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FARM POWER SOURCES AND UTILIZATION IN ENUGU STATE

FARM POWER SOURCES AND UTILIZATION IN ENUGU STATE

(A CASE STUDY OF IGBO-ETITI LOCAL GOVERNMENT AREA)

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ABSTRACT

          Evaluation of power sources helps to know the power available for agricultural.  Thesis necessary to know, because power input to agriculture affects the volume of agricultural production.  In view of this, the farm power sources available in Igbo-Etiti Local Government Area of Enugu State were evaluated and it was found that human power internal combustion and energy from the sun were available.

TABLE OF CONTENTS

CHAPTER ONE

1.0     Introduction

1.1            Background Of Study

1.2            Objective Of Study

1.3            Justification Of Study

CHAPTER TWO

2.0     Literature Review

2.1            Definition Of Terms

2.2            Sources Of Farm Power

2.3            Appraisal of farm power sources available to agriculture

CHAPTER THREE

3.1            The People And Location Of Igbo-Etiti Lcoal Government Area

3.2            The Autonomous Communities Igbo-Etiti  Local Government Area

3.3            Igbo – Etiti Local Government Development Centres

3.4            The Topography And Vegetation Of The Igbo – Etiti Local Government Area

3.5            Farm Power Sources Available In Igbo – Etiti Local Government Area

3.6            Uses Of The Power Sources In The Local Government

3.7            The Use Of Available Farm Power Source In Food Production In Igbo – Etiti Local Government

CHAPTER FOUR

4.1            Sumamry Of Findings

4.2            Recommendations

4.3            Conclusion

References

CHAPTER ONE

1.0     INTRODUCTION

1.1     BACKGROUND OF STUDY

          Power is required to develop and execute the activities involved in agricultural production.  In every part of the world power supply is almost directly proportional to agricultural production.

In view of the above facts, an appraisal of farm power sources available to Igbo-Etiti Local Government Area of Enugu State was nursed.  An articulated evaluation will help to highlight power needs of agricultural activities that will lead to improved food and fibre production.

1.2     STATEMENT OF PROBLEM

          Very little or no work had been earlier on this study in the local government area, thus documentation on farm power sources and utilization in the local government area has been minimal.  This study therefore attempts to solve this problem by identifying, analyzing and appraising.  The various sources of farm power available and how they are put to use in Igbo-Etiti Local Government Area of Enugu State.

1.3     OBJECTIVE OF STUDY

This work has the objective of providing valid in formation on the different farm power sources available in Igbo-Etiti Local Government Area of Enugu State.

Secondly, to make known the best possible way of utilizing or applying available power.

Thirdly, it is meant to help determine the best application of available power in Igbo-Etiti Local Government Area of Enugu State at a minimal cost.

The study wills also increasing agricultural production along side with the processing of agricultural produce through the efficient utilization of available power.

POULTRY FARMING

POULTRY FARMING

(A CASE STUDY OF PHIMORMA NIGERIA LTD, NGWO UDI LGA ENUGU STATE)

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CHAPTER ONE

1.0     Introduction

1.1            Background Of Study

1.2             Objective Of Study

1.3            Justification Of Study

CHAPTER TWO

2.0     Literature Review

2.1            Definition Of Poultry

2.2            Types Of Poultry

2.2.1    Fuel Range System

2.2.2    Pesticted Range System

2.2.3    Intestive Decp-Litter Of Battery Copar

2.3            Poultry Diseases

2.3.1    New Casttle Disease

2.3.2    Fowl Pose Disease

2.3.3    Gum Bow Disease

2.3.4    Marese Disease

CHAPTER THREE

3.0            Phinomar Nig Limited

3.1     Poultry Unit

3.2            Feed Mill Unit

3.3            Hatchiy Unit

3.4            Deep Litter System

3.5            Battery Cage System

3.6            Management Of Poultry

3.7            Management Of Chichs

3.8            Management Of Boiler

3.9            Management Of Commercial Lagers

3.10       Diseases In The Farm

3.11       Common Vaccine

CHAPTER FOUR

4.0     Findings

4.1            Suggestion

4.2            Recommendation

References

                                            CHAPTER ONE

1.0     INTRODUCTION

          Poultry business and first introduce to Nigeria in the late fifties with the importation of selected breeds of exotic poultry.  The unitial success of the introduction and adaptation as evidence from improved production record, several fold higher than what could be drained for local breeds stimulate the expansion of the industry first by government firm and lat by entrepreneur who quickly understood the profit or gain of the men industry.

