THE CONTRIBUTIONS OF COMMERCIAL BANKS IN RURAL DEVELOPMENT OF ANAMBRA STATE

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BACKGROUD

A time came when a controversy aroused between me and some of my constituents in the society, some were saying that imported products are the best which I did not accept. I made it known to them that the role of our industries whether own individual or by government, is to provide the needed products and these goods should be accepted in good faith and it  will satisfying our needs and the quality should also be regarded.

Satisfying our needs it means they have served the purpose which they are meant for. This they later accepted that not all foreign products are the best. In Nigeria and some other countries today, small scale industrial are highly in competitive  environment among individuals. In this case, one should be able to know the role of small scale industries in the society and also how budget has equally raised the performance. Budgeting in any inducting is very important because it is the base of every thing in any industry. This will show the progress and failure of any industry. The way in which the money is going to be managed should also be taken care of. In this case. We should be able to know that small scale industries has contributed greatly in raising the economy.

 

TABLE OF CONTENTS

CHAPTER ONE

• Introduction 9

1.1     Objective of Studies                                                                               12

• Methodology 13
• Definition of Terms 13

 

CHAPTER TWO

2.0     Review of Related Literature                                                                  15

• References
• An Overview of effective budgetary control
• Strategies
• The sales force Approach
• The Owner/Managers Estimate Approach
• Executive Judgment Approach
• Measures of Achieving the plan targets
• Rational for Budgetary Control
• Types of Activities of Small business in Nigeria.

 

CHAPTER THREE

3.0     Summary of Findings                                                                            22

• Recommendation 23

Bibliography                                                                                          26

 

CHAPTER ONE

1.0     INTRODUCTION

The term budgetary control in management studies implies the judicious allocation of limited resources available to a firm in the day to day management  of the business which easily varnish from intensive competition  because of wrong appropriation of resources.

Other factors which lead to liquidation of many small scale business unit are lack of finance, incompetence on the part of the entrepreneur and in adequate manner of approach  to client of the business such as the government.

Owing to the above problems which has hindered (impaired) effective industrial take-off in this part of the world that this work is close be devoted to consider the issue of budgetary control is a way out.

A myriad (very greet number) of questions on why small scale industries or business flop exit. The answers to such questions among others include the observation of some factors that were left considered by the proprietary and which  border the progress of such business. To this wring location of this business often mention since that takes the business away from the actual concentration of the market. Also inter with wrong location, is scanty capital for the liquidity flow of the business one vital issue most often over looked is that wrong or inappropriate allocation of small scale business. It is later that work is aimed at considering especially the  efficient way effective budgetary control would ameliorate that small scale industries in their day to day running of the  firm. The giant stride made by Nigeria business men from trading mainly  buying and selling to manufacturing is in mary respect a step toward the direction of transformation Nigeria economy from a non-agricultural dependence to a vibrant technological one.

This process began in 1851 when the British colonial government took control of the area that has become a major Nigeria treading company Chiefly, the Royal Niger company. The expansion of trade was the primary  instrument for carrying out their “Oval management in Nigeria” (tadi POA 1970), Nigeria and foreigners alike therefore were poised to develop the various sectrs namely the industrial, commercial and agricultural sector which plays a vital role in the Nations economic development process.

The growing complexity of business has invariably contended with making planning as an indispensable tool for business success. In the past years when business system was still simple, social responsibilities  and competition because almost Non-existent and it was only necessary to posses management flair and determination to successful ex-ploit opportunity. The situation has now completely change with the automation (Methods and machines to save human labour) revolution of the sixties couple with the fast rate of technological change and business environment has equally witnessed repaid change. The demands being made on the business so many and varied and essentially that on business can ignore them and continue.

It is know fact that business has to harness in addition to all its   resources, external forces such as legal restriction and obligation, social responsibilities change in population cum population structure and competition in the market. There is no  production without a substitute as the market is general property, no single business concern has any exclusive right over it (Edward T Mevin 1978) correctly put it that  a business concern must have to “wage aware” Its own share of the  market. It must strive to maintain the position and at the some time purpose growth objective. As a mater of fact, when lost are rising one would expect revenue to rise also but unfortunately. The relationship is never linera. Government intervention in the area of pricing makes it difficult, to increasing price in viz –a viz rising cost and in order to service the business must control its other controllable cost. This requires persistence and conscious effort. All the above problems makes the situation a complex one that needs to be properly managed as argued by many scholars of management.