ROLE OF MICRO FINANCE BANKS IN THE ECONOMY DEVELOPMENT OF NIGERIA

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CHAPTER ONE

1. Introduction –         –         –         –         –         –         –         –         –
   1. Background of the study –         –         –         –         –         –         –
   2. Statement of the Problem –         –         –         –         –         –         –
   3. Objective of the study      –         –         –         –         –         –         –
   4. Significance of the study –         –         –         –         –         –         –
   5. Scope and limitation of the study         –         –         –         –         –
   6. Definition of term            –         –         –         –         –         –         –

CHAPTER TWO

2. Review of Literature        –         –         –         –         –         –         –
   1. Definition of Micro finance       –         –         –         –         –         –
   2. Role of micro finance bank in Nigeria economy      –         –         –
   3. Beneficiaries from micro finance bank          –         –         –         –
   4. Problem encountered by micro finance bank in Nigeria economy
   5. Procedure for established micro finance bank          –         –         –

CHAPTER THREE

3. Summary, Conclusion and Recommendation          –         –
   1. Summary     –         –         –         –         –         –         –         –
   2. Conclusion –         –         –         –         –         –         –         –
   3. Recommendation   –         –         –         –         –         –         –

Bibliography          –         –         –         –         –         –         –

1. CHAPTER ONE

1. INTRODUCTION OF THE STUDY

1.1     BACKGROUND

Micro finance Bank (describe here as small scale financial services to claim that they are economically active various urban and rural areas) has been proven to be effective in fighting poverty by providing entrepreneurs with the necessary capital to start and expand their entrepreneurial activities.

Last year, successive government has put in place various policies in order to make things easier for the ordinary man on the street. Unfortunately, the struggle for survival has became more difficult and excruciating for the toiling masses. Indeed, the government’s concern for the intolerable poverty level, which is more than 54 percent – over 70 million out of 140 million Nigerian population, is encapsulated also in the recent statement by Prof. Chukwuma Soludo, while lamenting that the poverty level in Nigeria is not only getting to a crisis point but also becoming dynastic.

1. STATEMENT OF THE PROBLEM

The research is means to widen the researcher knowledge about the topic in question and to serve a benefit to the people who wish to know about Micro finance bank in Nigeria. And also to serve as a basic of knowledge to other students who wish to carryout research on the same topic.

In Nigeria Micro finance Bank instructively, the researchers by statistics, (from the National Bureau of Statistics (NBS) in 2004) say that the 65 percent of Nigerians are served by the informal financial sector made by money leaders, friends, relatives and credit unions. There seriousness of the state government to the cause of poor in their meds would be gauged by their willingness to remit one percent of their annual budget to the micro – credit development fund, which return, qualities then to withdraw from the pool to empower their people. It is importance here to look at those factors responsible for the higher poverty incidence in the country, especially in northern Nigeria that in 2004 single member household had 12.6 percent poverty incidence, 2 – 4 members household 39.9 percent poverty incidence, 5 – 9 household 57.9 percent, 10 – 20 member households 73 percent and above 20 member household often have 90.7 percent poverty incidence.

In the areas of education, the NBS disclosed that households headed