DESIGN AND STIMULATION OF AN ELECTRONIC FUND TRANSFER SYSTEM

DESIGN AND STIMULATION OF AN ELECTRONIC FUND TRANSFER SYSTEM

(A CASE STUDY OF FIRST BANK NIGERIA PLC ENUGU BRANCH)

 

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ABSTRACT

Simulation as scientific process involves critical analysis and initiation of the real life of events using an electronic device, especially computer system and networking.

The feature grasps the utilization of these processes and transforms the stable system into acceptable or intended result.

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After having viewed the constraints in series of activities in banking sector in the country, an attempt was made regarding utilization of the works computer system and network connection do understanding this concept an earlier attempt recalls the designing a new system that can resituate banks workers from the slumber working equipment (Manual System).

Realization this in the First Bank Nigeria Plc calls for analyzing an old system of money transfer forming Electronic Fund Transfer. This excludes special software that is unbreakable in feature that can run the organizational fund transferring system. However in the security system the program contains more security features that enables banks workers to determine the owner of the fund transferred.

Having seen and observed this system towards developing safer and easier method of fund transfer yield more effort and zeal in to the analysis of this system to sound academic pursuit in institute of management and technology. Perhaps this calls for implementation.

 

TABLE OF CONTENTS

 

 

CHAPTER ONE

1.0     Introduction                                                                                      1

  • Statement of problems 2
  • Purpose of the study 3
  • Aims and objectives 4
  • Scope or delimitation 4
  • Limitation and constraints 4
  • Assumption 5
  • Definition of terms 6

CHAPTER TWO

  • Literature Review 7

CHAPTER THREE

  • Description and analysis of the existing system 11

3.1     Payment procedure                                                                 12

3.2     facts finding method used                                                        13

3.3     Objectives of the system                                                                   14

3.4     Input process and output analysis                                          14

3.5     Information flow diagram                                                       16

3.6     Problem of the existing system                                                         17

3.7     Justification of the new system                                                         18

CHAPTER FOUR

4.0     Design of the new system                                                        20

  • Output/input specification and design 21
  • Output design 21
  • Input Specification And Design 23
  • File description 24
  • Procedure chart                                                 25
  • System flowchart 27
  • System requirement 28

CHAPTER FIVE

5.0     Implementation                                                                       31

  • Program design 33
  • Program flowchart 35
  • Pseudo code 44
  • Source program 46
  • Test run 47

CHAPTER SIX           

6.0     Documentation                                                                        48

CHAPTER SEVEN              

Recommendation and conclusion                                                      51

7.1     Conclusion                                                                              54

References                                                                               55

 

CHAPTER ONE

1.0     INTRODUCTION

          Electronic fund transfer system is an organized process of transferring fund through electronic means by the use of computers where debit and credits are made into ones account.         

Having gone to First Bank Nigeria Plc, as one of the Commercial Banks that has ventured in Electronic Fund Transfer (ETF). The system allows a customer account to be credited electronically within 24 hours anywhere in Nigeria it provides a more suitable and cost effective way of transferring fund when compared with the traditional means such as mail transfer and telegraphic transfer.

It is mere secure and time is saved when money is transferred through the Electronic fund transfer such money (fund) is transferred electronically by the bank through their accredited Branches or Agents.

Anybody in one of the state of a particular country who wishes to release fund to a client residing in other part to different state of some country will go to the nearest bank, that is nay first bank that does the fund transfer system and makes his or her deposit.

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It will be available for payment within minutes from any part of the country, if one is to send fund through the system (in the event of its being introduced) as soon as the fund control number (F.T.C.N) is displayed on the screen. This is an indication that the fund is now available for collection.

FEATURES

          The system is designed to handle the needs of fund transfer, customers and agents in an efficient and user – friendly manner.

The new and experienced ones can use this work its document the software works following the flow of transaction as they usually occur. The money that link system provides frameworks within various relationships among state operating it.

 

1.1     STATEMENT OF PROBLEMS

          Fund transfer is a job, which involves complex data and tedious calculation. Human beings cannot execute the job very urgent and faster, that is why the need for the activities of transferring fund automatically.

Manual transfer wastes too much time and it is generated very late, where there are many customers to attend to, it takes weeks to prepare the transfer which may affect the purpose of the transfer.

 

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