THE ROLE OF BANKS IN INDUSTRIAL DEVELOPMENT OF NIGERIA

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CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY 1
1.2 STATEMENT OF THE PROBLEM 2
1.3 OBJECTIVES OF THE STUDY 3
1.4 SIGNIFICANCE OF THE STUDY 4
1.5 LIMITATIONS OF THE STUDY 5

CHAPTER TWO
REVIEW OF RELATED LITERATURE 7
2.1 ROLE OF BANKS IN INDUSTRIAL DEVELOPMENT7
2.2 THE NEED FOR BANKS INVOLVEMENT IN
INDUSTRIALIZATION 10
2.3 THE LEVEL OF BANKS INDUSTRIAL FINANCING19

CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY
3.1 SOURCES OF DATA 29
3.2 LOCATION OF DATA 30
3.3 METHODS OF DATA COLLECTION 30

CHAPTER FOUR
FINDINGS 31

CHAPTER FIVE
RECOMMENDATION AND CONCLUSION 33
BIBLIOGRAPHY 38
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
Nigeria since the oil boom in the early 70’s has been a victim of a monolithic economy and since then has been enjoying the so called ‘Petro Naira’ without adequately evolving a sound policy that will keep the nation’s economy in a firm foundation for steady growth. Though the country recognized the importance of Industrialization as far back as 1964, yet when the ‘Petro Naira’ started flowing in, they were blindfolded as to ignore the importance of establishing industries to ensure a diversified economy. Now the ‘Petro Naira’ is no more, and the future outlook is bleak, the need for a diversified economy became the subject matter of many governmental policies and actions. This leads us to one of the ways for solving this problem and that is industrialization.
Apart from ensuring a diversified economy, industrialization also accelerates the economic development of a country; infact the basic premise is that if a country wishes to accelerate the overall rate of economic development, the country must have manufacturing production rising much faster than the overall rate of growth of the G.N.P. and this has to be reflected in an increasingly dominating role of manufacturing industry in the total economy.
Also, industrialization ensures export expansion and import contraction coupled with the fact that it stimulates foreign exchange earnings, international recognition and the provision of employment opportunities for the teeming population.

1.2 STATEMENT OF THE PROBLEM
Banks supposed to have contributed immensely to the industrial development of Nigeria in various aspects. But the unawareness of the industrialists on the role of banks in industrial development pose a serious problem to the industrial development of Nigeria. The number of industrialists that make use of the services of the banks in their various firms is limited.
Again, most industrialists are not aware of the duties and responsibilities of the banks in the overall growth of their firms. The poor industrial knowledge of these industrialists help to compound the general problems of industrial development of which bank services can be gainfully employed for the purpose of solving them.
It has be