Consequently, the production marketing and consumption of the poultry production followed purely traditional method and channel.  Although cash income was the motivation there was rarely any good planning I this system of the poultry keeping.  No special provision or programme was made for breeding housing, recording or costing.

Prior, to the introduction of commercial poultry business in Nigeria a few commercial poultry business in Nigeria few commercial houses were importing eggs and broiler with the successful adaptation of exotil poultry in Nigeria around the middle and late fifties and in the main agricultural station like Umudike and summary the foundation for modern commercial poultry was first laid government programme were developed based on acceleration poultry production through the importation of laying flock and distribution of day old chick at subsidized price to farmers.

1.1     BACKGROUND OF STUDY

          The background of the study, poultry family in Enugu stage: as I have explained the introductory pent of this topic.  The background also gives the partial meaning of the study poultry faming more especially in Enugu state.

How poultry faming begging to exist in Enugu, the taking care of poultry and its management how to feed the fow chick, from the egg stage to the dual purpose stage enter for meat or for production of eggs for hatching which will give rise to the younger chicks.

THE CONTRIBUTIONS OF AGRICULTURE TO RURAL DEVELOPMENT

THE CONTRIBUTIONS OF AGRICULTURE TO RURAL DEVELOPMENT

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abstract

For the purpose of this research work, an opinion survey was made using oral interview and author – constructed questionnaire to examine “the contributions of agriculture to rural development” using Udi Local Government Area of Enugu as a case study. The researchers relied on data collected from seventy-five (75) respondents who were agricultural concerned persons. To guide the research, the above opinions were gathered and analysed/interpreted, analysis of data revealed agriculture is the main stay of the rural dwellers, that proper awareness has not been created about agriculture by those concerned and that these rural dwellers are aware of the contributions of agriculture to rural development. However further analysis of data received courtesy opinions of respondents revealed that the government has not done so much as it supposed for agricultural development in rural areas, more to this that most of the factors hindering the effective advancement of agriculture are not natural but man-made, hence could be solved. However, it is suggested that further and more indepth research on this study should be done as to as to ascertain factors impending or militating against the contributions of agriculture to rural development, also on ways these contributions could be fully utilized to effectively develop rural areas.

CHAPTER ONE

INTRODUCTION

BACKGROUND OF THE STUDY:

Agriculture according to Anyanwu, A. C. (1975) can be defined as “a cultivation of the land for the purpose of producing food for man and animals and also fibre or raw materials for our industries”.  It also includes the processing and marketing of crops.

Another definition from V. O. Akinyosoye O. (1976) states that agriculture is concerned basically with the husbandry of crops and animals for food and other purpose.

Agriculture has been the main stay of man right from the earliest times.  It is the oldest occupation and the entire world depends mostly on it for food requirements.  In the olden days, man practiced crude method of farming which involved local tool such as stones, sticks and other related equipment.

Today, agriculture is being looked upon as a basic necessity of life.  Food is an essential thing among the human needs. It is believed that without food, nobody can survive.  This is as a result of the benefits of agriculture.  Today also, private individuals, communities, states and federal government have geared every effort towards bringing agriculture to the door step of their citizens.

The development of agriculture started when the ancient hunters who depended on fruits and vegetables as well as animals as their food found out that some of the seeds.  From the fruits they dropped, as they moved along germinated and grew on their own.  They started nursing some of these economics fruit crops as their own.  In his quest for food and shelter, man has adopted many agricultural practices through the ages and his technical skills and material resources grew.  The four major types are hunting and gathering, pure subsistence agriculture, mixed subsistence with some cash crops production and pure commercial agriculture.

Agriculture sector is the leading non-oil sector in Nigeria economy.  About 70 of the total population engaged in agriculture while about 30 of the total working population are taking part in white colar jobs and others in commercial activities.  This is the reason why demand is greater than supply in Nigeria market, today concerning food production.

Since 1960, most people in the rural areas have been migrating to the urban areas in search of employment which offers a good living condition and because of this, agriculture is neglected.

There are also other problems that face agriculture already.  These problems lies in the traditional and subsistence system of agriculture.  Production techniques are poor and there are few applications of fertilizers and insecticides.

