IMPACT OF INSURANCE SERVICE ON BUSINESS SURVIVAL
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ABSTRACT
This study intends to determine the importance of communication in business. The essay is a guide on how to improve in various business undertaken with the help of good communication. Again it also tells how communication is important in business because it enables the management and the employees to exchange and share information. Also it determine the quality and effectiveness in the field of business organization because good communication enable the flow of information in an effective way. Lastly without good communication because or any organization cannot grow to achieve its goal and objectives.
CHAPTER ONE
1.0 Introduction
Insurance is form of risk management, which is usually purchased to get protection against any risk of potential loss.
In other words, the risk of loss is transferred from one entity to the other through insurance you will be referred to as a policy in turn, you have taken your policies. A long with the insurer and insured, insurance industry also comprises of insurance agents and brokers, who guide you on your insurance need.
Insurance policy helps in not only financial cushion against adverse financial burdens suffered insurance policies are a safeguard against the uncertainty of life.
Insurance involves pooling funds from many insured entities (known as exposures) to pay for losses that some may incur. The insured entities are therefore protected from risk for a fee, with the fee being dependent upon the frequency and severity of the event occurring. In order to be insurable, the risk insured against must meet certain characteristic in order to be on insurable risk. Insurance is a commercial enterprise and a major part of the financial services industry, but individual entities can also self-ensure through saving money for possible future losses.
1.1 Background of the Essay
The research is to be conducted on “The impact of insurance service on business survival in Niger Insurance Plc Kaduna.
Insurance is meanly concerned with provision of financial security or protection of industries, institution and individuals against their economic losses, since they have content with the risk and uncertainties associated with business properties and life.
Therefore, Insurance creates awareness for the society since they are faced with a lot of risk such as accident, job termination, fire-outbreak, thief, flood, death. Insurance exists in order to ensure the survival of the business, there by fastening economic development and growth all over the world. Insurance is actively wolves in the protection of investment by providing cover against risk which may disrupt project and encourage individuals and organization to harvest good result. The Insurance insuring Public (Individual’s corporate organization and Government) in the economic transfer risks associated with the lives and economic transfer risks associated with the lives and economic activities to ensure companies, they are providing a means of protecting and conserving the wealth of the Nation.
1.2 Objectives of Essay
Insurance exist in order to ensure the survival of the business, but in these modern days, the rate of unawareness about the insurance policies in Nigeria is very low, compared to the developed nation.
The Nigeria are underinsured because insurance companies do not fully appreciate the importance of insurance marketing in the security sector and these are due to adequate training of personnel within and outside the organization that will convince the general public. Another poor situation of the industry is the insufficient advertisement placement to ensure public enlightenment of insurance policies.
This article highlights various college of education, polytechnics, universities website in Nigeria.
Adeyemi College of Education, Ondo,
Alvan Ikoku College of Education, Owerri,
Alvan Ikoku College of Education, Owerri,
Federal College of Educ. Abeokuta,
Federal College of Education, Eha-Amufu,
Federal College of Education, Kano,
Federal College of Education, Katsina,
Federal college of Education, Kontagora,
Federal College of Education, Obudu,
Federal College of Education, Okene,
Federal College of Education, Okene,
Federal College of Education, Pankshin,
Federal College of Education, Yola,
Federal College of Education, Zaria,
Federal College of Education (Technical), Akoka,
Federal College of Education (Technical), Asaba,
Federal College of Education (Technical), Bichi,
Federal College of Education (Technical), Gombe,
Federal College of Education (Technical), Gusau,
Federal College of Education (Technical), Omoku,
Federal College of Education (Special) Oyo,
State college of education
Akwa-Ibom State College of Education, Afaha-Nsit,
College of Education, Akwanga, ., form and admissions list
College of Education, Akwanga,
Cross River State College of Education, Akamkpa,
Adamu Augie College of Education, Argungu,
Bayelsa State College of Education, Okpoama,
Emmanuel Alyande College of Education, Oyo,
Enugu State College of Education (Tech.) Enugu,
College of Education, Ekiadolor,
Umar Suleiman College of Education, Gashua,
College of Education, Gindiri,
Michael Otedola College of Primary Education, Moforiji,
College of Education, Port Harcourt,
Adeniran Ogunsanya College of Education, Otto,
Tai Solarin College of Education, Ijebu-Ode,
Tai Solarin College of Education, Ijebu-Ode,
Ebonyi State College of Education, Ikwo,
College of Education, Ikere,
College of Education, Ilesha, .
College of Education, Jalingo,
Kano State College of Education, Kumbotso,
Kebbi State College of Education, Argungu,
Nwafor Orizu College of Education, Nsugbe,
Oyo State College of Education, Oyo,
FCT College of Education, Zuba,
Private college of education in Nigeria
Angel Crown College of Education, Gidan-Daya, .
Elder Oyama Memorial College of Education, Ofat-Adun,
Assanusiyah College of Education, Odeomu,
African Thinkers Community of inquiry College of Education,
Best Legacy College of Education, Ikirun,
Bauchi Institute for Arabic and Islamic Studies, .
