative thrift and loam schemes, farmers multi-purpose co-operative societies. Most of the institution was not effective sources for strictly agricultural credit. There were a lot of evidences that creditors borrowed for agriculture but diverted it for another ventures. Again credits were only extended to only favorites and scarcely to genuine small-scale farmers. Besides, they could not meet the collateral and equity contribution requirement, a situation that compelled a significant proportion of the farmers to seek for other source credits. According to Ichadaba quoted from Cardoso, (1987.18) a survey carried out showed that 58% of farming related borrowing was from family and fiends, 24% from private money lenders, 15% from merchant, and only 3% is from institution for agriculture. However, while family and friends charges little or no interest, privet lenders charges exorbitant interest. Organized credit facility for Nigerian rural farming population will reduce the dependence on source other than the formal financial houses. It is against this background that the researcher is to investigate how credit will be effectively administered in co-operative enterprises. This will enable us the identify the major problems associated with credit administration and seek solution to those problem to ensure continued existence of the co-operatives.

 

STATEMENT OF PROBLEM

Co-operative society mobilizes credit to their members through the saving of the members. It has been observe that they are inefficient in mobilizing and utilization of credit. Many problem lead to their ineffective mobilization of credit, they are;

Inadequate fund for bank purpose

Inefficient management of loan

Faulty loan policy, which may sometime emphasize credit worthiness of borrowers and not the viability of project.

 

Credit co-operation are mere money activities without prop

AN INVESTIGATION INTO THE CAUSES OF STUDENTS POOR ATTITUDE TOWARDS THE STUDY OF SECRETARIAL ADMINISTRATION IN TERTIARY INSITUTIONS IN ENUGU STATE

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THE NATURE AND CONSEQUENCES OF JUVENILE DELINQUENCY IN NIGERIA: A STUDY OF ENUGU NORTH LGA, ENUGU STATE

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 24 HOURS

CALL OUR  CUSTOMERS CARE  OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

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CHAPTER ONE

Introduction

• Background of the study
• Statement of problem
• Purpose of the study
• Significance of the study
• Scope of the study
• Research questions

CHAPTER TWO

Literature review

• Definition an historical

Background of a secretary

• Distinguish between a Secretary and other categories

Of clerical staff

• Duties and qualities of a secretary
• Difficulties faced by a Secretary
• Derision of a secretary
• Motivation factors of Secretaries
• Provision of adequate facilities equipments
• Importance of guidance and Counselling before choosing a career
• Summary of literature reviewed

CHAPTER THREE

Research design and methodology

• Research method

3.1     design of the study

• Area of the study
• Population of the study
• Sampling of the study
• Sampling techniques
• Discrimination of the instrument for data collection
• Validation of instruments
• Administration of instruments
• Techniques for data analysis

CHAPTER FOUR

Presentation and analysis of data

• Testing of research questions

CHAPTER FIVE

Summary of the findings conclusion, and recommendation

• Summary of findings
• Conclusion
• Recommendations
• Suggested areas for furthers study
• Limitations of the study

References

Appendix

Questionnaires

ABSTRACT

          The purpose of carrying out this research was to investigate on the causes of students poor attitude towards the study of secretarial studies in tertiary institutions in Enugu state. In order to obtain the requires data, the researcher use some selected tertiary institutions in Enugu State with a total population of 610 respondents, 400 respondents were used as the sample size while instrument for data collection were questionnaire, text books and personal observation. Three research questions were formulated for the study.

The findings showed that:

Enough equipment were not provided for imparting of the course.

The financial involvement of the course is very high.

Most of the students were not properly, guided by guidance and counsellors before enrolling into the department.

The researcher finally made some useful suggestions and recommendation on the provision of required equipment for department of secretarial studies, that Government should come to the aid of tertiary institutions that are running this course since the equipment are very expensive. The researcher also recommended that guidance and counsellor services should be given to the students before choosing their courses also that there must be good report between students and lectures.

CHAPTER ONE

1.0          INTRODUCTION

1.1     BACKGROUND OF THE STUDY:

Secretarial studies, simply put, is education for secretaryship which includes the training necessary to develop secretarial skills.  These skills include human relation skills e.g. writing and translating shorthand with typewriter, knowing how to operate typewriter both manual and electric and finally being a computer literate.  All these sub-skills prepare one for the secretarial functions for which a good secretary must possess.  Secretarial studies is also part of the business education which many scholars have written on the subject, all have seen it as education that equips the learner with the skills which they required for use in business offices.

Secretarial studies is one of the most literate course one can offer among other related course.  Those who successfully graduated from this course of study are always in terms of job opportunities.

In Nigeria for example, the demand for secretary by various business concern are exhaustible.  In the recent past, the secretary by virtue of the training, specialization and responsibility takes the position of an administration which is a step below that of a manager.

At present, responsibility below on a secretary varies from one business concern to another and that is aspiring to the managerial post.  All these are dependent on hand work, further training and experience.

Even with the technological revolution in the office, the place of the secretary remains unthreatened. The secretary has unlimited career protests, she is sometimes referred to as a live-wire of an organization or office encyclopaedia among other befitting names.

Secretaries receive adequate training to cope with versatility in an increasingly complex and automated modern office.

But amidst all these available opportunities for the secretary, there has been a negative attitude among the present day students in studying the course in the tertiary institutions especially among the males.  The scarcity of proficient secretaries has been remarkable in our developing economy.

Over the years, the secretary has been misrepresented, misapprehended, and misinterpreted as well, with this ugly development, a lot of students aspiring to professionalise on the ever increasing demand of secretaries in our fast developing economy?

Hence the dire need for the study, the “causes of students poor attitude towards the study of secretarial studies in tertiary institutions” with a view of finding out the problems and then solving them.

Perhaps, the most crucial and challenging questions in the minds of secretarial administration educators is what to do in order to keep pace with technological change in the secretarial office equipment and not poor enrolment into the course.

1.2          STATEMENT OF PROBLEMS:

For quite sometime now, there has been a decline on the number of prospective school learners who offer secretarial studies in tertiary institutions.

Moreover, a higher percentage of those who apply to read the course nowadays has been observed to be females.

In another development, some students offering the course claimed that it was their inability to fit into other