Many efforts and contributions have been made to improve agriculture and the production of agricultural products in this country particularly in Udi Local Government Area.  As part of its contribution in finding solutions to the problems of Nigeria Agriculture, the Societe General Bank of Nigeria Limited organized three symposia in October 1984.  The symposia served as forums for bringing together participants from the public and private sectors including farmers, industrialists, government officials and researcher.

This was held at the International Institute for Tropical Agriculture Ibadan on 16th and 17th October, 1984, while the second symposium took place at Durabar Hotel Kaduna on 22nd and 23rd October 1984.  The third symposium was held in Lagos at the Nigeria Institute of International Affairs on 25th and 26th October 1984.

The Ministry of Agriculture also arranged for effecting the collecting of agrometerological data to ensure successful timing of agricultural activities.  The ministry established Young Farmers Club (YFC) to encourage youths under twenty five years to farm in their localities.

Other programmes had been mapped out towards achieving self sufficiency in food production, such programmes included the Operation Feed Nation (OFN), Green Revolution, Agricultural Development Project (ADP), MOSA etc.  Again, the introduction of Better Life for rural women from rural to urban centres in search of white collar jobs.  Again in the introduction of the Gross Domestic Product (GDP) in 1960, agriculture was responsible for 63% of it.  The major components of GDP being agriculture, mining, electricity, manufacturing etc.

All these efforts by the Ministry has made agriculture to be very important for the provision of most human needs.

For clarity purpose, it will be important to give a vivid description of the geographical background of the study area Udi.

Udi is a Local Government Area in Enugu States.  It is bounded by some local government areas such as Ezeagu, Oji River, Nkanu, Enugu North and Awgu.  It is a very populous local government area made up of about 19 towns.

STATEMENT OF PROBLEM:

One of the major problems facing rural areas, both in Nigeria and other underdeveloped countries of the world, is the rural to urban migration.  As young and energetic men and women migrate to the urban areas, the rural areas instead of developing tend to slide more and more into underdevelopment.  Various government and agencies have been endeavouring in one way or the other to develop the rural areas of Nigeria, especially Udi Local Government Area which is the focus of this research.  These include the provision of electricity, pipe borne water supply, access roads, etc.  However, these measures have not fully stemmed the rural urban migration and the continuing decline of rural areas.

One of the major areas which I feel the government has not fully explored is the function which agriculture can play in enhancing rural development.

OBJECTIVES OF THE STUDY:

The objective of this research is to assess or weigh the contribution which agriculture has provided to the development of Udi Local Government Area of Enugu State.  Again to assess that the greatest problem facing many nations and developing states is hunger and poverty especially in the rural areas.

Furthermore, to change many negative attitude towards the introduction of some scientific equipment and method of farming.

A:    To enable the country to achieve self sufficiency in the supply of foods by local production of adequate quantities of  high quality foods to keep pace with the food demand of the production.

B:    To provide raw material for local and foreign agrobased industries.

C:    To provide employment opportunities for able bodied people and to satisfy the market demand for locally manufactured products.

DELIMITATION OF THE STUDY:

The researcher intends to find out the contributions of agriculture to rural development in Udi L.G.A. of Enugu State.  Agriculture has contributed much since many rural areas use it as their main occupation and source of food to their family.  The researcher intend to find or rather concentrate on the gain of agriculture to rural areas especially Udi Local Government Area.

SIGNIFICANCE OF THE STUDY:

The study of the contributions of agriculture to the rural development of Udi Local Government Area is considered vital because it is believed that the result will help us to know the contributions which agriculture has provided to the local government area.

The findings will also alert government of Enugu State on some problems that hinder the contributions so that appropriate measures will be taken for improvement.

It is hoped that the findings will serve as a guide to the agricultural planners when adopting any programme.

The findings will further influence the habits and attitudes of the people who think that agriculture is meant for the illiterate and poor people.  And by knowing the contributions and agriculture in the state, it will increase peoples incentives and will therefore, make way for more increase in the capacity of food production in Udi Local Government Area.

RESEARCH QUESTIONS:

  1. What are the contributions of agriculture to rural development?
  2. Does the contributions change the attitude of farmers towards agriculture?
  3. Does it make life better to dwellers of Udi Local Government Area or worst for them.

