SPIRAL GROWTH OF BANKS IN NIGERIA.  MANPOWER PROBLEMS AND SOLUTIONS.

(A CASE STUDY OF A SELECTED COMMERCIAL BANK IN DELTA STATE).

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Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANKER SECURITY GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 2 HOURS

How to transfer from your bank account to All  Nigeriabanks

1. Access Bank:
—-*901#

2. EcoBank:
—-*326#

3. Fidelity Bank:
—-*770#

4. FCMB:
—-*389*214#

5. First Bank
—-*894#

6. GTB:
—-*737#

7. Heritage Bank:
—-*322*030#

8. Keystone Bank:
—-*322*082#

9. Sky Bank:
—-*389*076*1#

10. Stanbic IBTC:
—-*909#

11. Sterling Bank:
—-*822#

12. UBA:
—-*389*033*1#

13. Unity Bank:
—-*322*215#

14. Zenith Bank:
—-*966#

15. Diamond Bank
—-*710*555#

To know your BVN, dial
—-*565*0#.

E.g for First bank…   *894 *Amount *Acct. No. #

Please dail d code from d number u used to register d account from the bank

CALL OKEKE CHIDI C ON :  08074466939,08063386834.

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CHAPTER ONE

• Introduction

1.1     Background of the study

• Statement of the problems
• Objectives of the study
• Hypothesis
• Significance of the study
• Scope and limitations of the study

 

CHAPTER TWO

• Review of related literature

2.1     Banking industry and manpower generation in Nigeria

• Manpower challenges of the growth of banking industry

 

CHAPTER THREE

• Research design and methodology

3.1     Research method used

• Population of the study
• Determination of the sample size
• Instruments of data collection
• Procedure in gathering data
• Constraints of data collection
• Data treatment technique

 

CHAPTER FOUR

• Presentation, analysis and interpretation of data

4.1     Background information

• Source of manpower and its development strategies
• Manpower problems and solution to the growth of the banking industry
• Summary responses

 

CHAPTER FIVE

• Summary of finding, conclusion and recommendations

5.1     Summary of findings

• Recommendations
• Conclusions
• Bibliography

Appendix

 

ABSTRACT

 

          A research into the spiral rgowth of banks in Nigeria:  manpower problems and solutions, cannot be over emphasized.  In pursuance of this investigation the researcher formulated four research objectives, utilized library and sample survey techniques.

          Data were gathered through  primary and secondary sources and were  then analyed using tabular and textual modes of data presentation.

The major finding of the research was the institutional arrangements available to the banking industry to train and develop it manpower in order to match the growth in order to match the growth in the industry are adequate and sufficient.  It was further discovered that the problems being encountered by banks due to inadequate manpower included frequent  roaching of professionally trained stuff, high compensation levels, considerable dilution of standards, high and indespread non utilization of modern management techniques, poor banking services and weak  internal control.  Others include bad loan portfolio problems, contravention of statutory regulations, unethical credit policies and other unacceptable practices.

Some recommendations were made which if implemented would guarantee an abundant and professionally trained manpower for the banking industry.

CHAPTER ONE

 

• INTRODUCTION

1.1     BACKGROUND OF THE STUDY

          In Nigeria, commercial and merchant banking date back to 1894 when the Bank of British West Africa (BBWA) was established and 1960 when Philip Hill (Nigeria) limited and Nigeria acceptances limited were set up.  Since thus, the general profile of the Nigeria banking industry has transformed in various dimensions, and particularly, the growth in terms of number has been quite phenomenal.  Thus, the number of  commercial and merchant banks in the country comes to 120 (with 2076 branches) as at the end of December, 1994 according to reports released by the central Bank of Nigeria.  This was unexpected because various policies put in place so as to achieve a realistic exchange rate for naira distrusted price levels.  Anthr reason for the increase in number of banks is the widening of the sphere which banks could operate.  The general deregulation permits banks to do lot more business and particularly the distribution between merchant and commercial banking.

Therefore, the upsurge in number of bank itself is a positive development because more people are now aware of banking services than before .  but the rapid expansion that has been envisaged above in the number of banks and their branches would no doubt require greater bank manpower throughout the system.  Bank management quite unlike the management of other business, is a specialized profession because its stock in trade (i.e. money) s so easy to defalcate.  Therefore, it calls for people of extremely high caliber and good training.  It is therefore, against this background that he researcher wishes to x-ray the manpower implications of this spiral growth of banks in Nigeria with a view to identify the problems and offer solutions.

 

• STATEMENT OF PROBLEM

There is little doubt that he growth expansion and changing of commercial and merchant banking activities in Nigeria within the past decade has been a reflection of development within the economy itself.  Yet a careful study of this distressful conclusion is needed.  Bank frauds have taken new dimensions with bank operators being at the root of it all. Also the bank’s Chief executives have become reckless in spending to rent for themselves building in the name of official accommodation, acquire fleets of expensive cars and employ a routine of domestic servants or staffs.  Their salaries and fringe benefits cannot, obviously, be supported by the present level of the national economy.  It therefore, appears that the manpower resource base available to the banking industry has not been developed at a sufficient rate to math the growth of the industry.  The management environment  of many banks particularly among the