The Role of Nigeria Agricultural Co-operative And Rural Development Bank on Nigeria Economy.

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Chapter one
Introduction
Background of the study
Statement of the problem
Purpose of the study
Significance of the study
Limitation of the study
Chapter two
Review of literature
Chapter three
Research design and methodology
Sources of data
Location of data
Method of investigation
Chapter four
Findings
Chapter five
Recommendation and conclusion
BIBLIOGRAPHY.
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
Banking in Nigeria has gone through very dramatic changes within this decade the industry has grown beyond optimistic expectations. Over the period, the number of banks expanded, the variety of banks increased, banking operation were substantially deregulated, competition increased and banks were forced to be more innovative and service oriented.
Nigerian Agricultural, co-operative and Rural development bank (NACRDB) COME IN AS A Financial Institution which provides medium and long term credit for the creation or expansion of agricultural, commercial and industrial enterprises of the Economy. It is mostly established by the government.
In Nigerian Economy, agricultural sector is among other sector which is very central to it’s economic growth and development. It play very vital role in the economy by providing food, increasing domestic savings, providing foreign exchange earnings, employment, providing raw- materials for the industrial sector, as well as improving the gross domestic product of the country.
Before NACRDB was established, several other measures had been taken by the government to encourage agriculture in the country, but they all failed the economy. It is in search for an efficient agricultural financing institution that these Nigerian Agricultural, co-operative and Rural development bank came in
1.2 STATEMENT OF THE PROBLEM
Nigeria Agricultural, co-operative and Rural development bank have been identified as a catalyst for a meaningful economic transformation. Herein are among other things, the problems of the bank.
1. Inadequate finding: development financing demands a huge capital out lay but the finance available to the bank is relatively small when compared to the competing needs.
2. Misconception of bank loans: most beneficiaries of development finance feel and wrongly too that the funds borrowed are part of their Nonrefundable share of the national cake.
3. Too extensive duty: The combination of the duties performed by three different institutions by one bank seems too difficult a task for the bank.
4. Inadequate data: NACRDB lacks statistics and information for effective planning