THE ROLE OF COMMERCIAL BANKS IN FINANCING SMALL SCALE INDUSTRIES IN NIGERIA

THE ROLE OF COMMERCIAL BANKS IN FINANCING SMALL SCALE INDUSTRIES IN NIGERIA

(A CASE STUDY OF UNION BANK OF NIGERIA PLC).

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ABSTRACT 

The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industry In Nigeria. A case study of union bank of Nigeria plc. The  major objective of the study is to ascertain the extent to which union bank of Nigeria plc has helped to financial small scale industries.Instrument of data collection is questionnaires and research questions which formed the source of primary data, while materials from various published articles, textbooks, journals and newspaper formed the secondary data.

The method of analysis is the use of  tables, percentages and chi-square .

The major finding of the research is that union bank of Nigeria plc has helped to financial small scale industries period under review.

The recommendation based on the finding is that in order to reduce the risk in small scale industry lending, the central bank of Nigeria and the government can do more than they are doing currently scheme.

The study concluded that if the desired objective of using small scale industries as catalysts of development is to be achieved than the role of commercial banks should be mutually supportive.

TABLE OF CONTENTS

CHAPTER ONE

INTRODUTION ANALYSIS

1.1     Background to the problem

1.2     Problem statement

1.3     Objectives of the study

1.4     Research questions

1.5     Research hypothesis

1.6     Scope of study

1.7     Limitations of the study

1.8     Definition of study

Reference

 

CHAPTER TWO

LITERATURE REVIEW

2.1     Introduction

2.2     Meaning of small scale industry

2.3     Government policy

2.4     Support systems

2.5     Financing

2.6     Monetary policy development in favour of small scale industries

2.7     Benefits of small scale industry

2.8     Problems facing small scale industry

2.9.1  Financing the project

2.9.2  Technical knows how

2.9.3  Personnel, matters and general administration

2.10   Improving funding small scale industries

References

CHAPTER THREE:   

RESEARCH METHODOLGY

3.0     Introduction of the study

3.1     Research design

3.2     Area of study

3.3     Population of study

3.4     Sample size determination

3.5     Instrument for data collection

3.6     Validation of the instrument

3.7     Reliability of the instrument

3.8     Method of data collection

3.9     Data analytical techniques

CHAPTER FOUR:     

PRESENTATION AND ANALYSIS OF DATA

4.1     Presentation of data

4.2     Hypothesis testing

CHAPTER FIVE FINDINS:

CONCLUSIONS AND RECOMMENDATIONS

5.1     Findings

5.2     Conclusion

5.3     Recommendation

Bibliography

Appendices

 

 

CHAPTER ONE 

INTRODUCTION

1.1     BACKGROUND TO PROBLEM

The successive development plans of Nigeria have laid emphasis on the attainment of self reliance.  The need for this national objective is because much is expected from individuals from the view point of providing employment opportunities self reliance in basic food and material production high per capital income, foreign exchange earnings and the production of industrial raw materials.

Okporobie (1989:10) observes that Nigeria small scale industries continued to decline despite the so called priority given to the sector

However, the discovery by the central bank  that this policy was not enough by it self led to the central bank request with effect from 1970/80 that all commercial bank must reserve a proportion of the minimum credit allocation to indigenous borrowers for small scale Nigeria enterprises.  The target prescribed in 1979 was ten percent (10%) which subsequently raised to sixteen percent (16%).

Even though available data showed that performance of commercial banks against this directive has been disappointing. The central bank intends to  spare no effort in ensuring that banks fully couple without compromising the smooth functioning of the nation banning system.

He observed also, that without the development of small scale industries in Nigeria, the nations quest for industrialization will certainly remain forever at stake. It is the opinion of the researcher that future development in our industrialization must address the basic issues of creating linkages without the economy to begin to produce real inputs to our manufacturing activities .

Priority attention must therefore be given to these industries for which domestic inputs could easily be produced.  This will bring about  agro-allied industries like food processing and other by-products.

The objective should be to maximize the value added in their processing and manufacturing as final goods immediately inputs.

Nzewi and Oze (1985:56) observed that empirical evidence indicates that strong producer incentives to small scale industrialists are necessary not also only to meet the food requirement but also to  provide growing input supplies and demand as a foundation for sustained industrial growth.

