COMPUTER AGE AND ITS IMPACT ON FINANCIAL INSTITUTIONS

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ABSTRACT

This study is on the computer age and it’s impact on financial institutions. In other words, it reflects on the difference between when the use of manual machine was passed out and when the modern technology computer was introduced whether there is any improvement 0as regards the success in settlement of claims arising.

The researcher vigorously and extensively studies the extent to which typical Nigeria financial institution made use of computer in the operational system of some of their department and the effect of such on the profitability and growth of the financial institution.

Although the research was conducted among only the financial institution that operate with computer in Aba. Municipality, the researcher believer that the result of this study gives true and fair picture of the typical financial institution.

The study is divided into three chapters the first chapter deals with the introduction, chapter two under takes a review of related and relevant literature on this area of study.

The final chapter consists of research methodology. Also follow by the finding recommendation and conclusion, which embrace all the work done.

 

TABLE OF CONTENTS

CHAPTER ONE

Introduction                                                                                 1

• Background of study 1
• Statement of problem                               2
• Purpose of study 4
• Significance of study 5
• Definition of terms 6
• Scope and limitation of scope 7

CHAPTER TWO

2.1 Introduction of computer science                                           11

2.2 effects of computer in financial organization                         13

2.3 Computer In human Resources management                         16

2.4 Effect of modern information technology on departmentalization and workflow patterns                                                                        19

2.5 The impact of computer technology on organizational power structures                                                                                    20

2.6 Management information system                                           21

CHAPTER THREE

3.0 Summary of findings, conclusion and recommendation        23

3.1 Summary of findings                                                             23

3.2 Conclusion                                                                            26

3.3 Recommendation                                                                   27

3.4 Bibliography                                                                          30

CHAPTER ONE

INTRODUCTION

1.1     BACKGROUND OF STUDY

For centuries record keeping was be manual. These record-keeping manual, developed through the ages of machines in the previous years when ARACUS is being used. This use of Abacus and other machines is being assisted into the present day use of computer automation in recording and keeping.

The research, wants to highlight more on the extent to which, this modern machine (computer) has generated and its usage by those financial institutions banks, insurance companies accounting firms etc, since most of them claim that they have fully computerized their service during their advertisement on the radio and television set.

Thus, computerization of service in our financial institution mostly our banking and insurance industries, seems a worthwhile venture and will help in recent call for technological advancement in our great country Nigeria. According to Palmer and Moris book computer science (19980. in his explanation on the importance of computer said that this enable high qualify decision making and successful attainment of business objective. It can be seen that usage of computer service will enable the enterprise maximize benefit and minimize costs.

The preponderance of vast usage of computer.

 

1.2     STATEMENTS OF PROBLEMS

Although computer knowledge has been spreading rapidly in the developed nations, in Nigeria the pace is slow due to some technical problem. They includes:

1. Awareness problems: So many firms in the financial institution especially insurance companies are the importance in the awareness on the importance of computer.
2. These ideas of introducing this modern technology computer or its installation have great impact on labour.

This comes as a result on the general belief that computer would throw off people for their job.

1. These are also going to arise the orientation problem, which requires the departments of section to be computerized.

Also affected is the operational problem, that is the shot coming and the need for mass production policy documents the making list for removal notice and other