Calvin Foundation College of Education, Naka,
Harvard Wilson College of Education, Aba,
Hill College of Education, Akwanga,
Institute of Ecumenical Education, Enugu,
College of Education, Foreign Links Campus Moro,
College of Education, Foreign Links Campus Moro,
Diamond College of education aba
Muhyideen College of Education, Ilorin,
ONIT College of Education, Abagana, .
The African Church College of Education, Lagos,
St. Augustine College of Education, Yaba,
Yewa Central College of Education, Ogun,
List of Federal Universities in Nigeria
Abubakar Tafawa Belewa University,
Ahmadu Bello University, Zaria,
Bayero University, Kano,
Federal University of Tech, Akure,
Federal University of Petroleum Resources, Effurun,
Federal University of Technology, Minna,
Federal University of technology, Owerri,
Federal University, Ndufu-Alike,
Federal University, Birnin Kebbi,
Michael Okpara Univeristy of Agric, Umudike, .
Modibbo Adama University of Tech, Yola, .
National Open University of Nigeria,
Nigeria Police Academy Wudil, .
Nigeria defense Academy, Kaduna, .
Nnamdi Azikiwe University, Awka,
Obafemi Awolowo University, Ile-Ife, .
University of Abuja, Gwagwalada, .
University of Agriculture Abeokuta,
University of Agriculture Markurdi,
University of Nigeria Nsukka,
List of State Universities in Nigeria admission list
Adamawa State University, Mubi,
Adekunle Ajasin University, Akungba,
Amrose Alli University, Ikot Akpaden,
Anambra State University of Sc. & Tech, Uli,
Anambra State University of Sc. & Tech, Uli,
Bauchi State Unibversity, Gadau,
Benue State University Markurdi,
Bukar Abba Ibrahim University, Damaturu,
Cross River State University of Sc. & Tech, Calabar, .
Delta State University Abraka,
Ebonyi State University, Abakaliki,
Enugu State University of Sc. & Tech. Enugu,
Ibrahim Badamasi Babangida University,
Ignatius Ajuru University of Education,
Kaduna State University, Kaduna
Kano University of Sc. & Tech, Wudil
Kebbi State University, Kebbi,
Kogi State University, Anyigba,.
Kwara State University, Ilorin, .
Ladoke Akintola university of Tech,
Nasarawa State University, Keffi,
Niger Delta University, Yenagoe,
Olabisi Onabanjo University Ago-Iwoye,
Ondo State University of Sc. & Tech, Okitipupa,
Osun State University, Oshogbo,
Plateau State University, Bokkos,
Rivers State University of Sc. & Tech,
Tai Solarin University of Education, Ijebu-ode,
Taraba State University, Jalingo,
Umaru Musa Yar’Adua University,
Private Universities
Afe Babalola University, Ado- Ekiti,
African University of Sc. & Tech, Abuja,
Ajayi Crowther University, Ibadan,
American University of Nigeria, Yola, .
Bells University of Technology, Otta,
Benson Idahosa University, Benin,
Elizade University, Ilara-mokin, .
Gregory University, Uturu,
Joseph Ayo Babalola University,Ikeji,
Nigerian-Turkish Nile University, Abuja,
Obong University, Obong Ntak, .
Oduduwa University, Ipetumodu,
Pan-African University, Lagos,
Renaissance University, Enugu,
Veritas University, .
Wesley University of Sc. & Tech, Ondo,
Western Delta University, Oghara
List of all the Federal Polytechnics in Nigeria
Air Force Institute of Technology Nigerian Air Force,
Air Force Institute of Technology Nigerian Air Force,
Akanu Ibiam Federal Polytechnic, Unwana,
Nigeria Army School of Military Engineering,
Federal Polytechnic, Ado-Ekiti
Federal Polytechnic, Ado-Ekiti .
Federal Polytechnic, Bauchi, .
Federal Polytechnic, Damaturu,
Federal Polytechnic, Ede, Osun State,
Federal Polytechnic, Ede, Osun State,
Federal Polytechnic, Ile-Oluji, Ondo State,
Federal Polytechnic, Nassarawa,
Federal School of Dental Technology and Therapy,
Hussaini Adamu Federal Polytechnic,
Nigeria Army School of Military Engineering,
Federal College of Animal Health and Production Technology
Waziri Umaru Federal Polytechnic Birnin Kebbi,
List of State Polytechnics in Nigeria
Abraham Adesanya Polytechnic, Ijebu-Igbo,
Akwa-Ibom State Polytechnic, Ikot-Osurua,
Imo State Polytechnic, Umuagwo
Kogi State Polytechnic, Lokoja,
Kwara State Polytechnic, Ilorin,
Delta State Polytechnic, Ogwashi-Uku,
Osun State College of Tech, Esa-Oke,
Delta State Polytechnic, Ozoro,
Plateau State Polytechnic, Barkin-Ladi,
Rivers State College of Arts and Science,
Rivers State College of Arts and Science
Edo State Inst. of Tech and Mgt, Usen,
Niger State Poly, Zungeru, Niger State,
List of Private Polytechnics in Nigeria
Dorben Polytechnic, Bwari-Garam Road,
The Polytechnic, Ile-Ife, NITEL Road
Lagos City Poly, Ikeja, Lagos State,
Light House Polytechnic, Eubuobanosa,
Shaka Polytechnic, Polytechnic, Benin city,
The Polytechnic Imesi-Ile, Osun