The present economic constraint may well turn out to be a blessing in disguise to our industrialization effect particularly for dynamic manufacturing sector.  For instance, the market determinate exchange rate through seeing with its result and high cost of imported inputs may serve as an impetus for industrialist to intensify their search for local substitutes.

Ekenyong and Nyong (1992) observed that small scale enterprises are regarded an organic part of a viable structure for the attainment meaningful economy development in developing economic like Nigeria.

They are significantly more cost effective in bringing about development than large enterprises because of the perceived linkage and multiplier effects which small scale enterprises have on the performance of the economy and economic growth in general.

Osayameh (1989) observes that the strength that make small scale enterprises more amendable for assistance areas as follows.

1.       Personal commitment of the proprietor whose life savings usually form the start up capital.

2.      Low initial capital out lay requirement

3.       Ease of entry and exit and prevalence of just minimal legal constraints

4.       Amenability to business advisory services because of their small size which makes than more responsive to improvement suggestions.

Olashore (1987) Observes that the four main sources of enterprises financing open to small scale industry in Nigeria are.

i.        Formal financial institutions such as commercial banks merchant banks, insurance companies and the development bank.

ii.       Informal financial landlords, credit and savings associations “esus” friends and relations personal savings and .

iii.      Other financial scheme, NERFUND NEXIM

in 2001, there was an introduction of small and medium industries equity investment scheme (SMIEIS) in which N359 million was set aside to date by banks under small medium industries equity investment scheme.

Through union bank small and medium scale enterprises (SMES) department, the bank has remain ed in fore front of SMES financing nations was extended to the SMES as at 31st March 2004.

Small scale industry is any industry not exceeding N750,000 including working capital  but excluding cost of land.

It is also defined by center for industrial research and development of Obafemi  Awolowo university Ile Ife as  those industries whose total assets in plant, equipment and working capital do not exceed N250,000 with not more than 50 employees.

1.2     STATEMENT OF THE PROBLEM

The problem of credit to small scale industries may not necessarily be as a result of financing insufficiency but rather for some other reasons among which are.

i.        Insufficient preparation on the part of small scale entrepreneurs in their request for credit assistance.

ii.       Information gaps as to range of funding institutions and scope of services available in these institution

iii.      Moreover, servicing of small business accounts is relatively experience, risky and difficult to monitor with low turn over of account.

However, the parishioners in the sector small scale industry do not display competence in preparing justification for their project.  It is are to see most of them coming up with cash flow projections, projected balance sheets, among others.  They are based on personal rudimentary in formation and speculation.  At times when they seek the advice of consultants, the outcome that are made figures project based on assumptions which are most of their time unrealistic.

As a result such proposals are out rightly rejected by banks.

There are suitable when credit demands in this sector are not in compliance in this government monetary policy and credit guidelines which must be adhered to by banks.

The researcher identifies these problem and considers it necessary to carry our study on them.

1.3     OBJECTIVES OF THE STUDY

The objectives of the study include:

a.       To ascertain the extent to which the union bank of Nigeria plc has helped to finance small scale industries.

b.       To identify the problems encountered by small scale industrialists in obtaining finance from union bank of Nigeria plc.

c.       To evaluate various measures introduced to boost industrial production and its financing and how this has affected realization of the set goals.

d.       To determine the causing changes in small scale industrial financing by union bank of Nigeria plc.

e.       To make suggestion and recommendations based on the data generated by the study.

1.4     RESEARCH QUESTIONS

The critical appraisal to give answers to the following questions.

a.       To what extent has  union bank of Nigeria plc helped to finance small scale industries?

b.       What are the problems encountered by the small scale industrialists in obtaining finance from union bank if Nigeria plc?

c.       What are the various measures introduced to boost industrial production and its  financing and how this has affected the realization of the set goals?

d.       What are the causes of changes in small scale industrial financing by union bank of Nigeria plc?

e.       Does any linear relationship exist between lending to small scale industries and economic recovery and self reliance on the economy?

1.5     RESEARCH HYPOTHESIS

a.       There is no linear relationship between lending to small scale industries and economic recovery and self-reliance of the economy.

b.       there is no relationship between union bank of Nigeria plc lending to small scale industries and the attitude of this customers

1.6     SCOPE OF STUDY

The scope of the study is the role of commercial banks in financing small scale industries in Nigeria. A case study of union bank of Nigeria plc.  It does not cover the role of commercial banks in financing medium and large scale industries.